OneCard (India) vs Stashfin: Loans, Bonds & More Usage & Stats

With the updated OneCard app, you can now make payments via UPI. The all-new OneCard UPI is here to simplify everyday payments. Here’s what’s new: Superfast payments Experience superfast payments with OneCard. The UPI feature on the app is designed to be snappy, letting you complete transactions effortlessly-no extra steps, no delays, just quick and seamless payments every time. Pay on UPI with credit card Want to use your credit card on UPI? Link your RuPay credit card to OneCard UPI and pay effortlessly by scanning any QR code. Enjoy fast, secure transactions without the hassle. What’s more? The OneCard app also allows you to choose and apply for select credit cards from our partner Banks and financial institutions, giving you complete control over your credit card directly through the app. Get your hands on the metal-crafted One Credit Card, issued by our partner Banks and financial institutions. Here’s what you get: Lifetime free No annual fees. No joining fees. No fuss. It only gets better! Supercharged 5X rewards Unlock 5X rewards on your top two spending categories every month. Anytime EMI Convert your spends into EMI within the app and manage all your EMIs effortlessly with flexible repayment options. Offers around you Dining out, shopping, or fueling up? Use the ‘Around You’ feature to discover exclusive offline offers and deals across stores and categories on your One Credit Card. Global acceptance & low forex fees Enjoy low forex fees on international transactions with your One Credit Card. Accepted worldwide, it’s your ideal travel companion. Mobile recharge Recharge your mobile for all major operators, including Jio, Airtel, and VI, directly through the app without any extra fees. Bill Payments Pay utility bills like electricity, gas, water, DTH, and broadband using your One Credit Card and earn rewards on every spend. You can even pay school fees or tuition fees through the app. Pay rent with your credit card Stay on top of your rent payments. Easily manage rent payments through the app. FD-backed credit card to build your credit score Don’t have a high credit score? Get an FD-backed One Credit Card by creating an FD. This helps build your credit score, making it easier to access credit products in the future. Why choose one credit card? Metal card 16-gram pure metal card - premium feel, sleek design. Lifetime free No hidden fees, no joining fees, and no annual fees ever! Instant virtual card Activate your virtual credit card the same day and start using your One Credit Card instantly. Complete control Track your expenses, set limits, and manage your card effortlessly through the app. Banking Partners & Eligibility Criteria One Credit Card is offered by multiple Banks and financial institutions i.e South Indian Bank (SIB), Federal Bank, BOBCARD, CSB Bank, Indian Bank, and SBM (State Bank of Mauritius). You must be 18+ years old and an Indian resident to be eligible for One Credit Card. The approval is subject to your credit score and the issuing bank partner’s eligibility criteria. Interest & Other Charges Interest-free period - up to 48 days The interest rate on unpaid dues - 3.75% p.m. Over limit charges - 2.5% (min Rs. 500) EMI Processing fee - 1% (min 99) EMI Foreclosure fee - 3% (min 99) To apply, download the OneCard app now and #BeTeamMetal For help email us at help@getonecard.app. Do visit our website to contact us for any queries at https://getonecard.app. Our address: West Bay, S. No. 278 Hissa No. 4/3, Pallod Farm, Phase II, Baner, Pune, MH, IN - 411045.

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Stashfin: Loans, Bonds & More

Download the Stashfin app today and unlock your financial superpower! Experience the convenience of instant paperless loans at competitive interest rates with Stashfin Personal Loans of up to ₹5,00,000. Grow your wealth by investing in Corporate Bonds, safeguard yourself against digital fraud with comprehensive insurance, and enjoy exclusive deals and rewards from top brands 1) Stashfin Personal Loan and Credit Line: Get Instant Personal Loan up to ₹5 lakhs 24*7 access to funds from ₹1,000 to ₹5,00,000 Interest free period of up to 30 days Pay interest only on the funds you use Tenure: 12 months - 36 months APR: 21% p.a to 45% p.a 2) Investment in Corporate Bonds Earn high returns of up to 15% p.a Investments start with just ₹10,000 Interest is credited monthly to your bank account Low volatility compared to stock market 3) Insurance Insurance plans for what’s often ignored. Protect your digital wallet and safeguard against online frauds Wallet Protection Income Protection Loan Protection Travel Insurance UPI Fraud Protection Device Protection 4) Credit Builder Stashfin's Credit Builder is designed to help individuals with poor credit scores or no credit history improve their creditworthiness. It caters to people who may have been denied loans through the Stashfin app or other financial institutions due to their low credit scores. Small Loan Amounts: Offers manageable loan amounts tailored to the individual's financial situation Regular Repayments: Encourages timely repayments to demonstrate financial discipline Credit Score Improvement: As users make consistent payments, their credit history is reported to credit bureaus, potentially improving their credit score over time 5) Vouchers Use vouchers to save more and enjoy a lifestyle upgrade while managing your finances smartly Shop & Save: Get shopping vouchers from top e-commerce and retail platforms Dine & Delight: Enjoy delicious treats with dining and food delivery vouchers Entertainment Perks: Access subscriptions and movie deals for endless fun How does Stashfin Work? Download the Stashfin App and register with your phone number Fill in your details and upload verification documents Once verified, the final loan application status can be checked on the App Once approved, E-sign the loan agreement; the approved amount will be disbursed to you within 5 minutes, followed by an SMS notification on the registered number Eligibility Criteria to Apply for Instant Personal Loan, you should be an Indian Citizen above the age of 18 Documents Required for Instant Personal Loan- Address Proof (any one of Aadhaar Card/Voter ID/Passport/Driving License) Identity Proof (PAN ID) In some cases, you may be also asked for, Bank Statement ITR/ GST Paper Sample EMI calculation: Loan Amount: ₹52903 Tenure: 18 months Rate of Interest: 21% per annum Transaction Fee: 2.15% (₹1137) Platform Fee: 2.5% (₹1323) GST on Transaction & Processing Fee: ₹443 Total Interest: ₹9227 EMI: ₹3452 Amount Disbursed: ₹50000 Total Repayment Amount: ₹62129 About Stashfin's Free Credit Period Stashfin offers a one-month interest-free credit period, so if the loan is repaid within 30 days, no interest is levied on the borrowed amount About Stashfin Stashfin is the digital lending application ("DLA") operated by EQX Analytics Private Limited. It acts as a lending service provider ("LSP") for Akara Capital Advisors, a Non-Banking Financial Company (NBFC) duly registered with the Reserve Bank of India (RBI) Stashfin also serves as a facilitator for bonds with SEBI-registered Online Bond Platforms (OBPPs), specifically GripInvest and Aspero Contact Us: Mail: grievance.officer@stashfin.com Call: +91-9289108544 | 0124-6981222 Address: 18th Floor, Magnum Global Park, Golf Course Ext Road Sec 58, Gurgaon-122011