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MoneyTap is now Freo Credit
MoneyTap is now Freo Credit Vs. FlexSalary Instant Loan App

MoneyTap is now Freo Credit vs FlexSalary Instant Loan App Usage & Stats

MoneyTap is now Freo. Download the new app Best Personal Loan App in India - Get approved for a flexible loan up to ₹5,00,000 & pay interest only on the amount you borrow with MoneyTap. Get a personal loan online with zero collateral. Interest rates start from as low as 13% per annum* for 3 to 36 months. We offer you the benefits of an easy personal loan and credit card combined. For salaried employees only! Minimum salary = ₹30,000 per month. If you need money, view MoneyTap as your first choice for loans. Fees For ₹1,00,000 borrowed for 1 year, with interest rate @13% per annum*, a user would pay: -> Processing fee (@ 2%) = ₹2,000 + GST = ₹2,360 -> (Setup fee of ₹499+GST = ₹588/- to be paid upfront) -> Interest = ₹7,181 -> EMI = ₹8,932 Total amount to be repaid after a year = ₹1,10,129/- *Interest Rate varies based on your risk profile The maximum Annual Interest Rate can go up to 36% (However, only a fraction of our customers get an interest rate higher than 30% per annum) We are India’s leading personal loan app in partnership with leading banks and NBFCs. We work ONLY with regulated financial institutions in India, governed by RBI & we have our own NBFC license as well. So we're well-regulated and legally compliant. How is MoneyTap different from any other traditional personal loan app in India? The best feature of the MoneyTap Loan app is that you pay the interest only for the amount that you borrow. Example: Ajay applies for a MoneyTap Loan in January, and gets an approved credit limit of ₹5,00,000 but doesn’t borrow any money for the next 5 months. In May, he withdrew ₹50,000 from his credit limit to pay for a house deposit. Now, the interest will only be charged on ₹50,000. Ajay can avail another loan from the app by opting for a top-up loan right from the app. What features make MoneyTap convenient? ● 100% paperless process, no bank visits ● You can use any amount from your available credit limit Documents required ● Aadhaar number ● Identity proof (Driving license/Voter id/Passport/Aadhaar/PAN) ● Address proof (Driving license/Voter id/Passport/Aadhaar/Utility bills/bank statements) ● Original passport photo/selfie ● You can get a personal loan online on Aadhaar card. E-sign your application with registered mobile OTP for fast-track application How does MoneyTap work? Get a personal loan in 4 simple steps: ● Apply on the app and get approved in 4 minutes, create your profile, fill basic information such as age, city, PAN, & income to check eligibility ● Instantly find out your pre-approved amount ● Complete KYC verification ● Transfer money to the bank account from the approved amount Available in 50+ cities. MoneyTap Personal Loan Application Uses ● Phone pe loan - use it as an urgent personal loan. ● Personal loans can be used for education, medical, marriage / wedding loan, home renovation loans, mobile / laptop loan, used car/ two-wheeler loan, travel loans, debt consolidation loan, etc. ● The experience of an early salary for emergency cash. Bonus: MoneyTap RBL credit card ● 100% cash withdrawal from your credit card online ● 50-days interest-free period Security & Protection of Privacy Data security & privacy is a top priority at MoneyTap. Our backend APIs comply with mandated security standards & robust protocols which have been tested and certified by our partner bank’s IT team. Download the Freo app now.

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FlexSalary Instant Loan App

FlexSalary provides an Instant Personal Line of Credit up to ₹3 lakh for salaried individuals in India. FlexSalary is a loan offering from Vivifi India Finance Pvt. Ltd., (N-09.00447), a non-banking financial company registered with the RBI. Here is a small example of how the FlexSalary personal loan product works: Loan amount: ₹ 50,000 One-time Processing fee: ₹ 1,000 (charged at 1st withdrawal) Annual Interest rate: 29% Tenure: 36 months Annual percentage rate (APR): 31.16% Flexible Monthly Instalments, Minimum payable is ₹2054 A total amount of ₹ 74,872 to be paid at the end of 36 months FlexSalary offers an instant cash loan against your salary anytime. It’s a fast flexible personal loan with no fixed EMI. You can repay your loan in flexible EMIs. Our fast approval process is completely online & paperless. Apply online & get fast cash loan approval in a few hours if you perform Net Banking Verification while applying for our loan. Salary Advance Loan from FlexSalary can quickly fulfil your emergency cash needs. You don’t have to wait for days to get your instant personal loan approved. So, to get a salary advance loan online for urgent cash needs, apply online for money through FlexSalary Instant Loan App Below are the applicable fees and charges for using FlexSalary Annual Interest Rate ranges from 18% to 36%; One time processing fee of ₹ 0 to ₹ 1,250 will be charged at 1st withdrawal; Conditional interest ranges from 0% to 1.75% per month; APR ranges between 18% and maximum of 36%; Loan Tenure is 10 to 36 months; ZERO Late Fee; ZERO Bounce cheque fees; ZERO Prepayment penalty. If you meet our simple loan eligibility criteria, you will get instant loan approval to use Flexsalary credit line. You can transfer required loan to your bank account on the same day. Repay in flexible tenure. FlexSalary aims to be one of the most user-friendly Fast Personal loan apps in India. Why Should You Choose FlexSalary for an Instant Online Loan? • 100% quick, easy, secured online loan application • Instant loan approval with minimal documents • Affordable interest rates • High loan approval rate • One-time approval, anytime cash • Multiple withdrawals • Pay interest only on used money. To be eligible for a FlexSalary instant cash loan you must be: • an Indian Citizen • having a minimum salary of ₹4,000 • above the age of 21 Documents Required to Apply for our Flexible Personal Loan • Identity Proof (Aadhaar/Driver’s License/Passport/Voter ID) • PAN card • Address Proof (Driving License/Utility Bills/Aadhaar/Passport/Bank Statements/Voter ID) • Net banking verification for validating your income 24x7 Instant Loans- Apply for collateral free quick loan for urgent cash needs No Paperwork Required-Upload required documents online without any hassle Operational States FlexSalary offers fast loan services across all states in India. You can apply online for a quick cash loan through our mobile app or www.flexsalary.com How to Apply for an Instant Approval Personal Loan Online 1. Download our App 2. Create an Account 3. Submit the required documents As soon as your salary advance loan is approved, you can transfer funds your bank account quickly. Safety&Security FlexSalary- is completely safe & secure. Information you share is encrypted & only used to verify your application. We do not share your data with any third parties. *The APR shown in the above example is based on an indicative payment schedule shared as part of loan agreement. Customers have full flexibility to either follow the indicative schedule or make multiple withdrawals and payments at their discretion, including the ability to pay off the entire outstanding balance without any prepayment penalty. Queries? Mail: kushi@flexsalary.com , Call: +91-40-4617-5151 Address: Unit A, 9th Floor, MJR Magnifique, Khajaguda X Roads, Raidurgam, Hyderabad, Telangana- 500008