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- BHIM DLB UPI Vs. BHIM KVB Upay
BHIM DLB UPI vs BHIM KVB Upay Usage & Stats
Unified Payment Interface (UPI) application from Dhanlaxmi Bank, is now available for all Bank Customers.
Link different Bank Accounts to this single app for all your banking requirements. Banking is now more secured through BHIM DLB UPI.
An exciting feature of the app is that you can link and transact using all your bank accounts which may be in different banks, provided that bank is live in UPI platform. Ensure that you have linked same mobile number to all your bank accounts to transact from all banks accounts across India in a single app.
What can you do using BHIM DLB UPI?
• Send money (to friends, relatives, other UPI users whom you owe money)
• Receive money (from friends, relatives & other UPI users who owe you money)
• Initiate collect request (if you are not comfortable in asking your friend or relative or anyone who owes you money, just initiate a collect request!)
• Pay to merchants (using DLB VPA at any leading online/e-com merchants and experience the magic)
• Scan N Pay (QR based payments)
Features of BHIM DLB UPI
• One single App for Multiple Bank Accounts including Bank to Bank funds transfer
• Send money to any Bank Account using a virtual ID
• Option to send money using Account No/ IFSC or Mobile Number/ MMID (Mobile Money Identifier)
• Request money from anyone using the sender's Virtual ID
• Get account balance of registered account
• Scan N Pay (QR based payment solution) to receive and send money
• View Transaction status and history
• Instant & seamless fund transfer, 24/7 between all participating banks
• No charges for transactions using BHIM DLB UPI
It’s more secured: No need to expose account details for funding your account, Use Virtual ID to keep your transactions more confidential and secured. Virtual ID is a unique ID similar to an email ID which will be issued by the Bank to the user and will be mapped to user's Bank Account which helps the user to keep confidentiality of his Account details. Virtual ID will be a combination of username + "@" + Bank Handle. (123@dlb, abc@dlb)
Please send us your feedback and suggestions at customercare@dhanbank.co.in.
For related queries and support call us at 0487-6613000.
Visit website https://www.dhanbank.com
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Karur Vysya Bank presents KVB Upay – A Unified Payments Interface (UPI) application that lets you transfer funds from any bank account using a Virtual Payment Address (VPA), IFSC & Aadhaar.
What is UPI?
Unified Payments Interface (UPI) is an instant real-time payment system developed by National Payments Corporation of India facilitating inter-bank transactions. The UPI is regulated by the Reserve Bank of India (RBI) and works instantly by transferring funds between two bank accounts on a mobile platform.
If you operate multiple banks account & use multiple apps for your payments? Switch to KVB Upay for managing all your accounts at one place.
Benefits of using KVB Upay
- No need to remember account number, IFSC for fund transfer
- Send/Collect money using a Virtual Payment Address
- Access all bank accounts linked to your mobile number in one app
- Pay to friends & relatives using their VPA
- Pay to any user using any UPI application.
- Request money from any UPI user
- Scan a QR and pay on the fly.
- Make Payments by QR Scanning
- Check account balance
- Block unwanted VPA as Spam
What are the requirements for using KVB UPay?
You should have following
- A iPhone with internet services
- An operative bank account
- The mobile number being registered with UPI must be linked to the bank account.
- Active debit card relating to this account for creating mPin.
How to register for KVB Upay?
- Download “BHIM KVBUPay” from iOS App Store
- Click on “Proceed” to verify your mobile number.
- An SMS will be sent from your mobile for verification.
- After your mobile number is verified, the Profile Registration screen is displayed. Fill in the required details.
- Create six digits numeric application password for logging in to application and confirm the same.
- Once successfully registered, login to the app and create VPA for the bank account linked.
- Select the Bank & create VPA for the bank.
- Set mPin for the selected bank using debit card
Support 24 X 7:
Email id: customersupport@kvbmail.com
Toll Free Number: 18602001916
Supported Banks: Visit our website https://www.npci.org.in/bhim-live-members to find out if your bank is live on BHIM
Permissions for App and reasons
SMS - As per NPCI guidelines, we will be sending a background SMS to verify the customer and mobile number linked to it.
Location – As per NPCI guidelines, we will capture location details
Storage – We need this permission to store the scanned QR Code.
Calls – We need this permission to detect SIM present or not
Go ahead and download BHIM KVBUPay application to experience the unique way of making payments using a Virtual Payment Address (VPA).
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BHIM DLB UPI vs. BHIM KVB Upay ranking comparison
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January 16, 2026