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- Novo - Small Business Checking Vs. Nav Business Credit Builder
Novo - Small Business Checking vs Nav Business Credit Builder Usage & Stats
Do you need a checking account for your small business? Novo is for modern businesses.
With Novo you can apply for an account online in minutes, so you have more time to focus on your business.
Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A.; Member FDIC. Novo provides free banking tools to small businesses, all within the Novo app. You can link your existing accounts, control your debit card, pay your bills, process ACH transfers, deposit checks, categorize transactions, and separate your funds for savings in Reserves.
You’ll receive a Novo Mastercard Business Debit Card and The Novo Virtual Card to pay for things online, around the world, and use any ATM without fees from us. Send unlimited payments and paper checks for free.
Novo supports almost any business operating in the U.S. As long as the owner has a social security number, they're able to apply for a Novo Business Checking Account.
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Nav is the only platform that combines up to 6 business and personal credit profiles from all the major bureaus into one simple dashboard. You can track your business credit data from Experian, Dun & Bradstreet, and Equifax, and get personal credit reports from Experian and TransUnion. Plus, join Nav Prime to get up to 2 tradelines to build business credit, and 1 to build personal credit.
But your toolkit goes way beyond tools to help you build credit. With Nav, you can also manage your business checking and cash flow, plus explore financing options — all in one place.
Over 2 million businesses have trusted Nav to help them run their business. Our customers call our app a must-have, all-in-one solution for their business finances.
Here’s what you get with the Nav app:
* Get the fullest picture of your credit health — track up to 6 business and personal credit profiles in one place
* See when your Nav Prime tradelines report to the major bureaus
* Manage your Nav Prime Card on the go
* Track the factors that impact your credit the most and take control with real-time alerts
* Avoid negative cash flow surprises with simplified bookkeeping tools like balance forecasting and one-click profit & loss statements
* Get matched with lending and credit card picks that update automatically as your profile changes, across our network of 160+ options
* Connect monthly with a dedicated business credit coach to discuss your goals, strategy, and options for building your business credit
DISCLAIMERS
**Banking**
Nav Technologies, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. The Nav Prime Charge Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. See Cardholder Terms for additional details: https://www.nav.com/prime-card-terms/. All other features of the Nav Prime membership are not associated with Thread Bank.
With regard to credit building features: scores are calculated from many variables; some users may not see improved scores. The Nav Prime Charge Card is a business financing product and may not be used for personal, family or household transactions.
**Privacy**
Your privacy is important to us, and we do not allow third parties to collect personally identifiable information without your permission. Read more at https://www.nav.com/privacy/
**Data security**
We take your online security seriously, which is why we use Plaid to connect your bank and other accounts. Plaid has bank-level encryption.
**Your curated funding options**
Credit card and funding options shown in your Nav account are from our network of partner providers. Offers range from credit cards to lines of credit, merchant cash advances, and loans. We match offers based on information you provide in your business profile, including your time in business, cash flow, and annual revenue.
- Apple App Store
- Free
- Finance
Store Rank
- -
Novo - Small Business Checking vs. Nav Business Credit Builder ranking comparison
Compare Novo - Small Business Checking ranking trend in the past 28 days vs. Nav Business Credit Builder
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Novo - Small Business Checking vs. Nav Business Credit Builder ranking by country comparison
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January 18, 2026