LVB DigiBank vs M moneyX Usage & Stats

LVB DigiBank is the digital banking of Lao - Viet Joint Venture Bank Co., Ltd (1) LVB DigiBank is the digital banking of Lao-Viet Joint Venture Bank Co., Ltd to satisfy the demands on banking services of individual, business and other organisations. (2) TOTALLY FREE registration, maintenance, management and use. Many banking services on LVB DigiBank are free including domestic transfer, bill payment and many others. Customers also receive Cash Back or discount for phone top-up, bill payment, payments by QR-Pay. 3) Customer needs only 1 user and password to do banking transactions on any Internet-connected devices such as mobile phones, tablets, desktops, laptops. Best Features of LVB DigiBank: (1) Convenient financial management with a function allowing users to access information and history of all accounts including current accounts, saving accounts, term deposit, loans, card… (2) Instant and secure international and domestic money transfer: internal transfer within the system of LVB, domestic interbank transfer, international transfer, transfer via phone number, quick transfer 24/7. (3) Water bill payment, telecom fee payment, ADSL, Leased line, road charge payment, land tax payment, national budget payment, Phone top-up. (4) Payment for loan of financial companies and microfinance organisations. (5) Bying Insurances: new insurance premium and renewal of existing insurance contracts. (6) Scheduled automatic payment for bills; favourite payments (7) Employee salary payment, payroll (8) Payment with QR Code. (9) Foreign exchange (10) Online term deposit: New creation deposit, term deposit closure. (11) Card services: access card information, activate/lock card, check card transaction history (12) Register for services: register for card issuance, register for loan online, and others. Utilities: 1. Login by fingerprint, face 2. Verify transaction by SmartOTP 3. Set up favourite functions on Homepage 4. Set up profile picture, background picture, change background colour 5. Check exchange rate, interest rate, branch/AMT location 6. Interest rate platform, exchange rate platform 7. Receive information from LVB 8. Language options: Lao, English, Vietnamese 9. Shareable application 10. Beneficiary names and payment accounts can be defaulted.

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M moneyX

M moneyX is an e-wallet that offers a variety of financial services in Laos, such as money transfers, bill payments, and purchases. It is a platform serviced by Lao Mobile Money Sole Company Limited which is a subsidiary of Lao Telecom and does not require a traditional bank account. It has a simple registration system that allows users to sign up with just their mobile numbers. Our primary goal is to assist you in making financial transactions on your smartphone from everywhere, to everyone, and at any time with the security standards, ISO 27001 certification, and PCI DSS. M moneyX customers can access financial services conveniently with bank accounts and unaccounted banks, and M moneyX will help you experience a “More Smart Life in the Digital Era”. We intend to provide convenience in the digital world and our primary services are internal and global financial transactions, Transfers, bill payment in facility services, and other electronic payments. To become a leading Fintech company, we are also developing and integrating many functions of Telco and Fintech into one powerful application M moneyX. The customers can play a vital role in promoting the development of Lao Nation’s economy toward digital life, which is a part of building transparency, monitoring following, and modernizing.