CSOB SmartToken vs Čítačka Usage & Stats

SmartToken is a mobile banking application designed for ČSOB clients, which is used for electronic signature and client login in ČSOB electronic banking services. Each generated code is unique and its validity is limited in time. The application must be activated before first use. For activation you need a unique activation key from an SMS, or obtained through a branch or ČSOB Infoline. An internet connection is required to activate the application. After activation, it can be also used in offline mode. Never provide the generated codes to other persons and do not enter them into websites and applications that do not belong to ČSOB. The Bank will never ask you to send or notify the code generated by the SmartToken application or other security codes.

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Čítačka

The Reader application is intended for Tatra banka clients who have activated the Internet bankingTB service and serves to generate codes for logging in, activating or authorizing transactions in Tatra banka's electronic channels. The reader is equivalent to the standard Card and Reader authorization and authentication tool, and is equally secure. The reader can be activated - Directly in the application - using facial biometrics. For activation, you need PID - personal identification number, a valid Slovak ID card, an SMS code sent during activation to your profile phone number, and a scan of your face. - In person at the branch - By phone During activation, the Reader prompts the user to set a login password, the expiration time of which depends on its complexity, and to set a fingerprint for more convenient login. The Reader requires an Internet connection for activation and updating. Subsequently, it can also be used offline. Complete information as well as the terms of use of the Reader can be found at www.tatrabanka.sk. The current version of the Reader application is available for devices with the iOS 15 and higher operating system.