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- Khalti Digital Wallet (Nepal) Vs. eSewa
Khalti Digital Wallet (Nepal) vs eSewa Usage & Stats
Khalti is Nepal’s most trusted digital wallet, now stronger and better through the merger of Khalti and IME Pay. This upgraded app combines IME’s trusted remittance legacy with Khalti’s digital innovation to offer a seamless and powerful experience.
More than just a payment app, Khalti stands for innovation, lifestyle, and reliability. It is designed to be inclusive, easy to use, and secure, helping you make everyday moments simpler and more meaningful.
Why the Merger?
We merged to give you a smarter, faster, and simpler wallet experience. IME Pay users can now access all Khalti features in one app, with a hassle-free migration of wallet balance, points, and transaction history. One login, one wallet, no stress.
New Features
Daami Points combine rewards from both Khalti and IME Pay into one system, so you earn more for every transaction. The Super Wallet lets you unlock new features and benefits the more you use the app. Plus, enjoy 3% interest on your wallet balance, helping your money grow while it stays safe. Smart Deposit, Nepal’s first wallet-based recurring deposit in partnership with Manjushree Finance where you can save a fixed amount regularly starting from Rs. 100 and earn good interest rates. Start Small, Dream Big!
Everything You Can Do
Top-Up & Recharge
Recharge NTC, Ncell and buy data packs
Buy recharge cards & Topup anywhere easily
Utility Bill Payments
Electricity (NEA, BPC, community providers)
Water, landline, cable TV (DishHome, Mero TV, NetTV, SimTV)
Internet bills (Worldlink, Subisu, Vianet, Classic Tech & more)
Flight Booking
Book domestic flights with real-time availability from airlines like Buddha, Yeti, Shree & more
Indrive Topup
Drivers can do Indrive Topup easily from the App
Education Fees
Pay school and college fees directly from the app
Find your institute in our Smart Schools list
Government Services
Pay for Lok Sewa, IRD, DOFE, SSF, traffic fines, and more
File and renew company registrations (OCR), pay municipal taxes
Financial Services
Renew DEMAT/MeroShare
Pay insurance premiums (Nepal Life, Neco, Sanima, etc.)
Pay EMIs (Syakar, Hulas, MAW, Jeevan Bikas)
Credit card bill payments
Remittance
Receive money from abroad via WorldRemit, Remitly
Send/receive domestic transfers through City Express, Bhatbhateni, Nepal Remit & more
Khalti Bazaar
Shop in-app from brands like Cowmandu, The Village Café, Sparrow SMS & others
Scan & Pay with Khalti QR
Accepted at your local kirana pasal, restaurants, clinics, fashion stores & more
Bank Services
Transfer to any major bank in Nepal
Link your bank account with Khalti Bank Direct
Make direct payments from your linked bank
Send & Request Money
Send funds to friends and family or request money with a few taps
Coupons & Rewards
Apply Promcodes & Coupons at checkout to get instant cashback
Use Daami Points to unlock exciting rewards
Smart Deposit
Save regularly with Nepal’s first wallet-based recurring deposit
Choose your amount (Starting from 100 upto 5000), frequency (daily/weekly/monthly), and term (6–60 months)
Earn interest and build your saving habit with ease
KYC & Security
Upgrade your account with KYC for easy transactions and added security
Load Wallet Easily
Load via mobile/internet banking, debit/credit card, Khalti Pasal, Sewa Kendra, bank deposits & more
Ek Nepal. Ek App. Ek Wallet. Infinite Possibilities
Khalti is more than a digital wallet, it’s a movement to make finance easier, more accessible, and more rewarding. Whether you’re recharging your phone or saving for your future, Khalti is built to support you at every step.
Need Help or Have Suggestions?
We’d love to hear from you.
Email: support@khalti.com
Website: https://khalti.com
Blogs for more info: https://blog.khalti.com
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इसेवा नेपालकै पहिलो मोबाइल खाता हो । इसेवामा खाता खोली आफ्नै मोबाइलबाट नि:शुल्क आफ्नो मोबाइल रिचार्ज, घरको बिजुली, खानेपानी, टेलिफोन, इन्टरनेट आदिको बिल भुक्तानी गरि मासिक रु ५०० देखि रु २००० सम्म बचत गर्नुहोस् ।
इसेवा कसरी प्रयोग गर्ने ?
