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Creditt+ : Personal Loan App vs Lenditt: Personal Loan App Usage & Stats

Get Creditt+: Your Trusted Personal Loan Application Creditt+ is the ultimate personal loan app for over a million satisfied customers. Designed to meet your financial needs, Creditt+ offers quick personal loans with an easy, paperless loan process. Get funds transferred to your bank account in minutes, whether for emergencies, planned expenses, or anything else. Creditt+ is an AMFI (ARN-247949) -registered distributor, enabling mutual fund investments alongside personal loans. Over Personal Loan Offerings at Creditt+: Creditt+ offers loans for all your requirements: Loan Amount: ₹10,000 to ₹35,000 Maximum Period Repayment: 90 days Features include: Flexible repayment options without hidden charges Instant disbursal in under 15 minutes No credit history required Types of Personal Loans at Creditt+: Creditt+ provides various digital loans to suit your needs: Emergency Loans for unexpected expenses Travel Loans to fund your getaway Medical Loans for health emergencies Lifestyle Loans for planned purchases Key Features of Your Go-To Personal Loan App: Creditt+: Creditt+ stands out as a trusted and efficient loan app because of its: Instant Personal Loan approval: Fast approval and disbursal Fully automated paperless loans Secure loans through RBI-registered NBFC Flexible repayment options for convenience No foreclosure charges. Available in Multiple Languages. User-friendly interface. What Makes Creditt+ Your Trusted Instant Personal Loan App? Creditt+ guarantees: Quick online loans with approvals in minutes Transparent and flexible repayment terms Unmatched customer support How to Apply for a Personal Loan at Creditt+ in 4 Easy Steps Install the App: Download from your app store Register: Verify your Aadhaar and OTP Submit Application: Fill in the required details Quick Disbursal: Receive funds instantly What are the Personal Loan Eligibility Criteria at Creditt+? To qualify, you must: Be an Indian citizen aged 21 years or older Be a salaried individual earning ₹20,000+ per month Have your salary credited via bank transfer Documents Required for Personal Loans at Creditt+: Ensure smooth processing with: Aadhaar Card PAN Card Last 3-month bank statements A selfie Calculating Your Personal Loan Repayment with Creditt+: Loan amount: ₹10,000. Interest Rate: 20% PA Minimum & Maximum Period for Repayment: 120 days Processing Fees: ₹350 (inclusive of GST) or 3% whichever is higher In-hand Loan Amount: ₹10,000 (loan approved) - ₹350 (processing charge) = ₹9,650 Total Personal Loan Interest: ₹164 (₹10,000 x 20%/365 x 30) Total Loan Repayment: ₹10,164 Annual Percentage Rate (APR)* - 31.5% *Note: These numbers are for representation purposes only. The final APR will depend on the customer's credit assessment. Loan Processing fees will be subtracted upfront from the principal amount & the remaining balance is transferred over instantly to the user's bank. Lending Partner for Personal Loans Creditt+ collaborates with Sampati Securities LTD, an RBI-registered NBFC, to ensure a secure and efficient loan process. Why is Creditt+ a Better Option for Salaried Employees? Creditt+ is ideal for salaried employees because of its: Loans tailored for salaried individuals Competitive interest rates and flexible repayment options Hassle-free, paperless loan application What's New with Creditt+ and Personal Loans Follow us on our social media channels to stay updated with the latest offerings of Creditt+. Experience instant financial relief and unlock your financial freedom with Creditt+. Stay Connected with Creditt+: Instagram: https://www.instagram.com/credittplus Facebook: https://www.facebook.com/CredittPlusInstantLoansAndMore Twitter (X): https://twitter.com/CredittApp Contact Us On: Email: customer.support@creditt.in Phone: +91 2245811515 Find Us At: Sampati Securities LTD 303, Tilak Raj Complex, Opp. Suryarath Complex, Panchwati, Ahmedabad-380015, Gujarat, India
