Monese - A banking alternative vs bunq Usage & Stats

Monese is the banking alternative you’ve been waiting for. We’re the money app that helps you budget smartly, spend wisely and switch between currencies in a flash. Whether you need a GBP, EUR or RON account (or all 3!), you’ll be able to manage your money straight from your phone and enjoy the flexibility to live, work, travel, study and thrive wherever life takes you. We even have business accounts! Join over 2 million people and open a Monese mobile money account today. It’s simple, fuss-free and easy – so how does it work? • Open a GBP, EUR or RON account, straight from your phone • Easily switch between currencies and manage your money all in one place • Get a contactless Mastercard debit card you can use globally – online, in-store or at ATMs • Spend abroad with no extra fees on card spending and ATM withdrawals • Quickly send and receive money locally and internationally in multiple currencies • Create a virtual card and pay online or in-store for an extra layer of security • Open a joint account to easily spend, share and save with a loved one, roommate or friend With our feature-rich smartphone app, you’ll also get: • Real-time notifications: Instant updates whenever you use your account • A detailed spending overview: Full transparency around your transactions • Savings pots: Put money aside for something special • Apple Pay: A fast, easy and secure way to pay with your Apple Pay • Automatic Direct Debits and recurring payments: the easy way to pay for things like mobile phone contracts, rent, or gym memberships Plus, you can also: • Build your credit score: Use Credit Builder to grow your credit history and savings at the same time (UK only) • Link your PayPal account: Manage your PayPal balance and transactions from Monese, and add your Monese card to your PayPal wallet • Enjoy state-of-the art security features: 3D Secure, card locking, strong encryption and biometric login • Get instant account statements in PDF or XLS whenever you need Enjoy the convenience of being able to send and receive money straight from your phone, get your salary paid in, set up Direct Debits and recurring payments, all while maintaining a complete overview of your earning, spending and saving. Withdraw cash from ATMs worldwide for free, within generous allowances, and add money to your account by bank transfer, debit card, or with cash at over 84,000 locations in the UK, Austria, Belgium, Bulgaria, France, Luxembourg, the Netherlands, Poland, Portugal or Spain. You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 years old and live in the European Economic Area (EEA).

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bunq

Discover mobile banking tailored to every stage of your life. Whether you're exploring new countries, building your dream business, or managing a growing family, bunq helps you save, spend, budget, and invest effortlessly. Open your account in just 5 minutes and start your 30-day free trial today. Our Plans bunq Free - €0/month Get started with essential banking. • 3 Bank Accounts to get you started • Instant Payments and real-time notifications • 1 virtual card with Apple Pay support • Scheduled Payments and AutoAccept for requests • Withdraw cash at ATMs (€2.99/withdrawal) • Earn 3.01% interest on USD/GBP savings • Invest in stocks with ease • €1,000 ZeroFX for foreign payments • Plant a tree for every €1,000 spent Business features: • Tap to Pay • 0.5% cashback bunq Core - €3.99/month A bank account for everyday use. All bunq Free benefits, plus: • 5 Bank Accounts for your everyday needs • Open and manage up to 4 Child Accounts • 1 physical card included • Shared account access for joint management • Add loyalty cards for quick access • Earn points with bunq Points and redeem rewards • Unlimited ZeroFX • 24/7 SOS Hotline for emergencies Business features: • Director access • Shared account access • 100 free transactions/year • Bookkeeping integrations bunq Pro - €9.99/month The bank account that makes budgeting easy All bunq Core benefits, plus: • 25 Bank Accounts for effortless budgeting • 3 physical cards and 25 virtual cards included • Personalized budgeting insights and payment sorter • 5 free foreign currency payments/month • Secondary PIN for multiple accounts on one card • Plant a tree for every €250 spent • 20% discount on stock trading fees • Free for students Business features: • Add up to 3 employees • Employee card and Tap to Pay access • 250 free transactions/year • 1% cashback • AutoVAT bunq Elite - €18.99/month The account for your international lifestyle. All bunq Pro benefits, plus: • Worldwide travel insurance • 10 free foreign currency payments/month • Earn 2% cashback on public transport and 1% at restaurants/bars • Invite 2 friends to form a Cashback team and earn more • Double bunq Points for even better rewards • 4x 2GB free eSIM bundles for roaming • Plant a tree for every €100 spent • 50% discount on stock trading fees Your Security = Our Priority Boost your bank security with two-factor authentication for online payments, Face & TouchID and 100% control of your cards in the app. Your Deposits = Fully Protected Your money is insured up to €100,000 by the Dutch Deposit Guarantee Scheme (DGS). Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk. bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.