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- Sipay Vs. Param: Receive & Spend Money
Sipay vs Param: Receive & Spend Money Usage & Stats
Smart Finance with Sipay
Take control of your spending today!
Manage your entire financial life from one place with Sipay.
Download the Sipay Mobile app, open your free account, and start using it with ease.Spend smart, earn as you go, and enjoy the freedom of managing your money your way!
Discover the world of Sipay!
Without the need for a traditional bank account or bank card, you can now shop online and in-store, make money transfers, pay bills, buy and sell gold and silver, access your Findeks Risk Report, and much more freely and securely across the globe!
- Download the Sipay Mobile App
- Complete identity verification in just 1 minute
- Link your account with a Sipay Virtual Card or order your physical Sipay Card
What can you do with Sipay?
1- Cash Withdrawal & Deposit: Withdraw and deposit money easily via partner ATMs
2- 24/7 Free Money Transfers: Send money anytime with Sipay IBAN and FAST with no transaction fees
3- Bill Payments: Pay your bills quickly and effortlessly
4- Findeks Risk Report: Get your first Findeks Risk Report free through Sipay
5-Precious Metal Trading: Buy and sell gold, silver, platinum, and palladium
6- Cashback Rewards: Instantly earn cashback from various brands and digital platforms
7- Sipay Card: Shop securely and quickly with contactless payment anywhere in the world
8- Open Banking: Manage all your bank accounts from one place
9- QR Transactions: Make POS payments, send, or request money via QR code completely free
10- International Money Transfers: Send money to nearly 100 countries across 6 continents within minutes your first transfer is free!
Cashback Offers
Make your digital platform payments with your Sipay Card and earn up to 40% cashback.
New User Cashback
Get up to ₺300 cashback with 40% instant refund on digital platform payments during your first 6 months.
Platform-Specific Cashback Rates:
Netflix, Spotify, Exxen, YouTube Premium, Amazon Prime, Max, Tabii – 40%
App Store – 10%
Grocery – 5%
Games & Digital Codes – up to 30%
Pharmacy – 25%
PlayStation – 10%
Steam – 10%
Cambly – 10%
Udemy – 10%
VOI – 15%
Yolcu360 – 10%
Odamax – 5%
Fitty – 25%
Café & Restaurant – 10%
Cosmetics – 10%
MetropolCard – 4%
Download Sipay now and open your free account. Start spending smart and earning cashback instantly!
Smart finance starts with Sipay.
Need help or have questions?
www.sipay.com.tr
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- Free
- Finance
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Welcome to Param! You're in the right place to earn instant cashback on your purchases and manage your money easily. Discover the world of Param, Turkey's first BDDK-licensed electronic money institution, packed with benefits. Spend and earn with your ParamKart prepaid card, providing instant support for your budget.
Don't Miss Out on Instant Cashback Opportunities!
Earn instant cashback on your purchases at partner brands using your ParamKart. You can spend the cashback amounts you earn however you like.
Atasay: 5% Cashback
Boyner: 4% Cashback
Burger King: 2% Cashback
CarrefourSA: 3% Cashback
e-bebek: 4% Cashback
Hatemoğlu: 5% Cashback
Hotiç: 7% Cashback
İpekyol: 8% Cashback
Jack&Jones: 12% Cashback
Cafe & Restaurant: 10% Cashback
Kiğılı: 7% Cashback
Koçtaş: 2% Cashback
Kütahya Porselen: 5% Cashback
Modanisa: 2% Cash Back
Network: 5% Cash Back
Panço: 8% Cash Back
Popeyes: 2% Cash Back
All Your Financial Transactions in One Place
- Create a Virtual Card: Shop online securely without sharing your card details. Create your virtual card in seconds and easily manage your spending.
- Free 24/7 Money Transfers: Send money instantly to anyone, anytime with FAST.
- Pay Your Bills: Easily settle all your bill payments without waiting in line.
- Pay with QR Code: Complete your payment in seconds by scanning the QR code at the cash register.
- Easily Load Money: Instantly load money into your account with your bank or credit card.
- Insurance and Donation Transactions: Get insurance quotes from partner institutions or easily make donations to non-profit organizations.
Download Param Mobil now, spend and earn with your prepaid card, and grab cashback opportunities!
About Param
Founded in 2014, Param is Turkey's first and leading electronic money institution licensed by the BDDK, with over 9.5 million users. We serve a wide audience with over 150 co-branded card projects, from lawyers to unions, shopping malls to universities.
Secure Digital Account
BDDK Licensed and Regulated: All our activities are supervised by the Central Bank of the Republic of Turkey.
International Validity: Member of Troy, Mastercard, and BKM (Interbank Card Center).
Superior Security: Personal data and card information are protected by PCI DSS and SSL certificates.
Customer Support
Web: param.com.tr
Phone: 0850 988 8888
Email: destek@param.com.tr
Param is a brand of TURK Elektronik Para A.Ş
- Apple App Store
- Free
- Finance
Store Rank
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Sipay vs. Param: Receive & Spend Money ranking comparison
Compare Sipay ranking trend in the past 28 days vs. Param: Receive & Spend Money
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Sipay vs. Param: Receive & Spend Money ranking by country comparison
Compare Sipay ranking trend in the past 28 days vs. Param: Receive & Spend Money
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January 15, 2026