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- Sense SuperApp: online bank UA Vs. Банк Власний Рахунок: онлайн
Sense SuperApp: online bank UA vs Банк Власний Рахунок: онлайн Usage & Stats
Sense SuperApp is a reliable digital bank that offers fast and convenient financial management. Open your bank account in 5 minutes, pay utility bills, send and receive money, apply for credit and installments, control your expenses, and manage your individual entrepreneurship.
OPEN A CARD IN MINUTES
Choose the easiest way to become a customer:
1. 15 minutes via video chat or 5 minutes with the help of the Diia app.
2. In just 1 minute, you can use your digital card.
3. If you need a plastic card, delivery is free of charge.
Sense Bank is a state-owned Ukrainian bank and one of the largest banks in Ukraine.
Sense Online Banking:
CREDIT AND INSTALLMENTS
• Online credit — choose the amount and period of the credit, and get money on your card
• Instant installment plan: max. loan amount - up to UAH 200,000 for a period of up to 24 months. The actual annual interest rate ranges from 1.8% for up to 6 months to 2.9% for up to 24 months, subject to the conditions of the "Instant Installment Plan" program.
• Easy installment plan — purchase goods and services from our partner network. Max. loan amount - up to UAH 200,000 for a period of up to 24 months. The actual annual interest rate, subject to the conditions of the "Easy Installment Plan" program, is 0.01% (for 3–24 months).
CASHBACK
• Cash ’u Club bonus program, advanced cashback, and special cashback from our partners
• Withdraw bonuses as real money (1 bonus = 1 UAH)
• Invite a friend to Sense SuperApp — you and the new client both get 100 UAH cash back directly to your accounts.
BANKING SERVICES
Sense SuperApp — banking and finance with comfort:
• Swift payments, money transfers, utility payments, and mobile balance top-ups with no additional charge, plus QR code payments
• Choose your card — debit, credit, premium, and business cards are available, as well as branded cards "ВИГОДА" (Epicenter) and ATB
• Payment systems — Mastercard and Visa
• Top up your card — easily, with no fees, via Sense Bank ATMs and terminals, or through EasyPay and City24 terminals
• Ability to create templates for payments and money transfers
• Unique “Drag’n’Drop” function — make payments even faster
• “Raise money” service — split the bill in a cafe or chip in for a birthday present
• Token and subscription management
• Your financial assistant — track expenses by category, choose a spending plan, and more
• Account statements and receipts — get in a few taps
• Google Pay and Apple Pay support — add your card to your digital wallet and pay with your smartphone (incl. Face ID and Touch ID)
• Intuitive interface — enjoy a unique, personalized banking experience
• 24/7 support — our online support team is available 24/7.
Also:
• International transfers and currency exchange
• Investments in Domestic Government Bonds of UA.
INDIVIDUAL ENTREPRENEURSHIP
Open and manage simply and efficiently:
• Business account for an individual entrepreneur: tax payments, money withdrawal to a personal card, sale of currency, opening of accounts in foreign currencies, and more.
Sense SuperApp - an online bank that simplifies business and finance management.
DEPOSITS
Invest directly from your phone:
• Deposits: "Quick" — income for each day; “Profitable” with the bonus for prolongation; "Saving" for any period you wish
• Mortgage.
SENSE FAMILY
Open cards for your family and children — manage your family budget, share credit limits, and earn more bonuses.
• Family Card — an additional card for shared use
• Kids Card — for children aged 6-14, with a loyalty program and parental controls.
WHY SENSE SUPERAPP?
• All finances in one app: personal finances, business accounts, and investments.
• Rewarding purchases: credit, installment purchases, cashback, and bonuses.
• Fast and convenient: intuitive interface, instant payments, wallet, and 24/7 online support.
Join 1 million+ satisfied customers today!
JSC «Sense Bank» License NBU №61 dated 05.10.2011, in a banking state register №158, Ukraine, Kyiv
- Apple App Store
- Free
- Finance
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Bank Vlasnyy Rakhunok — a digital bank for "Silpo" guests
With my card, shopping at "Silpo" is super beneficial! More balobonus points for purchases, no limit on the amount, both personal and credit funds — all in your smartphone. You can open a virtual card in just 3 minutes using the Bank Vlasnyy Rakhunok app.
