OneCard (India) vs Freo - UPI, Insurance, Loans Usage & Stats

With the updated OneCard app, you can now make payments via UPI. The all-new OneCard UPI is here to simplify everyday payments. Here’s what’s new: Superfast payments Experience superfast payments with OneCard. The UPI feature on the app is designed to be snappy, letting you complete transactions effortlessly-no extra steps, no delays, just quick and seamless payments every time. Pay on UPI with credit card Want to use your credit card on UPI? Link your RuPay credit card to OneCard UPI and pay effortlessly by scanning any QR code. Enjoy fast, secure transactions without the hassle. What’s more? The OneCard app also allows you to choose and apply for select credit cards from our partner Banks and financial institutions, giving you complete control over your credit card directly through the app. Get your hands on the metal-crafted One Credit Card, issued by our partner Banks and financial institutions. Here’s what you get: Lifetime free No annual fees. No joining fees. No fuss. It only gets better! Supercharged 5X rewards Unlock 5X rewards on your top two spending categories every month. Anytime EMI Convert your spends into EMI within the app and manage all your EMIs effortlessly with flexible repayment options. Offers around you Dining out, shopping, or fueling up? Use the ‘Around You’ feature to discover exclusive offline offers and deals across stores and categories on your One Credit Card. Global acceptance & low forex fees Enjoy low forex fees on international transactions with your One Credit Card. Accepted worldwide, it’s your ideal travel companion. Mobile recharge Recharge your mobile for all major operators, including Jio, Airtel, and VI, directly through the app without any extra fees. Bill Payments Pay utility bills like electricity, gas, water, DTH, and broadband using your One Credit Card and earn rewards on every spend. You can even pay school fees or tuition fees through the app. Pay rent with your credit card Stay on top of your rent payments. Easily manage rent payments through the app. FD-backed credit card to build your credit score Don’t have a high credit score? Get an FD-backed One Credit Card by creating an FD. This helps build your credit score, making it easier to access credit products in the future. Why choose one credit card? Metal card 16-gram pure metal card - premium feel, sleek design. Lifetime free No hidden fees, no joining fees, and no annual fees ever! Instant virtual card Activate your virtual credit card the same day and start using your One Credit Card instantly. Complete control Track your expenses, set limits, and manage your card effortlessly through the app. Banking Partners & Eligibility Criteria One Credit Card is offered by multiple Banks and financial institutions i.e South Indian Bank (SIB), Federal Bank, BOBCARD, CSB Bank, Indian Bank, and SBM (State Bank of Mauritius). You must be 18+ years old and an Indian resident to be eligible for One Credit Card. The approval is subject to your credit score and the issuing bank partner’s eligibility criteria. Interest & Other Charges Interest-free period - up to 48 days The interest rate on unpaid dues - 3.75% p.m. Over limit charges - 2.5% (min Rs. 500) EMI Processing fee - 1% (min 99) EMI Foreclosure fee - 3% (min 99) To apply, download the OneCard app now and #BeTeamMetal For help email us at help@getonecard.app. Do visit our website to contact us for any queries at https://getonecard.app. Our address: West Bay, S. No. 278 Hissa No. 4/3, Pallod Farm, Phase II, Baner, Pune, MH, IN - 411045.

Apple App Store
Paid
Finance

Store Rank

- -

Freo - UPI, Insurance, Loans

Freo App, where you can Pay, Invest, Borrow and Insure, all within a single app. UPI Payments – Faster, Smoother, Better! With Freo - Scan & pay across India - UPI Payments, Bank to Bank Transfer, Merchant Payment Account to Account Transfer, Bill Payment, QR Scanning - Powered by UPI Link your bank account on Freo app to transfer money with BHIM UPI instantly! Freo app is safe, secure, meets all your payment, investment, insurance & banking needs. Freo allows you to: • Money Transfer with BHIM UPI • Check Bank Account Balance • Manage Multiple Bank Accounts in Freo app • Save Beneficiaries across banks • Make Offline Payments (Scan & Pay via QR Code at local stores like kirana, food, medicines etc.) • Make Online Payments (food-grocery orders, shopping, travel bookings) • Pay for Recharges (Prepaid-Postpaid mobile bills, Cable-OTT, Wi-Fi) • Pay your utility bills (Gas, Electricity, Water etc.) As one of India's top Finance Apps, Freo with its smooth payment feature, allows instant access to money for your financial needs. Borrow flexibly with Freo (formerly MoneyTap) A Personal Loan with Freo stands out as we charge interest only on the amount you borrow, not the full approved amount. Our Most Loved Features • Borrow small or big (any amount from ₹3,000 to ₹5 lakhs) • Pay interest only on the amount you use • Instant loans with no collateral risk • 100% digital & paperless process • Flexible EMIs Loan Terms: • Amount: ₹3,000 to ₹5 lakhs • Interest rates: 12% to 36% per annum • APR: 10% to 70% • Tenures: 3 to 36 months • Low processing & line setup fees For ₹1,00,000 personal loan, for 1 year, @13% per annum*, a user would pay: - Processing fee (at 2%) = ₹2,000 + GST = ₹2,360 - Setup fee of ₹999+GST = ₹1181/- to be paid upfront - Interest = ₹7,181 - EMI = ₹8,932 Total amount to pay = ₹1,10,725/- *Interest Rate varies based on your risk profile. Only a fraction of our customers get an interest rate higher than 30% p.a. Our Lending Partners: → SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Company Limited) https://bit.ly/46KNzh9 → Incred Capital Financial Services Pvt Ltd https://bit.ly/3eTT0op → Kisetsu Saison Finance (India) Private Limited https://bit.ly/FreoCS → Cholamandalam Investment and Finance Company https://bit.ly/Cholamandalam → Transactree Technologies Pvt Ltd https://bit.ly/3UkU5WJ → Tapstart Capital Pvt Ltd. https://bit.ly/3qOUeEc Our Partners: → YES Bank - YES Bank Ltd. → Equitas SFB - Equitas Small Finance Bank → Lendbox - Transactree Technologies Pvt Ltd → Liquiloans - NDX Financials Services Pvt Ltd Gold Investment – Start with Just ₹10! • Invest in 24K gold starting from as little as ₹10 • No hassle of physical storage—buy & sell anytime, anywhere • Haven’t invested in gold yet? Start small, start now with just ₹10 and turn your savings into something precious! Insurance – Protect What Matters • Curated insurance plans for life’s uncertainties • Coverage for vector-borne diseases like Malaria & Dengue • Daily cash benefits during hospitalization • Comprehensive vehicle insurance for cars and bikes • Women-centric health plans for specific healthcare needs • Pet insurance to protect your furry friends • Secure your valuables and big purchases with peace of mind • Affordable, tailored protection for all. Haven’t secured your future? Explore Freo’s insurance options now! Fixed Deposits – High-Return Rates • Instantly book FDs from ₹1,000/- with returns up to 9%* • Guaranteed growth with flexible tenures to suit your needs • Choose from trusted banks & institutions for reliable investments • Enjoy peace of mind with guaranteed returns. Start growing your money today! Freo’s products are designed to help you get started with ease. Haven’t explored them yet? Start small, start now, and experience the difference for yourself! Contact: hello@freo.money