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Creditt+ : Personal Loan App vs IndiaLends - Instant Loan App Usage & Stats

Get Creditt+: Your Trusted Personal Loan Application Creditt+ is the ultimate personal loan app for over a million satisfied customers. Designed to meet your financial needs, Creditt+ offers quick personal loans with an easy, paperless loan process. Get funds transferred to your bank account in minutes, whether for emergencies, planned expenses, or anything else. Creditt+ is an AMFI (ARN-247949) -registered distributor, enabling mutual fund investments alongside personal loans. Over Personal Loan Offerings at Creditt+: Creditt+ offers loans for all your requirements: Loan Amount: ₹10,000 to ₹35,000 Maximum Period Repayment: 90 days Features include: Flexible repayment options without hidden charges Instant disbursal in under 15 minutes No credit history required Types of Personal Loans at Creditt+: Creditt+ provides various digital loans to suit your needs: Emergency Loans for unexpected expenses Travel Loans to fund your getaway Medical Loans for health emergencies Lifestyle Loans for planned purchases Key Features of Your Go-To Personal Loan App: Creditt+: Creditt+ stands out as a trusted and efficient loan app because of its: Instant Personal Loan approval: Fast approval and disbursal Fully automated paperless loans Secure loans through RBI-registered NBFC Flexible repayment options for convenience No foreclosure charges. Available in Multiple Languages. User-friendly interface. What Makes Creditt+ Your Trusted Instant Personal Loan App? Creditt+ guarantees: Quick online loans with approvals in minutes Transparent and flexible repayment terms Unmatched customer support How to Apply for a Personal Loan at Creditt+ in 4 Easy Steps Install the App: Download from your app store Register: Verify your Aadhaar and OTP Submit Application: Fill in the required details Quick Disbursal: Receive funds instantly What are the Personal Loan Eligibility Criteria at Creditt+? To qualify, you must: Be an Indian citizen aged 21 years or older Be a salaried individual earning ₹20,000+ per month Have your salary credited via bank transfer Documents Required for Personal Loans at Creditt+: Ensure smooth processing with: Aadhaar Card PAN Card Last 3-month bank statements A selfie Calculating Your Personal Loan Repayment with Creditt+: Loan amount: ₹10,000. Interest Rate: 20% PA Minimum & Maximum Period for Repayment: 120 days Processing Fees: ₹350 (inclusive of GST) or 3% whichever is higher In-hand Loan Amount: ₹10,000 (loan approved) - ₹350 (processing charge) = ₹9,650 Total Personal Loan Interest: ₹164 (₹10,000 x 20%/365 x 30) Total Loan Repayment: ₹10,164 Annual Percentage Rate (APR)* - 31.5% *Note: These numbers are for representation purposes only. The final APR will depend on the customer's credit assessment. Loan Processing fees will be subtracted upfront from the principal amount & the remaining balance is transferred over instantly to the user's bank. Lending Partner for Personal Loans Creditt+ collaborates with Sampati Securities LTD, an RBI-registered NBFC, to ensure a secure and efficient loan process. Why is Creditt+ a Better Option for Salaried Employees? Creditt+ is ideal for salaried employees because of its: Loans tailored for salaried individuals Competitive interest rates and flexible repayment options Hassle-free, paperless loan application What's New with Creditt+ and Personal Loans Follow us on our social media channels to stay updated with the latest offerings of Creditt+. Experience instant financial relief and unlock your financial freedom with Creditt+. Stay Connected with Creditt+: Instagram: https://www.instagram.com/credittplus Facebook: https://www.facebook.com/CredittPlusInstantLoansAndMore Twitter (X): https://twitter.com/CredittApp Contact Us On: Email: customer.support@creditt.in Phone: +91 2245811515 Find Us At: Sampati Securities LTD 303, Tilak Raj Complex, Opp. Suryarath Complex, Panchwati, Ahmedabad-380015, Gujarat, India
  • Apple App Store
  • Paid
  • Finance

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IndiaLends is an online marketplace for credit products and offer free credit report, range of credit cards and personal loans from different Banks and NBfcs. IndiaLends offers instant personal loans to its customers with most products being fully digital. IndiaLends also provides technology, data and credit analytics solutions along with a loan management platform to financial institutions. IndiaLends is run by a team of credit risk professionals and data scientists with multiple years of experience in consumer credit. Product features: Personal loan Get personalized personal loan offers up to ₹25 lacs at interest rates starting 10.25% for a tenure ranging from 1 year to 5 years. The app selects the best suitable Banks/NBFCs offering minimal interest rate and easy approval based on your personal loan eligibility. IndiaLends has associations with over 50+ banks and NBFCs including BAJAJ FINANCE LIMITED, IDFC FIRST Bank Limited etc. Personal Loan Eligibility Age - 18 years - 60 years Employment Type - Salaried/Self-Employed Minimum Net Income (monthly) - ₹10,000 Work Experience - Salaried for at least 6/12 months or Self-Employed for at least 3 years Tenure: (Min) 6 to (Max) 60 months Interest Rate ranging from 10.25% to 25% depending on customer’s credit and risk profile Representative Example With a representative 25% APR based on borrowing ₹ 5 lacs and repaying over 60 months with 60 monthly repayments, the monthly repayments will be ₹ 14,676 which can be paid within a tenure of 60 months. The total payout here would be: Principal Amount – Rs 5,00,000 Interest Charges (@25%): Rs 3,80,540 Loan processing Fee (@2%): Rs 10,000 Documentation Charges: 400 Amortization Schedule charges: 150 Total cost of the loan: Rs 8,91,090 Our Lending Partners: Clix Capital Services Private Limited PaySense Services India Private Limited Axis Bank Limited BHANIX FINANCE AND INVESTMENT LIMITED Piramal Capital & Housing Finance Limited Whizdm Innovations Private Limited’s LENDINGKART Finance Limited Rupeek Fintech Pvt Ltd Ruptok Fintech Pvt Ltd Flat White Capital Pvt. Ltd. Tata Capital Financial Services Limited BAJAJ FINANCE LIMITED Bridge Fintech Solutions Private Limited HDFC Bank Limited ICICI Bank Limited Kotak Mahindra Bank Limited YES BANK Ltd IndusInd Bank Limited InfoCredit Services Private Limited Kisetsu Saison Finance India Private Limited IIFL Finance Limited InCred Financial Services Limited L&T Finance Limited Ditya Finance Private Limited Finnovation Tech Solutions Pvt. Ltd. SOCIAL WORTH TECHNOLOGIES PRIVATE LIMITED Maybright Ventures Pvt. Ltd. MWYN Tech Private Limited IDFC FIRST Bank Limited Citi Bank India Limited Standard Chartered Bank PLC State Bank of India Freecharge Payment Technologies Private Limited *Please note the processing fee can vary from 1.5% - 6%. The figures provided are indicative and subject to change from time. * However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy Credit Card With the IndiaLends app, get credit card suggestions from 40+ options and select the credit card that best suits you. Some of the credit card providers associated with us are ICICI Bank, HDFC Bank, American Express, SBI, Kotak Mahindra Bank, Citibank, RBL and Yes Bank. Free Credit score / Cibil Score At IndiaLends app, check your free Credit Score / Cibil Score worth ₹1200 and get a detailed analysis of your credit report / Cibil Report and tips to improve your score. Our latest feature allows you to refresh your credit report and know why your credit score has changed.
  • Apple App Store
  • Free
  • Finance

Store Rank

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Creditt+ : Personal Loan App VS.
IndiaLends - Instant Loan App

March 15, 2025