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- PalmPay - Transfers, Bills Vs. FairMoney: Loan App In Nigeria
PalmPay - Transfers, Bills vs FairMoney: Loan App In Nigeria Usage & Stats
PalmPay: The Smarter Way to Bank!
- Trusted by millions of Nigerian users for seamless money transfers and payments.
- Enjoy seamless and unlimited Free Transfers to all banks.
- Easy to sign up with your phone number and get mind-blowing Rewards.
- Enjoy a FREE ATM card with zero maintenance fee.
- Explore exclusive data bundles such as social and campus plans.
- Invest flexibly and earn up to 40% year return with a diverse range of financial products including savings, mutual funds, and insurance!
- 24/7 Customer Support is always available for you.
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PalmPay is an intuitive financial app with account opening, money transfer, and bill payments in one. PalmPay is worthy of your trust based on its safety and reliability. And it is fully licensed and regulated as a Mobile Money Operator by the Central Bank of Nigeria, insured by the NDIC, and trusted by millions of users.
With over 500 cooperation partners, PalmPay supports all scenarios you want to pay. You can get benefits in PalmPay APP, including amazing coupons, free transfer chances, cashback or discount on transaction, etc. Download, and join us now.
1. Transfer
- Unlimited Free Transfers to all banks.
- Instant transfer to over 500 financial institutions.
2.PalmPay ATM Card
- Apply via the app or obtain it instantly at a local card agent.
- Enjoy zero maintenance fee and zero SMS alerts fee.
- Accepted everywhere - usable at any POS, ATM, and online channel.
3.Data Bundle
- Purchase data bundles quickly and securely anytime.
- Explore exclusive plans such as MTN Social Bundles, GLO Campus Bundles, and Airtel 6X Voice Bundles.
4.Airtime
- Recharge instantly on MTN, Airtel, GLO, T2 Mobile (9Mobile), and Smile.
- Top up in seconds, anytime, anywhere.
- Stay connected with Airtime Auto-Renew - recharge automatically and avoid downtime.
5.Wealth
- Cashbox: a versatile savings wallet with an impressive annual interest rate of up to 20%.
- SmartEarn: offers an exceptional 22% annualized interest rate alongside 24/7 instant withdrawals, with no redemption fees.
6. Loan (Powered by Blooms MFB Ltd.)
- Repayment periods from 61 days to 6 months
- Loan amount from N2000 to N500000
- APR up to 36% per annum
*For example; N1000 is given for 90 days loan term,
*Interest: N90(9%rate)
*Total amount payable: N1090
*Representative: 36%APR
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We take the security of your funds and data seriously. PalmPay uses the highest level of encryption to protect your personal and transaction information.
1. Insuring Your Money
Your deposits are safe! Every Deposit made on PalmPay is insured by the Nigeria Deposit Insurance Corporation (NDIC).
2. Transaction Screening
We screen all transactions using international databases as our proprietary systems to prevent money laundering and fraud.
3. Security Certifications
PalmPay is PCI DSS certified to secure transactions against data theft and fraud. We are recognized by NITDA and comply with the NDPR for meeting the highest information security standards.
4. Fraud Protection
In addition to automation, PalmPay’s teams work full time to intercept suspicious transactions, freeze suspected account and follow up on reports.
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Contact us
We are always excited to hear from you. For any feedback or concerns, reach us via:
1. Helpline: 018886888
2. Email: support@palmpay.com
3. Website: https://www.palmpay.com/
4. Address: 20 opebi rode ikeja, Lagos
To know more, find us on Facebook, Twitter, Instagram, and Telegram.
1. Twitter: @palmpay_ng
2. Facebook: @PalmPay Nigeria
3. Instagram: @palmpayapp_ng
4. TikTok: @palmpayapp
5. YouTube: @PalmPay
6. LinkedIn: PalmPay
- Apple App Store
- Free
- Finance
Store Rank
- -
FairMoney - Nigeria’s Leading Online Loan App
Need an urgent loan or a reliable cash loan solution? FairMoney is your go-to loan app in Nigeria, providing fast and easy access to funds anytime, anywhere. With over 5 million users and 10,000+ daily loan disbursements, FairMoney stands out as the top loan app for individuals and businesses.
