Monzo - Mobile Banking vs HSBC UK Mobile Banking Usage & Stats

Monzo is the digital banking app that rewards you for being you. With one app to manage all your finances, in real time. CASH BACK FOR ALL Get cash back on all your purchases for your first month*. 5% cash back with Preferred account. 1% cash back with free Everyday account Cash back means cash: withdraw, spend or save it. Cash back is instant, straight into your account or Savings Jar. Instant access to cash with our network of 38,000 free ATMs across the US. Real-time notifications each time you spend on your debit card. Set a target for how much you want to spend and we’ll help you stay on track. NO STRESS SAVINGS With a Preferred account, get our best savings rate of 3.75% APY interest. With an Everyday account, you’ll receive 2.00% APY. Earn interest on every goal. No catch, no small print. Just instant access savings and smart tools to help you reach your goals faster. Set aside money for trips, bills, emergency funds and more in a Savings Jar. Set a goal on a Jar and we’ll show progress as you save. Tell us when you want to reach your goal, and we’ll do the math to figure out how much you need to deposit each day, week or month. Automatically contribute a portion of your paycheck towards your goals. Turn your spare change into savings with automatic roundups. ONE APP FOR YOUR FINANCES Connect all of your accounts and cards for a big picture view of your finances. You can connect all your accounts on with Preferred. Get money saving insights across all your bank accounts and credit cards. Get paid early with a direct deposit. Your money is eligible for FDIC pass-through insurance up to $250,000. SERIOUSLY SECURE Your money is eligible for up to $250,000 in FDIC pass through insurance.¹ Anti-fraud systems that make sure your money is safe, without adding friction for you. Protect your money with Touch ID, Face ID, and PIN. *Monzo Preferred account may be required to access certain features. Other terms apply. Monzo’s Savings Jar Annual Percentage Yield (APY) is as of November 25 2025. Interest rates are variable and may change. Fees may reduce earnings. The interest comes from us, not Lead Bank or Sutton Bank. Your total Savings Jar balance is capped at $100,000. Registered address: Monzo Inc, 447 Sutter St., Ste 405 PMB1025, San Francisco, CA 94108 Certain conditions must be satisfied for pass-through FDIC deposit insurance coverage to apply, which you can learn more about on fdic.gov. The Monzo Mastercard Debit Card is issued by Sutton Bank or Lead Bank, Members FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. ¹Your funds are held at Sutton Bank or Lead Bank, Member FDIC. Though Monzo is not an insured bank, money in your Monzo account is eligible for pass-through FDIC insurance that would protect up to $250,000 in the unlikely event that Sutton Bank or Lead Bank failed. Certain conditions must be satisfied for pass-through FDIC deposit insurance coverage to apply, which you can learn more about on fdic.gov.

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HSBC UK Mobile Banking

The HSBC UK Mobile Banking app has been created to help our UK customers with their everyday banking on the go. Download it today and you can: • Log on quickly and securely with Face ID or Touch ID • Make payments and check your balances on the go • Pay in one or more cheques up to a limit of £2,000 per day • View or cancel standing orders and Direct Debits • Freeze, report lost and order a replacement card • View your debit or credit card PIN • Stay in control with our Spending insights • View and manage bills easily with Balance . How to log on to Mobile Banking • If you’re registered for HSBC Online Banking, you can use your existing details • If you’re not yet registered, simply download the app, then select ‘Register now’. Access all your essential banking services on the go. Download the HSBC UK Mobile Banking app today. Want to know more? Log on quickly and securely Face ID and Touch ID mean you can use your face or fingerprint to quickly log on to the HSBC UK Mobile Banking app, without having to enter a password. Once you’re logged on, your Mobile Banking PIN adds another layer of protection against fraud. To authorise new transactions, use your Mobile Banking PIN or biometrics on supported devices. Send money The HSBC UK Mobile Banking app lets you send money to family or friends using their account details. Pay bills with pre-populated bank details for hundreds of major businesses. And instantly transfer money between your personal accounts. Mobile statements With the HSBC UK Mobile Banking app, you can securely access your current account, savings and credit card statements. Mobile cheque deposits The HSBC UK Mobile Banking app lets you pay in cheques without going to a branch by selecting the account, entering the value then scanning the front and back of the cheque. Please keep any cheques until they show in your account. You can pay in one or more cheques up to a limit of £2,000 per day. Cheques deposited before 10pm on a working day will be available by 11:59pm the next working day. Freeze your card Ever lost your card, only for it to turn up the moment you cancelled it? With the HSBC UK Mobile Banking app, you can place a temporary block on your card with just a few taps. It will stay blocked until you unblock it, or it can be reported as lost or stolen. Balance After Bills Balance After Bills helps you plan your finances from one payday to the next. It shows you how much you could have left for the month ahead, once scheduled bills like standing orders, Direct Debits, credit cards, loans and mortgages are taken into account. Chat with us Need help or assistance? Select the ‘Start chat’ window on the home screen or tap 'Chat with us' in the ‘Library’. If you have push notifications enabled for the HSBC Mobile Banking app, we’ll send you an alert when we reply. Gambling restriction You can choose to restrict transactions made to gambling businesses, such as casinos and online betting companies, and recurring transactions such as The Postcode Lottery. The block only applies to individual cards held in your name. This App is designed for use in the United Kingdom. The products and services described in this App are intended for UK customers. This App is provided by HSBC UK Bank Plc ('HSBC UK') for the use of existing customers of HSBC UK. Please do not download this App if you are not an existing customer of HSBC UK. HSBC UK is authorised and regulated in the United Kingdom by the Financial Conduct Authority. If you are outside the UK, we may not be authorised to offer or provide you with the products and services available through this App in the country or region where you are located or resident in. This App is not intended for distribution, download or use by any person in any jurisdiction, country or region where the distribution, download or use of this material is restricted and would not be permitted by law or regulation.