Home
App Analytics
Western Union Money Transfers
Western Union Money Transfers Vs. Zip - Shop Now, Pay Later

Western Union Money Transfers vs Zip - Shop Now, Pay Later Usage & Stats

Our best exchange rate and $0 transfer fee* for your first transfer from our money transfer app. Pay with Apple Pay when you transfer money to billions of bank accounts and mobile wallets from Australia with Western Union. Whether you are sending money to the Philippines, India, Fiji, Bangladesh or up to +200 countries and territories we reach, you can check and lock in your online money transfer exchange rate anytime. ----- PAYOUT OPTIONS ------ We transact in nearly 130 currencies. Send to international bank accounts, mobile wallets (Third party charges may apply) or for cash pickup from any of our agent locations. Just make sure to check the online agent locator for country and agent location availability. ---- PAYMENT OPTIONS. ---- You can pay via Apply Pay with your credit card (Third party charges may apply), debit card, or bank transfer through PayID or PayTo. If you need extra funds quick for a transfer, apply with Beforepay. --- PEACE OF MIND --- With a few taps track your money transfer status and get in touch with our customer service team for any questions or concerns. --- TRACK YOUR MONEY TRANSFER --- Use your money transfer app to follow your dollars from Australia to your loved one’s wallet. You can easily track your transfer at any time using your unique tracking number (MTCN). Get notified via email when your friend or relative collated their money. --- SIMPLE CARD SCANNING --- Quickly set-up your card payment and make sure your details are correct with card scanning. Simply scan your credit** card or debit card using the camera on your device to make a money transfer on your mobile phone --- SEND AGAIN QUICKLY --- Planning to send money overseas through our app regularly? Store your loved one’s details for easy repeat transfers by adding them to you resend list. Save precious time by effortlessly importing contacts from your device. ++++++++++++++++++++++++++ FEES AND IMPORTANT DISCLOSURES Western Union makes money from both transfer fees and currency exchange. When choosing a money transmitter, carefully compare the transfer fees and exchange rates. Fees, foreign exchange rates, and takes may vary by brand, channels, and location based on many factors. Fees and rates are subject to change without notice. Please use care when providing commissary or bank account information. Funds will be paid into the account corresponding to the account number you provide. Western Union has offices worldwide and I headquartered in Denver, 7001E. Belleview, Denver, CO 80237. Do you have questions about our services? Contact one of our nearby Western Union agent locations. Use our agent location finder to find one nearby. *Register your profile and receive a fee-free transfer on your next Money in Minutes, Next Day, Direct to Bank, or Mobile Money Transfer transaction sent on westernunion.com or from the Western Union app worldwide to any destination. New customers only. Excludes all other services. Limit (1) transfer per consumer. ** If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods. Additional third-party charges may apply

Apple App Store
Free
Finance

Store Rank

- -

Zip - Shop Now, Pay Later

With customisable repayments & nothing to pay on the day of purchase Zip makes life more affordable by spreading the cost over time ZIP PAY FOR EVERYDAY SPENDING - UP TO $1,000 Easily balance the ups & downs of everyday living with $350-$1,000 interest free, to spend instantly once approved¹ Use Zip Pay everywhere Visa is accepted from groceries, petrol, beauty, tech to fashion. Pay nothing until the end of the following month & bundle all your purchases into one weekly, fortnightly or monthly repayment on a schedule that suits you ZIP MONEY FOR BIGGER PURCHASES - UP TO $5,000 Pay for your next step in life from holidays to renos, electronics, insurance & more. Apply for up to $5,000, pay nothing on the day of purchase & get a minimum of 3 months interest free on every purchase & up to 5 years interest free at select Zip partners² SET & MANAGE YOUR REPAYMENTS TO SUIT YOU * Customise your repayment frequency, amount & date, or with Zip Money, split purchases over $300 into equal interest free instalments to help you avoid interest charges GET DEALS, OFFERS & CASHBACKS * Earn instant cashback rewards online & instore at select Zip partners³ * Access exclusive offers * Interest free periods up to 5 years available at select Zip partners with Zip Money EASILY PAY INSTORE & ONLINE * Tap to pay: add Zip Pay to your phone & use it instore everywhere Visa contactless is accepted⁴ * Virtual card: create cards for one time use for extra security * Barcode: create a barcode & speed through instore checkout at over 44,000 Zip Money partners * Shop Directory: shop from the app - eBay, Jetstar, Catch, Amazon, Bunnings, JB HiFi & more * Bills: pay over 60,000 BPAY® Billers - mobile, utility, insurance, medical, vet bills & more⁵ * Buy gift cards: buy gift cards from over 120 brands. Add a personal message & GIF to your gift cards STAY IN CONTROL WITH INSIGHTS * Get notifications of upcoming repayments * Check balance, view statements & transaction history * View, change & manage repayments ¹Zip Pay: Minimum monthly repayments required. Monthly account fee of $9.95 applies, waived each month you pay your statement closing balance, in full, by the due date. Available to approved applicants only. T&Cs apply ²Zip Money: Available to approved applicants only & subject to completion of satisfactory credit check upon application. Instalment plan splits eligible purchases of $300 & above into equal repayments within the interest free period. Eligible purchase excludes Zip bills & gift cards. A monthly account fee of $9.95 applies & a one off establishment fee may apply for new customers. Additional charges may apply see T&Cs. Under the contract minimum monthly repayments are required. If you turn off instalments all future transactions will be reverted to the minimum monthly repayment. Paying only the minimum monthly repayment amount will generally not repay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable rate 25.9% per annum as at 1.06.23. Interest, fees & charges are subject to change. T&Cs apply & are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993, Australian Credit Licence Number 441878) ³Redeemable when you reach Rewards Goal. Rewards Program & Promotion T&Cs apply ⁴Tap to pay with Zip Pay only. Use the Card everywhere Visa contactless payments are accepted. Use virtual card everywhere Visa is accepted online. Card T&Cs apply ⁵Payments may take up to 5 business days to reach biller. Certain biller exclusions apply including but not limited to credit institutions, gambling, share trading, personal loans & DEFT rent. A $2.50 processing fee will be payable for each bill & invoice processed through Zip. The amount of the fee will be advised & authorised by You at the time of bill payment. ®Registered to BPAY Pty Ltd ABN 69 079 137 518