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- Khalti Digital Wallet (Nepal) Vs. IME Pay
Khalti Digital Wallet (Nepal) vs IME Pay Usage & Stats
Khalti is Nepal’s most trusted digital wallet, now stronger and better through the merger of Khalti and IME Pay. This upgraded app combines IME’s trusted remittance legacy with Khalti’s digital innovation to offer a seamless and powerful experience.
More than just a payment app, Khalti stands for innovation, lifestyle, and reliability. It is designed to be inclusive, easy to use, and secure, helping you make everyday moments simpler and more meaningful.
Why the Merger?
We merged to give you a smarter, faster, and simpler wallet experience. IME Pay users can now access all Khalti features in one app, with a hassle-free migration of wallet balance, points, and transaction history. One login, one wallet, no stress.
New Features
Daami Points combine rewards from both Khalti and IME Pay into one system, so you earn more for every transaction. The Super Wallet lets you unlock new features and benefits the more you use the app. Plus, enjoy 3% interest on your wallet balance, helping your money grow while it stays safe. Smart Deposit, Nepal’s first wallet-based recurring deposit in partnership with Manjushree Finance where you can save a fixed amount regularly starting from Rs. 100 and earn good interest rates. Start Small, Dream Big!
Everything You Can Do
Top-Up & Recharge
Recharge NTC, Ncell and buy data packs
Buy recharge cards & Topup anywhere easily
Utility Bill Payments
Electricity (NEA, BPC, community providers)
Water, landline, cable TV (DishHome, Mero TV, NetTV, SimTV)
Internet bills (Worldlink, Subisu, Vianet, Classic Tech & more)
Flight Booking
Book domestic flights with real-time availability from airlines like Buddha, Yeti, Shree & more
Indrive Topup
Drivers can do Indrive Topup easily from the App
Education Fees
Pay school and college fees directly from the app
Find your institute in our Smart Schools list
Government Services
Pay for Lok Sewa, IRD, DOFE, SSF, traffic fines, and more
File and renew company registrations (OCR), pay municipal taxes
Financial Services
Renew DEMAT/MeroShare
Pay insurance premiums (Nepal Life, Neco, Sanima, etc.)
Pay EMIs (Syakar, Hulas, MAW, Jeevan Bikas)
Credit card bill payments
Remittance
Receive money from abroad via WorldRemit, Remitly
Send/receive domestic transfers through City Express, Bhatbhateni, Nepal Remit & more
Khalti Bazaar
Shop in-app from brands like Cowmandu, The Village Café, Sparrow SMS & others
Scan & Pay with Khalti QR
Accepted at your local kirana pasal, restaurants, clinics, fashion stores & more
Bank Services
Transfer to any major bank in Nepal
Link your bank account with Khalti Bank Direct
Make direct payments from your linked bank
Send & Request Money
Send funds to friends and family or request money with a few taps
Coupons & Rewards
Apply Promcodes & Coupons at checkout to get instant cashback
Use Daami Points to unlock exciting rewards
Smart Deposit
Save regularly with Nepal’s first wallet-based recurring deposit
Choose your amount (Starting from 100 upto 5000), frequency (daily/weekly/monthly), and term (6–60 months)
Earn interest and build your saving habit with ease
KYC & Security
Upgrade your account with KYC for easy transactions and added security
Load Wallet Easily
Load via mobile/internet banking, debit/credit card, Khalti Pasal, Sewa Kendra, bank deposits & more
Ek Nepal. Ek App. Ek Wallet. Infinite Possibilities
Khalti is more than a digital wallet, it’s a movement to make finance easier, more accessible, and more rewarding. Whether you’re recharging your phone or saving for your future, Khalti is built to support you at every step.
Need Help or Have Suggestions?
We’d love to hear from you.
Email: support@khalti.com
Website: https://khalti.com
Blogs for more info: https://blog.khalti.com
- Apple App Store
- Free
- Finance
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Experience the legacy of IME now on your smartphone. Presenting IME Pay!
With the aim to simplify daily life for all Nepalese, IME introduced IME Pay for easy, quick, and hassle-free online digital payments for day-to-day services. Licensed by Nepal Rastra Bank (NRB) and powered by IME Remit, IME Pay is now a leading payment gateway in Nepal.
IME Pay is an advanced digital wallet that allows users to transfer money from wallet to wallet, pay utility bills and make purchases online or offline instantly with a few quick taps on their smartphones. It essentially brings all cash transactions to the tips of your fingers, from basic household purchases to high volume business trades. With our wide range of partners and merchants, we are dedicated to ease your everyday life by providing you the most lucrative offers.
With Nepal’s largest IME network of 25,000+ touchpoints, we encourage our customers to make smart and safe payments digitally, within the convenience of their smartphones. All your payments are just a tap away with IME Pay!
Our Features include:
MONEY TRANSFER
Add Money
You can load money into your IME wallet account from various available mediums:
• Linked Bank
• E-banking/M-banking
• Connect IPS
• Nearby Agents
IME Pay users can enjoy free banking transactions with linked banks like Global IME Bank, NIC Asia Bank, Siddhartha Bank, Bank of Kathmandu, Kumari Bank, NIBL Bank, and other banks.
Send Money
Send money feature makes IME Pay users to conveniently send/ transfer money to desired destinations:
• IME Pay Wallet transfer
• Cash Pickup
• Bank Deposit
Withdraw Money
You can withdraw the desired amount from nearby IME Agents. Scan the QR code located in agent counters and cash out the desired amount.
Request Money
You can also request the desired amount to your friends and family. Both parties should be IME Pay users.
UTILITY BILLS PAYMENT
You can make quick and easy payments with a few taps on your smartphone. We offer a wide range of facilities to our valued customers. Our services include:
• Mobile Top-up (NTC, Ncell & SmartCell)
• Landline (Nepal Telecom)
• Electricity (Nepal Electricity Authority NEA)
• Water (Khanepani)
• TV (DishHome, MeroTV, SkyTV and more)
• Internet (Worldlink, Vianet, Subisu, ADSL and more)
• EMI (MAW Investment, Jagdamba Credit &Hulas)
• Insurance Premium (IME General Insurance, Sagarmatha, NECO & more)
MERCHANT PAYMENTS
You can make payments for products and services at IME Pay registered merchants including restaurants, cafes, convenience stores, and more. Scan QR codes placed in the payment counter at the merchant location or search for the merchant directly in the app. You can find various discounts and offers available at merchants in the “Deals” section.
TICKETING
We provide the option to find tickets according to your preferences and buy tickets directly from your smartphone. You can instantly book tickets via IME Pay for the following services:
• Airlines
• Movie Tickets
• Chandragiri Hills Cable Car
EVENTS
Ticketing and Voting are facilitated by IME Pay where you can instantly purchase tickets to available events. Vote for your favorite contestants in TV shows or any other competitions integrated into the app.
No more queue! No more traffic jams! No more penalty!
Live a smart life, choose IME Pay today, and pay all your bills anytime from anywhere instantly!
- Apple App Store
- Free
- Finance
Store Rank
- -
Khalti Digital Wallet (Nepal) vs. IME Pay ranking comparison
Compare Khalti Digital Wallet (Nepal) ranking trend in the past 28 days vs. IME Pay
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Khalti Digital Wallet (Nepal) vs. IME Pay ranking by country comparison
Compare Khalti Digital Wallet (Nepal) ranking trend in the past 28 days vs. IME Pay
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January 16, 2026