IndiaLends - Instant Loan App vs Pocketly Usage & Stats

IndiaLends is an online marketplace for credit products and offer free credit report, range of credit cards and personal loans from different Banks and NBfcs. IndiaLends offers instant personal loans to its customers with most products being fully digital. IndiaLends also provides technology, data and credit analytics solutions along with a loan management platform to financial institutions. IndiaLends is run by a team of credit risk professionals and data scientists with multiple years of experience in consumer credit. Product features: Personal loan Get personalized personal loan offers up to ₹25 lacs at interest rates starting 10.25% for a tenure ranging from 1 year to 5 years. The app selects the best suitable Banks/NBFCs offering minimal interest rate and easy approval based on your personal loan eligibility. IndiaLends has associations with over 50+ banks and NBFCs including BAJAJ FINANCE LIMITED, IDFC FIRST Bank Limited etc. Personal Loan Eligibility Age - 18 years - 60 years Employment Type - Salaried/Self-Employed Minimum Net Income (monthly) - ₹10,000 Work Experience - Salaried for at least 6/12 months or Self-Employed for at least 3 years Tenure: (Min) 6 to (Max) 60 months Interest Rate ranging from 10.25% to 25% depending on customer’s credit and risk profile Representative Example With a representative 25% APR based on borrowing ₹ 5 lacs and repaying over 60 months with 60 monthly repayments, the monthly repayments will be ₹ 14,676 which can be paid within a tenure of 60 months. The total payout here would be: Principal Amount – Rs 5,00,000 Interest Charges (@25%): Rs 3,80,540 Loan processing Fee (@2%): Rs 10,000 Documentation Charges: 400 Amortization Schedule charges: 150 Total cost of the loan: Rs 8,91,090 Our Lending Partners: Clix Capital Services Private Limited PaySense Services India Private Limited Axis Bank Limited BHANIX FINANCE AND INVESTMENT LIMITED Piramal Capital & Housing Finance Limited Whizdm Innovations Private Limited’s LENDINGKART Finance Limited Rupeek Fintech Pvt Ltd Ruptok Fintech Pvt Ltd Flat White Capital Pvt. Ltd. Tata Capital Financial Services Limited BAJAJ FINANCE LIMITED Bridge Fintech Solutions Private Limited HDFC Bank Limited ICICI Bank Limited Kotak Mahindra Bank Limited YES BANK Ltd IndusInd Bank Limited InfoCredit Services Private Limited Kisetsu Saison Finance India Private Limited IIFL Finance Limited InCred Financial Services Limited L&T Finance Limited Ditya Finance Private Limited Finnovation Tech Solutions Pvt. Ltd. SOCIAL WORTH TECHNOLOGIES PRIVATE LIMITED Maybright Ventures Pvt. Ltd. MWYN Tech Private Limited IDFC FIRST Bank Limited Citi Bank India Limited Standard Chartered Bank PLC State Bank of India Freecharge Payment Technologies Private Limited *Please note the processing fee can vary from 1.5% - 6%. The figures provided are indicative and subject to change from time. * However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy Credit Card With the IndiaLends app, get credit card suggestions from 40+ options and select the credit card that best suits you. Some of the credit card providers associated with us are ICICI Bank, HDFC Bank, American Express, SBI, Kotak Mahindra Bank, Citibank, RBL and Yes Bank. Free Credit score / Cibil Score At IndiaLends app, check your free Credit Score / Cibil Score worth ₹1200 and get a detailed analysis of your credit report / Cibil Report and tips to improve your score. Our latest feature allows you to refresh your credit report and know why your credit score has changed.

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Pocketly

Pocketly – Your Go-To Personal Loan App for Instant Loans Say goodbye to paper forms and long application processes. With Pocketly you can get an instant personal loan within minutes — no paperwork, no fuss! Our secure online loan app makes getting the cash you need easier than ever before. Need cash, fast? Pocketly is the solution you've been waiting for! Take control of your finances with Pocketly. With our fast and easy application process, you can be sure that you're getting the best online loan app terms and have money in your account in a flash. Key Features Of The App Loan Money up to ₹500-₹50,000 INR.Tenure 1-4 Months. ~ Loan interest rates range between 24% to 36% each year. ~ Loan tenures of 1 to 4 months. ~ APR range - 30 to 99% ~ PF between 0 to 7.5% ~ Quick loans & easy EMIs Get your funds in a jiffy with Pocketly's instant personal loan up to 50,000 INR. Quick and Easy Loan Disbursal! No need to wait for days - Instant loan disbursal within minutes and cash in hand in no time. Flexible Repayment! Restructure and refinance your instant loans easily. Pocketly small loan app offers repayment flexibility for a worry-free experience. Refer and Earn! Get extra benefits and earn more with Pocketly! Refer to your friends and earn up to 500 INR within seconds. Stop wasting time on long applications and paperwork; get the money you need now with Pocketly! Sign up today for a quick and secure online loan. Don't let money worries get you down! Take control of your finances with the ultimate online loan app — Pocketly, & get access to the funds you need in as little as 24 hours. Pocketly is the digital-first, hassle-free way to secure instant loans. With our easy-to-use personal loan app, you can apply for an instant loan quickly and conveniently, and receive the fast funding that you need without the long wait times. Kick out all the financial stress, and welcome a brighter future with Pocketly! With our instant personal loan app, you can take charge of your finances and enjoy peace of mind knowing that you have access to funds whenever you need them. Pocketly is the ultimate instant personal loan app. Get personal loans for self-employed individuals, so you can get the help you need right away. Our self-employed instant personal loans are instant and secure, so you can take care of any unexpected expenses quickly and easily. You may quickly cover the expense of any medical emergency, holiday or schooling plans, wedding, or even home renovations with Pocketly's salaried personal loan. Our small loan app helps ensure that salaried or self-employed individuals are prepared to deal with any unforeseen costs that may arise. Get the cash you need, when you need it with the best online loan app. Stop worrying about money and start taking control of your finances today with the ultimate instant personal loan app - Pocketly! Connect With Us! We appreciate hearing from users so we can keep improving. Please contact us at helpdesk@support.pocketly.in. If there is anything we can do to help, please don't hesitate to contact us! Download the Pocketly app now for instant access to the personal loan funds that you need! The NBFC Partners behind Pocketly are NDX P2P Private Limited (CIN: U67200MH2018PTC306270), and Speel Finance Company Private Limited (CIN: U65920MH1995PTC090558).