रजिष्ट्रेशन
इसेवाको App Download गरि Register गर्नुहोस् । यसरी Register गर्दा तपाँईको मोबाइल नम्बर नै तपाँइको इसेवा आइडी हुनेछ ।
इसेवामा पैसा जम्मा गर्न
इसेवामा चार प्रकारबाट सजिलै रकम जम्मा गर्न सकिन्छ:
१. इन्टरनेट वा मोबाइल बैंकिङ मार्फत
बैंकको खाताबाट इन्टरनेट वा मोबाइल बैंकिङ मार्फत इसेवामा नि:शुल्क रकम जम्मा गर्नुहोस। मोबाइल/इन्टरनेट बैंकिङ सेवा लिनु भएको छैन भने आजै आफ्नो बैंक को शाखामा गएर सेवा सुरु गराउनुहोस ।
२. काउण्टर डिपोजिट मार्फत
इसेवाको पार्टनर बैंक मध्ये ७ वटा बैंकबाट इसेवामा काउण्टर डिपोजिट पनि गर्न सकिन्छ ।
ग्लोबल आइएमई बैंक,
प्रभु बैंक,
महालक्ष्मी डेभेलपमेन्ट बैंक,
जनता बैंक,
मेगा बैंक
ओम डेभेलपमेन्ट बैंक
कामना सेवा विकास बैंक
३. eSewa Cash Point मार्फत
तपाँईको आफ्नो टोल छिमेकमा रहेका eSewa Cash Point चिन्ह अंकित इसेवाका एजेन्ट मार्फत पनि नि:शुल्क रकम जम्मा गर्नुहोस।
४. तपाँईले अन्य इसेवा प्रयोगकर्ताबाट इसेवामा पैसा राख्न र पठाउन पनि सक्नुहुन्छ ।
इसेवामा उपलब्ध सेवाहरु:
मोबाइल रिचार्ज र टपअप
ल्याण्डलाइन बिल
हवाइजहाज र बस टिकट
बिजुली र खानेपानीको बिल भुक्तानी
इन्टरनेटको बिल भुक्तानी
टेलिभिजन रिचार्ज
मुभि टिकट
होटल बुकिङ
स्कुल फि
इन्सुरेन्स प्रिमियम
किस्ता भुक्तानी
डिम्याट खाता दर्ता र नविकरण
क्रेडिट कार्ड बिल भुक्तानी
अनलाइन सपिङ
बैंक डिपोजिट
इसेवाको बारेमाः
eSewa fonepay Pvt. Ltd. सन् २००९ बाट सेवा दिइरहेको नेपालको पहिलो भुक्तानी सेवा प्रदायक कम्पनि हो । मोबाइल तथा इन्टरनेट बैंकिङको सफ्टवेयर प्रदायक कम्पनिमा नेपालकै अग्रणी स्थानमा रहेको F1Soft International को एक सहायक कम्पनिको रुपमा इसेवा रहेको छ ।
हाल नेपालको ७७ वटै जिल्लामा पहुँच भएको यस eSewa fonepay Pvt. Ltd. सँग १० लाख भन्दा बढि दर्ता भएका ग्राहकहरु , ४०,००० भन्दा बढि व्यवसायी (eSewa Zone/Point), ४७ बैंकहरु तथा १,५०० भन्दा बढि मर्चेन्टहरु आवद्ध रहेका छन।
थप जानकारीका लागि: १६६०-०१-०२१२१
ईमेल: csd(@)esewa.com.np
eSewa is Nepal's first payment gateway with integrated digital wallet. You can register on-the-go and save Rs. 500 - Rs. 2000 in a month.
How to register and make payment with eSewa?
Registration
Download eSewa app and click on Register. Your mobile number will be your eSewa ID.
Load fund to eSewa
You can load fund to your eSewa account in 4 different ways:
1. Via Mobile/Internet Banking:
You can load eSewa wallet from your internet/mobile banking without any additional cost from 47 banks. Visit your bank branch if you have not enabled internet banking and mobile banking.
2. Via Counter Deposit:
You can visit nearest branch of below mentioned partner banks for loading fund to your eSewa account via counter deposit:
a. Global Bank
b. Prabhu Bank
c. Mahalaxmi Development Bank
d. Janata Bank
e. Mega Bank
f. OM Development Bank
g. Kamana Sewa Bikas Bank
3. Via eSewa Cash Point
You can visit nearest eSewa Cash Point and load fund to your eSewa wallet without additional service charge.
4. You can also send and receive fund to your eSewa wallet from other eSewa users for free.
Services of eSewa:
Mobile recharge and TOPUP
Landline Bill
Airline and Bus Ticket
Electricity and water bill payment
Internet Bill
Television Subscription
Movie Ticket
Hotel Booking
School Fee
Insurance Premium
EMI Payment
DMAT account opening and renew
Credit Card Bill
Online Shopping
Bank Deposit
About eSewa
eSewa Fonepay Pvt. Ltd. is the first and leading Payment Service Provider, starting service from 2009 AD. eSewa is a subsidiary company of F1Soft International, leading fin-tech company in Nepal.
eSewa has it's wider coverage to all the 77 districts of Nepal. eSewa has a growing network of more than 10 lakhs registered customer, 40,000+ agents (eSewa Zone/Point), 47 banks, 1500+ merchants.
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Khalti Digital Wallet (Nepal) vs. eSewa ranking comparison
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January 14, 2026