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- Creditt+ : Personal Loan App Vs. IndiaLends - Instant Loan App
Creditt+ : Personal Loan App vs IndiaLends - Instant Loan App Usage & Stats
Get Creditt+: Your Trusted Personal Loan Application
Creditt+ is the ultimate personal loan app for over a million satisfied customers. Designed to meet your financial needs, Creditt+ offers quick personal loans with an easy, paperless loan process. Get funds transferred to your bank account in minutes, whether for emergencies, planned expenses, or anything else. Creditt+ is an AMFI (ARN-247949) -registered distributor, enabling mutual fund investments alongside personal loans. Over
Personal Loan Offerings at Creditt+:
Creditt+ offers loans for all your requirements:
Loan Amount: ₹10,000 to ₹35,000
Maximum Period Repayment: 90 days
Features include:
Flexible repayment options without hidden charges
Instant disbursal in under 15 minutes
No credit history required
Types of Personal Loans at Creditt+:
Creditt+ provides various digital loans to suit your needs:
Emergency Loans for unexpected expenses
Travel Loans to fund your getaway
Medical Loans for health emergencies
Lifestyle Loans for planned purchases
Key Features of Your Go-To Personal Loan App: Creditt+:
Creditt+ stands out as a trusted and efficient loan app because of its:
Instant Personal Loan approval: Fast approval and disbursal
Fully automated paperless loans
Secure loans through RBI-registered NBFC
Flexible repayment options for convenience
No foreclosure charges.
Available in Multiple Languages.
User-friendly interface.
What Makes Creditt+ Your Trusted Instant Personal Loan App?
Creditt+ guarantees:
Quick online loans with approvals in minutes
Transparent and flexible repayment terms
Unmatched customer support
How to Apply for a Personal Loan at Creditt+ in 4 Easy Steps
Install the App: Download from your app store
Register: Verify your Aadhaar and OTP
Submit Application: Fill in the required details
Quick Disbursal: Receive funds instantly
What are the Personal Loan Eligibility Criteria at Creditt+?
To qualify, you must:
Be an Indian citizen aged 21 years or older
Be a salaried individual earning ₹20,000+ per month
Have your salary credited via bank transfer
Documents Required for Personal Loans at Creditt+:
Ensure smooth processing with:
Aadhaar Card
PAN Card
Last 3-month bank statements
A selfie
Calculating Your Personal Loan Repayment with Creditt+:
Loan amount: ₹10,000.
Interest Rate: 20% PA
Minimum & Maximum Period for Repayment: 120 days
Processing Fees: ₹350 (inclusive of GST) or 3% whichever is higher
In-hand Loan Amount: ₹10,000 (loan approved) - ₹350 (processing charge) = ₹9,650
Total Personal Loan Interest: ₹164 (₹10,000 x 20%/365 x 30)
Total Loan Repayment: ₹10,164
Annual Percentage Rate (APR)* - 31.5%
*Note: These numbers are for representation purposes only. The final APR will depend on the customer's credit assessment.
Loan Processing fees will be subtracted upfront from the principal amount & the remaining balance is transferred over instantly to the user's bank.
Lending Partner for Personal Loans
Creditt+ collaborates with Sampati Securities LTD, an RBI-registered NBFC, to ensure a secure and efficient loan process.
Why is Creditt+ a Better Option for Salaried Employees?
Creditt+ is ideal for salaried employees because of its:
Loans tailored for salaried individuals
Competitive interest rates and flexible repayment options
Hassle-free, paperless loan application
What's New with Creditt+ and Personal Loans
Follow us on our social media channels to stay updated with the latest offerings of Creditt+. Experience instant financial relief and unlock your financial freedom with Creditt+.
