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- Up — Easy Money Vs. Ubank Money App
Up — Easy Money vs Ubank Money App Usage & Stats
Simplify Money, Amplify Life.
Up is designed to make money easy for everyone. Open an account in minutes and join over 1,000,000 Australians experiencing the financial control of Up.
* Put your budget on cruise control. Say goodbye to nasty surprises, know where every buck goes and how much you can spend.
* Map out Savers for the things you want and need. Up has the tools to make filling them up a breeze. The only winner in this game is you.
* Money with mates just got easy. Slice bills and request cash from your mates (we'll handle the reminders). Send money with a chat and a gif. Ready to go multiplayer? Fight finances in co-op mode with 2Up.
* We've got your back no matter where you're at. Up is your best companion for overseas travel, equipped with tools that allow you to speak the language of money no matter where you are in the world.
* Get fast support from real humans, 18 hours a day, 7 days a week. Message our locally-based crew in-app via the Talk to Us tab.
Get set up in minutes and experience firsthand why life's better on The Upside.
T&Cs @ up.com.au/terms. International money transfers performed by Wise. Up is a brand of Bendigo and Adelaide Bank Limited, ABN 11 068 049 178, AFSL and Australian Credit Licence 237879. Any advice provided is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Registered address: The Bendigo Centre, Bath Lane, Bendigo, Vic, 3550.
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Ubank is a digital bank with all the tools you need to succeed with money. No matter where you’re starting from, Ubank has features to help you see money better, so you can do money better.
- No monthly fees here or overseas from Ubank for everyday banking.
- Easy to unlock bonus interest with a great rate on up to $1M total savings per customer when you meet our bonus interest criteria.
- Get insights on your spending that sync to your Pay Cycle, and use Split Income to automatically divide your pay when it lands in your account.
- Link your other banks to Ubank with Connected Accounts to see your money all in one place.
- Add cards to your digital wallet within minutes of signup to start spending straight away.
- Stay on top of regular expenses with a Bill Planner and a separate Bills account to make paying your bills more chill.
- Easily create Shared accounts in the app, so you can start sharing money with your partner-in-finance, whether it’s for rent or romance.
- Set Savings Targets for up to 10 savings accounts and track your goals, with the option to set-and-forget with Split Income and Autosave features.
Ubank also supports you in the big moments, with simple home loan options and fast application review for owner-occupiers, investors, and refinancing customers. Apply direct with Ubank for simple application, flexible loans and great customer support from our local home loan specialists.
Download the app and get started in minutes with a Spend, Save and Bills account.
Signing up with a bonus code? Enter your code and make 5 eligible card purchases in your first 30 days to earn your signup bonus. See full terms below.
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Ubank is part of the NAB Group and uses advanced encryption technology to protect your money.
Ubank is open to Australian or New Zealand citizens, or Australian permanent residents. You must be aged 16 or older with an Australian residential address and mobile number to hold an account. You will need at least one form of ID (Australian driver licence, Australian passport, Medicare card or birth certificate) to sign up.
This is general information and doesn't take your personal situation into account. Please take the time to make sure it’s right for you.
Read our General Terms at ubank.com.au/general-terms
Read our Target Market Determinations at ubank.com.au/tmd
Read our Welcome Bonus Rate and Everyday Bonus Rate terms at ubank.com.au/banking/savings-account
Read our Bonus Offer terms at http://ubank.com.au/campaigns/welcome-offer
Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
Products issued by Ubank, part of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686. Registered Address: Level 28,395 Bourke Street, Melbourne VIC 3000, Australia
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Up — Easy Money vs. Ubank Money App ranking comparison
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January 16, 2026