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Lenditt- Instant Personal Loan App, Online Loan, Cash Loan for Salaried & Self-Employed Individuals Lenditt is a reputable instant loan platform providing Personal Loan and Home Loan, trusted by over 1.5+ million. It provides Loans upto ₹2 lacs. Whether you need funds for your personal use, to overcome an emergency, to get a new bike,to renovate your house, or to finance your dream vacation, Lenditt loan App ensures quick, hassle-free access to funds directly in your bank. Besides instant personal loans, we allow you to conveniently invest in • Digi Gold & Silver • Home Loan Services Our Lending Partners Lenditt proudly collaborates with esteemed RBI-approved NBFCs. They are: Chinmay Finlease Limited- NBFC Registration Number- B.01.00558 Madhur Instalments Private Limited- NBFC Registration Number B-12.00396 Invest in Digital Gold & Silver: Lenditt is the most trusted platform to invest in Digital Gold & Silver. • NO minimum purchasing limit • You can invest in Digital Gold or Silver for as low as ₹1/- Track Spend Analysis • Easily track and analyze your spendings using our Spend Analysis feature for better financial decision-making Our Features • Loan Amount: ₹7,500 - ₹2 lacs • Quick Turn-around time: Under 5 minutes • Repayment Tenure: 45 Days to 180 Days • 100% Paperless loan application • No guarantors or collateral • No Subscription or upfront Fees Loan Eligibility • Working Professionals with Stable income • Above 21 years • Minimum take home income of 20,000 Per Month • Aadhaar & PAN Card Verification • Bank Account where income gets deposited monthly • All borrowing should be in good standing Loan Associated charges • Interest Rates: starts from 28 % per annum • Processing charge: From 5% to 6.5% of the loan amount • Documentation charge of 1% • ₹200 for online convenience charge • Bounce charges: ₹500 + GST as applicable • Minimum APR - 26% Maximum APR - 36% • Please note that GST charges will be added to the process charge, document charges, online convenience charge. *Note: GST charges will be added to the Processing charge, Documentation charges, and Online Convenience charge. APR disclosure of Personal Loan • Loan amount: ₹30,000 with a 28% interest rate per annum • Loan Duration: 180 Days • Total interest on the personal loan: ₹4,104 • Processing charge (5% of the loan amount) + Documentation charges (1% of the loan amount) + Online convenience = ₹2,000 • Total Deductions (Processing charge + Documentation charges + Online convenience + GST): ₹2,360 • Net Disbursed Amount: Loan Amount - Total Deductions = ₹27,640 • Total Repayable Amount (Loan Amount + Interest): ₹34,104 • PF +DC + GST are deducted upfront during the loan disbursal. *Note: This is an indicative calculation; interest and other charges vary based on your profile. Step to avail a Personal Loan from Lenditt • Download the Lenditt App. • Sign up using your active mobile number. • Provide your PAN Card or Aadhar Card number & check your eligibility. • Upload your KYC document including your ID, address proof and PAN card. • Choose among the loan amounts offered to you. • Provide your bank account details. • Get money in your bank account Why Choose Lenditt for Instant Personal Loan? • Trusted and Reliable: Lenditt is a premier choice for personal loans • Lightning-fast Approval: We process your application in just 15 minutes. • 100% Paperless Process: We say NO to Paperwork. • Lowest Interest Rates: We offer the most competitive interest rates in the market. • Flexible Repayment Option: Lenditt aims to understand everyone's financial needs. We offer tailored loan options that fit the specific requirements of young individuals. • Integrity and Security: We protect your personal information with top- tier security measures, giving you peace of mind while managing your finances. Contact Us: We have the most experienced customer support team to help you with any required support. Contact them at support@lenditt.com or call at +917862839654.
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  • Finance

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Creditt+ : Personal Loan App VS.
Lenditt: Personal Loan App

March 15, 2025