MONEYME vs MyPayNow Usage & Stats

Join over 50,000 users and kick your financial goals with the MONEYME app. Check your credit score for free or apply for a personal loan or a credit card in minutes. MONEYME is a digital lender and Certified B Corp, meaning we're committed to a more sustainable future (and we walk the talk!). Not only do we challenge traditional lenders with faster and smarter credit products; we're about making a meaningful impact – for you and the planet. CREDIT SCORE TOOL Lenders know your credit score, do you? Check your credit score for free on the MONEYME app. See what’s on your credit report and how it’s affecting your score, track your score over time, and get helpful tips on how to boost your score. PERSONAL LOAN Kick your goals with a low-rate personal loan up to $50,000. Stay in control of your finances with flexible repayments and no early exit fees. With lightning-fast approval times, you could have the money in your bank in as little as 60 minutes. DIGITAL CREDIT CARD MONEYME Freestyle is a digital credit card designed for today, with up to 55 days interest-free on purchases and zero fee options. Your Freestyle card is ready to use instantly upon approval. Tap ‘n’ pay in-store or shop online anywhere Mastercard is accepted. DEBT CONSOLIDATION Forget juggling multiple repayments and take back control with debt consolidation. Simplify your existing debts into one easy-to-manage repayment with a debt consolidation loan. AUTOPAY CAR LOAN Available via car dealerships and brokers only. Once your MONEYME Autopay car loan is approved you can manage it with ease on the MONEYME app. MANAGE YOUR MONEY Manage your account, view upcoming repayments, and more. We’ll help you stay on top of things with helpful notifications and payment reminders so you can avoid late fees. ------- Copyright 2024 | MONEYME Financial Group Pty Ltd | ABN 40 163 691 236 | Australian Credit Licence Number 442218 | Credit criteria, fees, charges, terms and conditions apply.

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MyPayNow

When life happens, why wait 'til payday? With MyPayNow, you can access up to a quarter of your pay early, each pay cycle, almost instantly! Rather than waiting for your pay to be deposited into your bank account – join everyday working Aussies already accessing their pay early, whenever they want. How it works: 1. Create an account, enter your employment info and link your bank statements to determine your available funds. 2. Request the funds you want and it will be in your account - in most cases within 60 seconds. 3. Scheduled repayments are automatically set up to coincide with your pay cycle. 4. Repeat as often and as much as you like, up to your available funds. How much does it cost? There is a 5% transaction fee and an annual percentage rate (APR) of 24%. For example, if you receive a $100 advance for one week, you will incur a $5 transaction fee and $0.48 in interest, resulting in a total repayment of $105.48. Why choose MyPayNow? • Fast, simple, cheap, secure access to your money • Private and discrete … we don’t contact your employer. We deal directly and only with you. • Avoid stress and late fees … rather than falling behind on bills, pay them on time. • No way to accumulate a huge debt as only a quarter of your wage is available. • Repayments are initially set to match your pay cycle with flexible options from 2 days (minimum repayment period) to 62 days (maximum repayment period). • Enjoy financial freedom and live life at your pace MyPayNow operates in Australia in accordance with applicable local laws and regulations. This product is available to persons residing in Australia only.