Stay Connected with Creditt+:
Instagram: https://www.instagram.com/credittplus
Facebook: https://www.facebook.com/CredittPlusInstantLoansAndMore
Twitter (X): https://twitter.com/CredittApp
Contact Us On:
Email: customer.support@creditt.in
Phone: +91 2245811515
Find Us At:
Sampati Securities LTD
303, Tilak Raj Complex, Opp. Suryarath Complex, Panchwati, Ahmedabad-380015, Gujarat, India
- Apple App Store
- Paid
- Finance
Store Rank
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IndiaLends is an online marketplace for credit products and offer free credit report, range of credit cards and personal loans from different Banks and NBfcs. IndiaLends offers instant personal loans to its customers with most products being fully digital. IndiaLends also provides technology, data and credit analytics solutions along with a loan management platform to financial institutions. IndiaLends is run by a team of credit risk professionals and data scientists with multiple years of experience in consumer credit.
Product features:
Personal loan
Get personalized personal loan offers up to ₹25 lacs at interest rates starting 10.25% for a tenure ranging from 1 year to 5 years. The app selects the best suitable Banks/NBFCs offering minimal interest rate and easy approval based on your personal loan eligibility. IndiaLends has associations with over 50+ banks and NBFCs including BAJAJ FINANCE LIMITED, IDFC FIRST Bank Limited etc.
Personal Loan Eligibility
Age - 18 years - 60 years
Employment Type - Salaried/Self-Employed
Minimum Net Income (monthly) - ₹10,000
Work Experience - Salaried for at least 6/12 months or Self-Employed for at least 3 years
Tenure: (Min) 6 to (Max) 60 months
Interest Rate ranging from 10.25% to 25% depending on customer’s credit and risk profile
Representative Example
With a representative 25% APR based on borrowing ₹ 5 lacs and repaying over 60 months with 60 monthly repayments, the monthly repayments will be ₹ 14,676 which can be paid within a tenure of 60 months.
The total payout here would be:
Principal Amount – Rs 5,00,000
Interest Charges (@25%): Rs 3,80,540
Loan processing Fee (@2%): Rs 10,000
Documentation Charges: 400
Amortization Schedule charges: 150
Total cost of the loan: Rs 8,91,090
Our Lending Partners:
Clix Capital Services Private Limited
PaySense Services India Private Limited
Axis Bank Limited
BHANIX FINANCE AND INVESTMENT LIMITED
Piramal Capital & Housing Finance Limited
Whizdm Innovations Private Limited’s
LENDINGKART Finance Limited
Rupeek Fintech Pvt Ltd
Ruptok Fintech Pvt Ltd
Flat White Capital Pvt. Ltd.
Tata Capital Financial Services Limited
BAJAJ FINANCE LIMITED
Bridge Fintech Solutions Private Limited
HDFC Bank Limited
ICICI Bank Limited
Kotak Mahindra Bank Limited
YES BANK Ltd
IndusInd Bank Limited
InfoCredit Services Private Limited
Kisetsu Saison Finance India Private Limited
IIFL Finance Limited
InCred Financial Services Limited
L&T Finance Limited
Ditya Finance Private Limited
Finnovation Tech Solutions Pvt. Ltd.
SOCIAL WORTH TECHNOLOGIES PRIVATE LIMITED
Maybright Ventures Pvt. Ltd.
MWYN Tech Private Limited
IDFC FIRST Bank Limited
Citi Bank India Limited
Standard Chartered Bank PLC
State Bank of India
Freecharge Payment Technologies Private Limited
*Please note the processing fee can vary from 1.5% - 6%. The figures provided are indicative and subject to change from time.
* However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy
Credit Card
With the IndiaLends app, get credit card suggestions from 40+ options and select the credit card that best suits you. Some of the credit card providers associated with us are ICICI Bank, HDFC Bank, American Express, SBI, Kotak Mahindra Bank, Citibank, RBL and Yes Bank.
Free Credit score / Cibil Score
At IndiaLends app, check your free Credit Score / Cibil Score worth ₹1200 and get a detailed analysis of your credit report / Cibil Report and tips to improve your score. Our latest feature allows you to refresh your credit report and know why your credit score has changed.
- Apple App Store
- Free
- Finance
Store Rank
- -
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March 15, 2025