MONEYME vs MyPayNow Usage & Stats

At MONEYME, we’re all about saving you time and money. A better experience starts here – with bank-beating rates, same-day approvals, and standout customer service. And as a proud B Corp, we're building a business that’s better for our customers, our community and the planet. With the MONEYME app, you can: - Check your credit score for free - Get a quote for a loan in 90 seconds - Get approved in as little as 60 minutes - Manage your account with ease FREE CREDIT SCORE CHECK Lenders know your score, do you? Check your credit score for free, track your score over time, and get helpful tips on how to boost your score. PERSONAL LOAN Low-rate, award-winning personal loans up to $70,000. Get a quote in 90 seconds without impacting your credit score. DEBT CONSOLIDATION Roll your credit cards, loans and other debt into one easy-to-manage loan. Debt consolidation can help you reduce your interest rate and lower your monthly repayments. DIGITAL CREDIT CARD MONEYME Freestyle gives you up to 55 days interest-free and zero fee options. Ready to tap n’ pay from the moment you're approved. AUTOPAY CAR LOAN Available via dealerships and brokers only. Once approved, manage your Autopay car loan in the app. ------- Copyright 2025| MONEYME Financial Group Pty Ltd | ABN 40 163 691 236 | Australian Credit Licence Number 442218 | Credit criteria, fees, charges, terms and conditions apply.

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MyPayNow

When life happens, why wait 'til payday? With MyPayNow, you can access up to a quarter of your pay early, each pay cycle, almost instantly! Rather than waiting for your pay to be deposited into your bank account – join everyday working Aussies already accessing their pay early, whenever they want. How it works: 1. Create an account, enter your employment info and link your bank statements to determine your available funds. 2. Request the funds you want and it will be in your account - in most cases within 60 seconds. 3. Scheduled repayments are automatically set up to coincide with your pay cycle. 4. Repeat as often and as much as you like, up to your available funds. How much does it cost? There is a 5% transaction fee and an annual percentage rate (APR) of 24%. For example, if you receive a $100 advance for one week, you will incur a $5 transaction fee and $0.48 in interest, resulting in a total repayment of $105.48. Why choose MyPayNow? • Fast, simple, cheap, secure access to your money • Private and discrete … we don’t contact your employer. We deal directly and only with you. • Avoid stress and late fees … rather than falling behind on bills, pay them on time. • No way to accumulate a huge debt as only a quarter of your wage is available. • Repayments are initially set to match your pay cycle with flexible options from 2 days (minimum repayment period) to 62 days (maximum repayment period). • Enjoy financial freedom and live life at your pace MyPayNow operates in Australia in accordance with applicable local laws and regulations. This product is available to persons residing in Australia only.