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- Afterpay: Pay over time Vs. Sezzle - Buy Now, Pay Later
Afterpay: Pay over time vs Sezzle - Buy Now, Pay Later Usage & Stats
Buy now, pay later with Afterpay. Shop your favorite brands online, in-store, or in the app. Access exclusive deals by shopping in the Afterpay app. Get what you want now, and pay over time. Choose to pay in 4* generally over the course of 6 weeks, or up to 24 months**.
With Afterpay you can discover and shop new brands and products, and get exclusive discount shopping. Buy now from fashion, beauty, home, toys, tech, and more.
With over 700k five-star reviews, Afterpay is the app you need to split payments. Shop now when you download Afterpay. Access in-store or online shopping with your pre-approved spending limit and pay in 4 for your favorite products.
AFTERPAY FEATURES:
PAY IN 4
- Shop now and split your purchase to pay in 4 payments.
- Split payments and pay generally over the course of 6 weeks.
PAY MONTHLY
- Discount shopping with Afterpay allows for payment flexibility with monthly payments on eligible orders at participating brands.
- Buy now and pick the plan that works for you. Split payments in 3, 6, 12, or 24 months, depending on your order amount and merchant availability.
SHOP NOW AND DISCOVER MORE IN THE APP
- Discover even more app-exclusive brands in fashion, tech, travel, and more only in the app.
- Explore curated round-ups and gift guides from our editors.
GIFT IT WITH AFTERPAY
- Gift even easier with gift cards from hundreds of top brands available exclusively in the Afterpay app.
- Select your gift card, send it directly to your recipient’s inbox, and pay over time.
BUY NOW WITH AFTERPAY IN-STORE
- Shop now for your favorite brands in-store with Afterpay.
- Tap to pay, and take it home today.
MANAGE YOUR SPLIT PAYMENTS
- Review your Afterpay orders and manage payments in the app.
- Select your preferred payment day to make your payment schedule work for you.
STAY INFORMED WITH NOTIFICATIONS
- Manage your notifications to stay up to date on your account, new brands, and exclusives.
- Get alerts on your activity, payment schedules, and special offers.
BUY NOW TO UNLOCK MORE SPENDING POWER
- Unlock higher spending limits when you pay on time.
- Check your spend limit and keep on top of your finances in the Afterpay app.
24/7 CUSTOMER SUPPORT
- Get support anytime you need.
- Use our customer support chat or access FAQs in the app.
By using the Afterpay app, you agree to the applicable Terms of Use (https://www.afterpay.com/en-US/terms-of-service) and Privacy Policy (https://www.afterpay.com/en-US/privacy-policy).
*You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. For access to in-store, additional verification may be required. Late fees may apply. Payment amounts shown are estimates and depend on eligibility and exclude taxes and shipping charges, which are added at checkout. For complete terms see Afterpay terms (https://www.afterpay.com/en-US/installment-agreement) and Cash App terms (https://cash.app/legal/us/en-us/tos). Loans to California residents made or arranged pursuant to a California Finance Lenders Law license.
**You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. Loans through the Afterpay Pay Monthly program are underwritten and issued by the First Electronic Bank. A down payment may be required. APRs range from 0.00% to 35.99%, depending on eligibility and merchant. As an example, a 12 month $1,000 loan with 21% APR would have 11 monthly payments of $93.11 and 1 payment of $93.19 for a total payment of $1,117.40. Loans are subject to credit check and approval and are not available in all states. Valid debit card and acceptance of final terms required to apply. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. See https://www.afterpay.com/en-US/loan-agreement for complete terms.
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Sezzle, the ultimate buy now, pay later shopping app empowering you to buy what you love today and pay in easy, interest-free installments over six weeks.¹
Effortlessly split your purchases into four payments while making shopping more accessible and managing your budget easier with shop now pay later options.¹
Discover the smarter way to shop, earn rewards and stay ahead of your finances with Sezzle's pay in 4 solution – no impact to your credit score upon sign up, no interest, no hidden fees, and no catch!¹
Sezzle: A Top Rated Buy Now, Pay Later App
- BUY NOW PAY LATER
Instantly access thousands of retailers you already love and enjoy the flexibility of paying over time.
- PAY IN 4 EASY PAYMENTS
Shop in-app or in-store today and pay in four equal, interest-free installments over six weeks.¹
- NO INTEREST & NO HIDDEN FEES
Experience transparent shopping with no surprises. Enjoy interest-free installments without hidden fees using one of the best installment payment apps as seen on Investopedia and LendingTree.
- SHOP SMARTER
Manage your spending and stay on top of your finances with our intuitive app. Sezzle makes it easier to buy what you need, track your payments and budget your expenses with our installment payment services.
- INSTANT APPROVAL DECISION
No long forms to fill out at signup. You’ll know if you’re approved instantly and can start shopping right away.
Features Our Users Love:
- SEAMLESS EXPERIENCE
Discover the simplicity of Sezzle installment payments at your favorite online stores - just select Sezzle at checkout. Also add Sezzle to Apple Wallet or Google Pay to pay in 4 anywhere Visa® is accepted.
- FLEXIBLE RESCHEDULES
Life happens, we get it. Easily reschedule payments if you need extra time without any hassles.
- EXCLUSIVE DEALS & OFFERS
Get access to special promotions, discounts, and exclusive offers, only provided to our users, from our top name retail partners.
- SECURE & RESPONSIBLE SPENDING
Sezzle promotes financial responsibility in all facets of our product. Shop confidently knowing you’re in control with our consumer financing options.
- EASY SIGNUP
A quick, simple sign-up process. Get started today and experience the convenience of Sezzle financing that makes it one of the best installment payment options.
Download Sezzle today and experience the freedom of buying now and paying later, with the flexibility of paying in 4 easy installments.¹
Sezzle: The Responsible Way to Pay
¹Pay later loans are originated by WebBank or Sezzle. Refer to your loan agreement for lender information. For example, for a $300 loan Pay in 4, you would make one $75 down payment today, then three $75 payments every two weeks for a 45.0% annual percentage rate (APR) and a total of payments of $307.49 which includes a $7.49 Service Fee (finance charge) charged at loan origination. Service fees vary and can range from $0 to $7.49 depending on the purchase price and Sezzle product. Actual fees are reflected in checkout.
²Sezzle Anywhere can only be used for US purchases where Visa is accepted. Certain merchant, product, goods, and service restrictions apply.
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Afterpay: Pay over time vs. Sezzle - Buy Now, Pay Later ranking comparison
Compare Afterpay: Pay over time ranking trend in the past 28 days vs. Sezzle - Buy Now, Pay Later
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January 16, 2026