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- myTU - Mobile Banking Vs. Blackсatсard
myTU - Mobile Banking vs Blackсatсard Usage & Stats
myTU is a versatile mobile banking app designed for convenience, speed, and security for both personal and business use. Our highly secure, purpose-driven mobile banking platform offers feature-rich solutions for your everyday banking needs.
Registering for myTU is free, and you can easily order a debit card. We only charge a monthly fee when you order a debit card. For detailed pricing information, please visit mytu.co
Who can use myTU?
- Individuals
- Businesses
- Kids aged 7+
Benefits:
- Obtain a European IBAN within minutes.
- It's easy to create a myTU account without going anywhere. All you need is your ID/Passport for legal verification and for kids, a birth certificate is required additionally.
- Make payments, receive payments, and save money in just a few taps. With SEPA Instant transfers, fund transfers take place instantly without any transaction fees.
myTU Visa Debit Card:
- Make payments easily with the contactless Visa debit card. It comes in two elegant colours – pick your preferred colour and order it in the app straight to your home.
- Access ATMs worldwide for free cash withdrawals up to €200 per month or twice a month.
- When you travel overseas, you can easily withdraw cash or pay for goods and services without any commissions.
- myTU Visa debit card is the perfect travel companion saving you hundreds of euros in commissions.
- Our Visa debit card features robust security. If your card is lost, lock it instantly in the app for added safety, and unlock it with a single tap.
Made for Kids:
- Every child who signs up on myTU gets a 10€ gift from us.
- Kids aged 7 and above can start using myTU. myTU for Kids help parents and children manage money easily – making sending pocket money really easy for parents.
- Kids receive their stylish payment card.
- Parents can track kids' spending with instant notifications.
For Businesses:
- myTU for Business offers not only mobile banking but also internet banking functionalities, ensuring you can manage your money on the go.
- Instant SEPA transaction settlements make a business banking account at myTU the ideal choice for many businesses.
- Get paid quickly and send money transfers promptly without the bureaucracy of traditional banks, and at lower fees.
myTU is available in all EU/EEA countries.
Accounts can be opened for citizens of EU/EEA. If you're a temporary residence permit holder, it is possible to create an account with myTU by providing proof of the necessary documents for legal requirements.
myTU is a licensed Electronic Money Institution (EMI) registered with the Bank of Lithuania. Customers' deposits are held securely in the central bank. So you can rest assured that your money is safe.
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Blackcatcard is a mobile application that offers a European Mastercard thoroughly designed for online and offline purchases and accepted worldwide.
Download the app and register in a few steps. You can start using your virtual card immediately. A plastic prepaid card with the same number will be produced in 24 hours and sent to you by international mail.
Blackcatcard app is your personal money manager available on your smartphone at any time of the day! You don’t need to use a traditional bank card anymore. Blackcatcard is available quickly and free of charge — the BCC standard rate will cost you €0/month!
Opening an account without a card is available worldwide! To apply for a payment card, you need to provide address proof from the EU or EEA countries. It is not necessary to have the citizenship of this country -- we just need your legally proved address! You can register with the phone number of any country and get a plastic card anywhere in the world!
In regards to the new European restrictions, we are currently obliged to ask Russian citizens who reside outside Russia to provide a residence permit as address proof to access SEPA payments. SEPA payments are not available for Russian citizens who reside in Russia.
How to open an account?
1. Download the app from the App Store
2. Fill in the registration form with your personal details, residential address and it's proof
3. Make a selfie and scan your ID
Blackcatcard features:
Additional cards: separate your family and personal expenses; make your budgeting look simple and systemised while keeping your costs apart. You can order additional cards with the desired name written on them.
Blackcatcard KIDS: bright card design, specially adapted for children. Electronic pocket money is much easier to manage and harder to lose. With this card, you can set limits on purchases. You will receive a push notification to your phone when a purchase is made. Goods that are prohibited for people under 18 years of age cannot be purchased with this card.
Card management: you can set separate spending limits, track transactions, top up your payment account.
Bonus programs to choose from: get 4% p.a. reward on the account balance, 2% cashback on Amazon, or 0.5% cashback for all card purchases excluding ATM withdrawals and transfers.
Money transfers: fast and easy SEPA transfers. Additionally, all money transfers between Blackcatcard accounts are limitless and free of charge.
1 IBAN + 1 Card for free: we are not charging any commission if you open an account following standard rate terms. Get a European IBAN and Mastercard and pay €0 / month.
3D Secure: our advanced security feature protects you from online card fraud. Confirm your transactions with a one-time password derived from BCC for easy and quick purchases.
24/7 Customer Support: unlike many other companies, we provide an expert team fully focused on your needs. Our employees are trained to the highest standards to ensure we resolve any issues that might occur.
Transfer money abroad, make purchases online and offline, and enjoy!
We take care of the security and protection of your data. BCC is collecting, using and processing your personal data in accordance with European General Data Protection Regulations. We use advanced measures to keep information secure.
If you are a citizen of a country that is outside of the EEA, but you reside in the EEA, you will need to provide one of the following documents additionally to prove your residence for obtaining a payment card:
— Temporary or permanent Residence Permit
— Long-term Visa (Type D)
— Refugee certificate
— Other document or certificate issued by a state institution confirming the right to stay in the country (Certificate of Stay)
BCC is not a bank and does not offer banking services.
- Apple App Store
- Free
- Finance
Store Rank
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myTU - Mobile Banking VS.
Blackсatсard
January 11, 2025