Perks for shopping at "Silpo" with the Bank Vlasnyy Rakhunok card:
• 10% cashback on Ukrainian goods under the 'National Cashback' program.
• Up to 3% back in balobonus points for food purchases
• Free card top-ups at the cash registers
• Cash withdrawals at all "Silpo" cash registers, unless there is an air raid warning
• Additional exclusive promotions and discounts
How to get the card?
• Download the Bank Vlasnyy Rakhunok mobile app
• Verify your documents via the "Diia" app, fill out the form, and set your PIN
• Get your virtual card in 3 minutes, add it to Apple/Google Pay, and use it immediately!
• Want a physical one? Get it at the "Silpo" cash register, and the money for it will be refunded as balobonus points after the first purchase.
The same balobonus points:
• 1% in balobonus points guaranteed for food purchases at "Silpo"
• Spend more than 10,000 UAH anywhere with my card — get 2% in balobonus points for food purchases at "Silpo" next month
• Buy "Premiya" products, Silpo's brand — "Silpo" will return 3% in balobonus points
• Use your balobonus points at "Silpo", MAUDAU, LOKO — quick food delivery as early as the next day after purchase
• 1 balobonus = 1 UAH — for the maximal benefit!
About credit:
• Virtual credit card in your Apple/Google Pay wallet
• Credit limit up to 100,000 UAH, with a grace period of up to 62 days
• Interest rates during the grace period — 0.00001% per month
• Interest rate after the grace period is 3% per month, with an annual equivalent of 43.1%
Installment payments:
• Installment payments for shopping from 500 UAH
• I will refund the entire receipt amount to your card
• Pay in equal installments over 3 months with no extra charges
• Monthly commission — 2%
About currency cards:
• Opening a currency card in USD or EUR — free
• Virtual card in the app without plastic
• Cash top-ups through Bank Vostok and non-cash transfers from card to card — free
• Convenient way to buy currency online without commission. Check the rate in the bank’s app
• Currency converter — check the exchange rate online in the bank's app
• Instant currency transfers to a foreign bank card, with a commission of only 1%
About deposits:
• Interest rates for UAH deposits with terms up to 12 months, ranging from 7% to 14.5% annually
• Interest rate for currency deposits with a term of 95 days — 0.1% annually
• Deposit currency: UAH, USD, EUR
About "Nazbyratus":
• Open "Nazbyratus" and save for your dreams — 5% per year, calculated daily
• Free access to funds — deposit and withdraw whenever you want
About payments and transfers:
• 0% commission for express money transfers from card to another Ukrainian bank
• Pay for utilities, electricity, and mobile top-ups with no commission — easy top-ups
• Quickly pay for train tickets, MVS fines for traffic violations, pension fund payments, and donations to the Armed Forces of Ukraine — with no commission
• Expense history, convenient transfers, tracking, and fast money movement
• Apply for OSCPW insurance
• Smart expense tracking — track all expenses, bills, and finances
Bank chat support:
• Chatbot in convenient messengers
• 24/7 support
• Notifications with interesting facts and news from Bank Vlasnyy Rakhunok
Well, do you want to try? Download the Bank Vlasnyy Rakhunok app and get your card easily and online!
Website: https://bvr.ua
JSC "VST Bank". Banking license from the National Bank of Ukraine №204 from 16.09.2025, in the state register of banks №283, Ukraine, Kyiv
- Apple App Store
- Free
- Finance
Store Rank
- -
Sense SuperApp: online bank UA vs. Банк Власний Рахунок: онлайн ranking comparison
Compare Sense SuperApp: online bank UA ranking trend in the past 28 days vs. Банк Власний Рахунок: онлайн
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Sense SuperApp: online bank UA vs. Банк Власний Рахунок: онлайн ranking by country comparison
Compare Sense SuperApp: online bank UA ranking trend in the past 28 days vs. Банк Власний Рахунок: онлайн
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January 16, 2026