Western Union Money Transfers vs ANZ Plus Usage & Stats

Our best exchange rate and $0 transfer fee* for your first transfer from our money transfer app. Pay with Apple Pay when you transfer money to billions of bank accounts and mobile wallets from Australia with Western Union. Whether you are sending money to the Philippines, India, Fiji, Bangladesh or up to +200 countries and territories we reach, you can check and lock in your online money transfer exchange rate anytime. ----- PAYOUT OPTIONS ------ We transact in nearly 130 currencies. Send to international bank accounts, mobile wallets (Third party charges may apply) or for cash pickup from any of our agent locations. Just make sure to check the online agent locator for country and agent location availability. ---- PAYMENT OPTIONS. ---- You can pay via Apply Pay with your credit card (Third party charges may apply), debit card, or bank transfer through PayID or PayTo. If you need extra funds quick for a transfer, apply with Beforepay. --- PEACE OF MIND --- With a few taps track your money transfer status and get in touch with our customer service team for any questions or concerns. --- TRACK YOUR MONEY TRANSFER --- Use your money transfer app to follow your dollars from Australia to your loved one’s wallet. You can easily track your transfer at any time using your unique tracking number (MTCN). Get notified via email when your friend or relative collated their money. --- SIMPLE CARD SCANNING --- Quickly set-up your card payment and make sure your details are correct with card scanning. Simply scan your credit** card or debit card using the camera on your device to make a money transfer on your mobile phone --- SEND AGAIN QUICKLY --- Planning to send money overseas through our app regularly? Store your loved one’s details for easy repeat transfers by adding them to you resend list. Save precious time by effortlessly importing contacts from your device. ++++++++++++++++++++++++++ FEES AND IMPORTANT DISCLOSURES Western Union makes money from both transfer fees and currency exchange. When choosing a money transmitter, carefully compare the transfer fees and exchange rates. Fees, foreign exchange rates, and takes may vary by brand, channels, and location based on many factors. Fees and rates are subject to change without notice. Please use care when providing commissary or bank account information. Funds will be paid into the account corresponding to the account number you provide. Western Union has offices worldwide and I headquartered in Denver, 7001E. Belleview, Denver, CO 80237. Do you have questions about our services? Contact one of our nearby Western Union agent locations. Use our agent location finder to find one nearby. *Register your profile and receive a fee-free transfer on your next Money in Minutes, Next Day, Direct to Bank, or Mobile Money Transfer transaction sent on westernunion.com or from the Western Union app worldwide to any destination. New customers only. Excludes all other services. Limit (1) transfer per consumer. ** If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods. Additional third-party charges may apply

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ANZ Plus

Download the ANZ Plus app to join in minutes and get two linked accounts: ANZ Plus and ANZ Save. ANZ Plus · Sort your spending with this everyday transaction account that’s designed to help you spend smarter. ANZ Save · Earn interest on multiple savings goals with an ANZ Save account that’s designed to help you save more. There’s more to love ANZ Plus Flex Saver (NEW) · Choose to add an ANZ Plus Flex Saver account,² that you can use to earn interest, pay bills and make transfers. Card payments not available. ANZ Plus Home Loans · Available to applicants looking to apply to refinance their home loan. Exceptions apply to NT and Tasmania, and eligibility criteria apply. Smarter ways to stay on top of your money The ANZ Plus app is packed full of powerful features to help you master your money, including: My Accounts · Add and view your eligible accounts from other banks in the ANZ Plus app.3 Round Ups · Round up extra cents on eligible card transactions and send them straight to your ANZ Save account. Extra layers of security · Some of the toughest security is on your side, like Selfie ID, Location-Based Security and Screen Share Protect. Our trusted ANZ Falcon® technology, and expert team monitor your accounts 24/7 to help keep them safe. Stuff you need to know · ANZ Plus is for Australian residents 15 and older only, with a valid passport or driver’s licence · ANZ Plus is digital and doesn’t use branches (there’s Coach support if you need) · Home loan applications are subject to credit assessment and other eligibility criteria, visit anz.com/plus/digital-home-loans to see if you could be eligible and other things you should know · ANZ Plus, ANZ Save and ANZ Plus Flex Saver accounts and the ANZ Plus Home Loan are exclusive to the ANZ Plus app, you won’t see them in any other ANZ App or Internet Banking · You can use the ANZ Plus app to view other eligible ANZ accounts, but to manage these accounts you will need to use other ANZ channels · If ANZ Plus isn’t right for you, check out other ANZ products at anz.com.au Important information When you download the ANZ Plus app and use it a contract is made between you and ANZ on the terms of the ANZ Plus App T&Cs available at anz.com.au/plus (also available in-app). You should read them before you download and use the ANZ Plus app. Any advice is general and might not be right for you. The Financial Services Guide, Target Market Determination, ANZ Plus Home Loan T&Cs and ANZ Deposit Account T&Cs are available at anz.com.au/plus. You should read them before deciding to apply for or keep these products. Australia and New Zealand Banking Group Limited ABN 11 005 357 522 AFSL 234527 Australian Credit License Number 234527 Read the ANZ Privacy Policy at anz.com.au/privacy/centre/policy 1 Transaction fees may apply, see the ANZ Plus Deposit Account T&Cs for details of these fees. A $10 monthly fee applies if you link your ANZ Plus account to your ANZ Plus Home Loan as an offset account.  2 To be eligible for the ANZ Plus Flex Saver account you must also hold ANZ Plus and ANZ Save accounts. 3 Only eligible accounts shown. Amounts shown may not reflect your personal situation or money available to spend. Information on third party accounts is sourced from those third parties with your consent. Third parties have not endorsed the My Accounts feature. See ANZ Plus App T&Cs for more information. Screens are indicative only and subject to change. By downloading the ANZ Plus app you agree that we may arrange for a commission to be paid to a comparison website provider or other third party if they referred you to ANZ. ® Falcon is a trademark of Fair Isaac Corporation Apple and Apple Pay are trademarks of Apple Inc. registered in the U.S. and other countries Registered office address: 833 Collins Street VIC 3008