Why Choose FairMoney?
FairMoney is a trusted finance partner that offers a seamless loan borrowing experience with a variety of features designed to meet your financial needs.
1. Instant Loan
Facing an unexpected expense? Get an instant loan of up to NGN 3,000,000 in less than 5 minutes. No paperwork, no long queues, and no collateral—just a simple and secure loan app experience.
2. Flexible Repayment Plans
Choose from loan repayment options ranging between 30 to 180 days, making it easier to manage your finances. Whether you need a small loan for personal use or a larger business loan, FairMoney is the fast loan app that adapts to your needs.
3. Fastest Loan App – Quick Approvals & Instant Disbursal
FairMoney is the fastest loan app in Nigeria, offering quick loans without lengthy verification processes. Apply, get approved, and receive your fast cash directly in your bank account.
More than Just a Loan App
FairMoney isn’t just about loans; it’s an all-in-one finance platform designed to help you save, spend, and grow your money.
・Earn While You Save
Looking for a smarter way to save? FairMoney’s FairSave and FairLock features offer up to 30% interest on your deposits, outperforming traditional banks and microfinance institutions.
・Seamless Transactions with the FairMoney ATM Card
Make online and offline payments effortlessly with the FairMoney ATM card. Enjoy exclusive rewards and cashback, making everyday transactions rewarding.
・Zero Hidden Charges – Transparent & Affordable Services
With FairMoney, what you see is what you get. Enjoy zero service charges on bill payments and free bank transfers. Say goodbye to hidden fees and enjoy an stress-free finance experience.
・Security You Can Trust
Your security is our priority. FairMoney employs facial recognition technology, instant card freezing, and advanced security measures to protect your funds and data. Whether you're taking a business loan or using the fastest loan app, your financial information remains safe.
How to Get a Loan with FairMoney?
Getting started with FairMoney is simple:
1. Download the FairMoney loan app from Apple App Store.
2. Register and create your account in minutes.
3. Apply for an instant loan or business loan.
4. Receive fast cash directly into your bank account.
Example Loan Offer
・Loan Amount: NGN 100,000
・Tenure: 3 months
・Interest: NGN 6,000 (6%)
・Total Repayment: NGN 106,000
・Monthly Installment: NGN 35,333
・Representative APR: 24%
Join the FairMoney Community
Become part of the millions who trust FairMoney as their preferred online loan app. Whether you need a fast loan, quick loan, or a platform for saving, FairMoney has you covered.
All deposits on FairMoney are insured by NDIC, ensuring your funds are protected.
Get in Touch
We’re always happy to hear from you! Reach out to us for any questions or assistance.
・Email: help@fairmoney.io
・Phone: 017001276 / 01 888 5577
・Address: 28 Pade Odanye Close, Off Adeniyi Jones, Ikeja, Nigeria
Stay Connected
Follow us on social media for the latest updates:
・Facebook: FairMoney Microfinance Bank | Lagos
・Instagram: Instagram (@fairmoney_ng)
・Twitter: FairMoney Microfinance Bank (@fairmoney_ng) on X
・LinkedIn: https://www.linkedin.com/company/fairmoney/
Download FairMoney Today!
Get the fastest loan app in Nigeria and enjoy the convenience of a secure and reliable cash loan solution. Download FairMoney now and experience effortless finance management like never before!
- Apple App Store
- Free
- Finance
Store Rank
- -
PalmPay - Transfers, Bills vs. FairMoney: Loan App In Nigeria ranking comparison
Compare PalmPay - Transfers, Bills ranking trend in the past 28 days vs. FairMoney: Loan App In Nigeria
PalmPay - Transfers, Bills#197
FairMoney: Loan App In Nigeria#199
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PalmPay - Transfers, Bills vs. FairMoney: Loan App In Nigeria ranking by country comparison
Compare PalmPay - Transfers, Bills ranking trend in the past 28 days vs. FairMoney: Loan App In Nigeria
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January 12, 2026