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Afterpay: Pay over time
Afterpay: Pay over time Vs. Zip - Buy Now, Pay Later

Afterpay: Pay over time vs Zip - Buy Now, Pay Later Usage & Stats

Buy now, pay later with Afterpay. Shop your favorite brands online, in-store, or in the app. Access exclusive deals by shopping in the Afterpay app. Get what you want now, and pay over time. Choose to pay in 4* generally over the course of 6 weeks, or up to 24 months**. With Afterpay you can discover and shop new brands and products, and get exclusive discount shopping. Buy now from fashion, beauty, home, toys, tech, and more. With over 700k five-star reviews, Afterpay is the app you need to split payments. Shop now when you download Afterpay. Access in-store or online shopping with your pre-approved spending limit and pay in 4 for your favorite products. AFTERPAY FEATURES: PAY IN 4 - Shop now and split your purchase to pay in 4 payments. - Split payments and pay generally over the course of 6 weeks. PAY MONTHLY - Discount shopping with Afterpay allows for payment flexibility with monthly payments on eligible orders at participating brands. - Buy now and pick the plan that works for you. Split payments in 3, 6, 12, or 24 months, depending on your order amount and merchant availability. SHOP NOW AND DISCOVER MORE IN THE APP - Discover even more app-exclusive brands in fashion, tech, travel, and more only in the app. - Explore curated round-ups and gift guides from our editors. GIFT IT WITH AFTERPAY - Gift even easier with gift cards from hundreds of top brands available exclusively in the Afterpay app. - Select your gift card, send it directly to your recipient’s inbox, and pay over time. BUY NOW WITH AFTERPAY IN-STORE - Shop now for your favorite brands in-store with Afterpay. - Tap to pay, and take it home today. MANAGE YOUR SPLIT PAYMENTS - Review your Afterpay orders and manage payments in the app. - Select your preferred payment day to make your payment schedule work for you. STAY INFORMED WITH NOTIFICATIONS - Manage your notifications to stay up to date on your account, new brands, and exclusives. - Get alerts on your activity, payment schedules, and special offers. BUY NOW TO UNLOCK MORE SPENDING POWER - Unlock higher spending limits when you pay on time. - Check your spend limit and keep on top of your finances in the Afterpay app. 24/7 CUSTOMER SUPPORT - Get support anytime you need. - Use our customer support chat or access FAQs in the app. By using the Afterpay app, you agree to the applicable Terms of Use (https://www.afterpay.com/en-US/terms-of-service) and Privacy Policy (https://www.afterpay.com/en-US/privacy-policy). *You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. For access to in-store, additional verification may be required. Late fees may apply. Payment amounts shown are estimates and depend on eligibility and exclude taxes and shipping charges, which are added at checkout. For complete terms see Afterpay terms (https://www.afterpay.com/en-US/installment-agreement) and Cash App terms (https://cash.app/legal/us/en-us/tos). Loans to California residents made or arranged pursuant to a California Finance Lenders Law license. **You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. Loans through the Afterpay Pay Monthly program are underwritten and issued by the First Electronic Bank. A down payment may be required. APRs range from 0.00% to 35.99%, depending on eligibility and merchant. As an example, a 12 month $1,000 loan with 21% APR would have 11 monthly payments of $93.11 and 1 payment of $93.19 for a total payment of $1,117.40. Loans are subject to credit check and approval and are not available in all states. Valid debit card and acceptance of final terms required to apply. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. See https://www.afterpay.com/en-US/loan-agreement for complete terms.

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Zip - Buy Now, Pay Later

With Zip, you can split your payments at your favorite brands, whether you shop online or in-store.¹ DIVIDE AND THRIVE Zip lets you pay over time. Split your order into 4 or 8 installments, with payments due every 2 weeks.²³ PAY LATER WITH ZIP WHERE YOU WANT¹ — ONLINE OR IN-STORE Install our app and use Zip pretty much anywhere¹ you shop. Create a virtual card in the app for fast, easy checkout with Apple Wallet or Google Pay, or get a physical Zip Card.¹ THE SMART WAY TO PAY No hard credit checks and no impact on your credit score. We’ll remind you when installments are due so you’re on top of every payment. CHANGE YOUR PAYMENT DATES Greater flexibility in spending means more control over your payment schedule. Give yourself more breathing room with the Zip app.¹ EARN MORE SPENDING POWER When you make consistent, on-time payments, you may become eligible for increased estimated spending power.⁴ EARN CASHBACK WHILE YOU SHOP Pay with the Zip app to earn cashback on groceries, travel, and your favorite stores.⁵ Loans through Zip Pay Anywhere and Zip Checkout (including any “powered by Zip” loans) are originated by WebBank. All loans are subject to credit approval. Eligibility criteria apply. See payment terms: Zip Loan Terms of Service | Zip. Loans to California residents, other than loans through the Zip Pay Anywhere and Zip Web Checkout, are made or arranged pursuant to a California Lenders Law license. ¹ Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply. ² For a $400 purchase, you’d make four $102 payments every two weeks starting today for a 34.75% annual percentage rate and a total of payments of $408. An $8 origination fee is charged at commencement and prepaid as a finance charge when you make your initial payment today. Origination fees vary and can range from $4.00 to $62.00 depending on the purchase price. Actual amount of fee for your purchase will be reflected in checkout. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere and Zip Checkout financing through Zip issued by WebBank. All loans subject to credit approval. ³ For a $400 purchase, you’d make eight $52.00 payments every two weeks starting today for a 29.55% annual percentage rate and a total of payments of $417. A $17 origination fee is charged at commencement and prepaid as a finance charge when you make your initial payment today. Actual origination fees vary and can range from $8 to $60 (30 – 35% APR) depending on the purchase price. Actual amount of fee for your purchase will be reflected in checkout. Estimation of origination payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere and Zip Checkout financing through Zip issued by WebBank. All loans are subject to credit approval. ⁴ Your Estimated Spending Power is a point-in-time estimate of how much you may be able to spend, is not guaranteed, and is impacted by a number of factors. Zip or WebBank may decrease your estimated spending power within its reasonable discretion, including where you have previously had an unpaid balance or an amount past due. Your estimated spending power is not an open line of credit. Each transaction is separately reviewed for approval. For additional details, please see the terms and conditions. ⁵ For full offer details and terms and conditions, visit https://zip.co/us/cash-back-tcs.