Macquarie Authenticator vs Ubank Money App Usage & Stats

The Macquarie Authenticator app provides an extra layer of security that helps protect your account and personal information and is our most secure way to authenticate. It's a mobile app that sends actionable push notifications for you to approve or deny online transactions and account changes or generate a unique one-time rolling code as an alternative authentication method. You’ll find it’s faster and easier than SMS, and it works more seamlessly when you’re travelling overseas as it’s connected to your device, not your phone number. If you happen to be travelling and you're not connected to a cellular or Wi-Fi network, the Macquarie Authenticator app will give you the option to use a rolling code to verify your transaction. When you use Macquarie Authenticator, you can rest easy knowing your money and data are even more secure. Features include: - Receive push notifications for real time authentication to approve or deny online transactions or account changes. - Generate unique rolling codes (one-time passcodes) without data connection as an alternative method to authenticate. - Tasks allow you to manage pending tasks. - PIN, fingerprint* and facial recognition*, to unlock and approve your app for secure approvals. *For devices that support fingerprint and facial recognition Supported products: Macquarie Transaction Account Macquarie Savings Account Macquarie Home Loan Macquarie Credit Card Macquarie Cash Management Account Macquarie Consolidator Cash Account

Apple App Store
Free
Finance

Store Rank

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Ubank Money App

Sign up with the code EASY30 to score $30 after 5 eligible card purchases in your first 30 days. Available during offer period. See Ts&Cs at https://www.ubank.com.au/campaigns/easy30-offer Signing up with a bonus code? Enter your code and make 5 eligible card purchases in your first 30 days to earn your signup bonus. See full terms below. Ubank is an everyday money app with banking and budgeting tools that help you get ahead with money. No matter where you’re starting from, ubank has loads of savvy features to help you do everyday money better, including: - No monthly fees and no overseas or international transaction fees from ubank. - Easy to unlock bonus interest on Save accounts, with a monthly $500 deposit (on balances up to $250K per customer). Withdraw money without affecting your bonus interest rate. - Connected Accounts, to display your other bank accounts and their balances in the ubank app. - Instant digital cards so you can start spending straight away with your digital wallet. - Bill prediction to notify you when your regular expenses are coming up. - Shared Accounts for rent or romance, so you can share money with your partner-in-finance. - Save Targets with an Autosave option, to help you save like a machine for your goals. - A Spending Footprint that tracks your spending in easy to follow categories. Ubank also supports you in the big moments, with flexible home loans for owner-occupiers, investors, and refinancing your loan. Apply with ubank for a comfortable loan with easy application, fast approval and great customer support along the way. Download the app and get started in minutes with a Spend and Save account. --------------------------------------------------------------------------------------------------------------------- Ubank is part of the NAB Group and uses advanced encryption technology to protect your money. Ubank is open to Australian citizens and permanent residents aged 16 or older, with at least one form of ID (Australian driver licence, passport, Medicare card or birth certificate). This is general information and doesn't take your personal situation into account. Please take the time to make sure it’s right for you. Read our General Terms at ubank.com.au/general-terms Read our Target Market Determinations at ubank.com.au/tmd Read our Bonus Offer terms at ubank.com.au/join-ubank Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Products issued by ubank, part of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686. Registered Address: Level 28,395 Bourke Street, Melbourne VIC 3000, Australia