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Revolut — teen finance vs N26 — Love your bank Usage & Stats
Revolut is the money app designed to spend, save, and set money aside.
What's in store:
• Get your own customizable debit card and virtual cards to add to your Apple or Google Wallet (personalization fees may apply)
• Send money between friends on Revolut (minimum age restriction applies)
• Receive money from everyone — even if they’re not on Revolut — with Payment Links
• Save and earn with a Savings account
• Get a 360º view of your money with Analytics
• If you’re in the UK, you can move to the main app once you turn 16
How does it work?
1. Download this app and create an account (if you're below the age of data consent, your parent will need to create an account for you from their Revolut app. You can check the age of data consent in your country below)
2. Get approved by your parent or guardian
3. Choose a debit card and customize it with text, stickers, and your own sketches (personalization fees may apply), then order it from your parent's app
4. Add your card to Apple or Google Wallet to start spending straight away (minimum age restriction applies)
Parents and guardians, this part's for you ↓
With Revolut, they can manage their money independently, under your supervision.
Teens above the age of data consent can sign up themselves, but you'll have access to security controls, like spending notifications, in-app card freezes, and many other features to give you peace of mind.
If you have teens below the age of data consent, you can create an account for them from your Revolut app. Here’s how:
1. Have them download this app and create an account
2. Approve their account from your Revolut app
3. Order their prepaid debit card from your app (personalization fees may apply)
Find your country's age of data consent ↓
In Bulgaria, Denmark, Estonia, Finland, Gibraltar, Iceland, Latvia, Malta, Norway, Portugal, Singapore, Sweden, Switzerland, the United Kingdom, or the United States:
• Teens aged 13+ can create an account with parent or guardian approval
• Teens aged 12 or under (minimum age restrictions apply) will need a parent or guardian to create their account from the main Revolut app
• Referrals and payments to and from customers on this app are only available to teens aged 13+
In Austria, Belgium, Cyprus, Italy, Lithuania, or Spain:
• Teens aged 14+ can create an account with parent or guardian approval
• Those aged 13 or under will need a parent or guardian to create their account from the main Revolut app
• Referrals and payments to and from customers on this app are only available to teens aged 14+
In Australia, Czech Republic, Greece, or Slovenia:
• Teens aged 15+ can create an account with parent or guardian approval
• Those aged 14 or under will need a parent or guardian to create their account from the main Revolut app
• Referrals and payments to and from customers on this app are only available to teens aged 15+ (referrals subject to feature availability in your country)
In Croatia, Germany, Hungary, Ireland, Liechtenstein, Luxembourg, the Netherlands, Poland, Romania, or Slovakia:
• Teens aged 16 and above can create an account with parent or guardian approval
• Those ages 15 or under will need a parent or guardian to create their account from the main Revolut app
• Referrals and payments to and from customers on this app are only available to teens aged 16+
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Welcome to the bank you'll love. Bank, save, and invest in one beautifully simple app that's trusted by millions.
BANK
– Open your online N26 bank account in minutes — right from your smartphone. Get a physical or virtual Mastercard debit card, add it to Apple Pay, and start using it straight away.
– Send money in seconds using MoneyBeam and instant transfers.
– Want even more perks and features? Discover our premium accounts and give your banking experience an upgrade. Choose from N26 Smart, N26 Go, and N26 Metal.
– Open your joint account in minutes and manage shared finances alongside your personal account.
– Self-employed? Handle all your business finances with an N26 business account and get up to 0.5% cashback for every payment you make with your N26 Mastercard.
– Send money near and far via international money transfers powered by Wise with N26. Just a few taps in your N26 app and your money arrives in 35+ countries with no hidden fees.
– Split eligible past purchases with N26 Installments, or get approved for an overdraft of up to €10,000 in minutes (available in Germany, Austria, and Spain). With N26 Credit, you can get a loan instantly with no paperwork (available in Germany, Austria, Spain, and France).
– And if you have questions, contact us day and night via the chat in your N26 app — in five languages.
SAVE
- With N26 Instant Savings, grow your money with full flexibility, no matter what membership you have. Earn interest on all your savings with no deposit limits** and access your funds anytime. Earn our highest interest rate, linked to the ECB with N26 Metal.***
- Achieve your goals by organizing your money into N26 Spaces sub-accounts, and automate your savings with N26 Round-ups and Income Sorter.
- Get spending insights to help you stay on track.
* The interest rate is based on country and membership. Available to eligible N26 customers in 16 countries across Europe, including Germany, Austria, France, Spain, Ireland, and the Netherlands.
**The money in your N26 bank accounts — including N26 Instant Savings — is protected up to €100,000 by the German Deposit Guarantee Scheme.
***Offer for new N26 customers who open an N26 Metal account from 19/2/25. Interest rate corresponds to the current European Central Bank deposit facility rate and is subject to change.
INVEST
- Trade thousands of stocks and ETFs for free — right in your banking app. Or select one of our ready-made funds and let the experts do the work.*
- You can start with €1, and buy and sell anytime.
- Manage your investments without having to download another app. Get a complete overview of your portfolio, transaction fees, gains, and losses.
- Not much time on your hands? Automate your investments with our free, fully-flexible investment plans.
*None of these statements constitute investment advice. Check our website for availability in your country.
TRAVEL THE WORLD WITH N26
Pack your bags — we've got the rest. Get the best exchange rates, free ATM withdrawals abroad, travel insurance, lounge access, travel eSIM connectivity, and 24/7chat support, all in one.
BE SIMPLY SECURE AND FULLY IN CONTROL
- As a fully-licensed German bank built on the latest technology, we’re always working to make sure your money is in safe hands.
- Get control over the security of your account with customizable settings in your N26 app. Lock and unlock your card, change your PIN, set spending limits, and hide your sensitive data from prying eyes — instantly and effortlessly.
- Turn down the lights and use your N26 app in dark mode if you want to.
Imprint and Cookie Policy: n26.com/app
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Revolut — teen finance vs. N26 — Love your bank ranking comparison
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January 12, 2026