Home
Free App Analytics
Moneybox - Save and Invest
Moneybox - Save and Invest Vs. Tembo - Saving & Homebuying

Moneybox - Save and Invest vs Tembo - Saving & Homebuying Usage & Stats

Turn your money into something greater with Moneybox. • Start investing in our range of funds with as little as £1 • Save for your first home with our market-leading Lifetime ISA • Find and combine your old pensions and build your retirement fund • Build wealth for the long-term with a Cash ISA or savings accounts All with an award-winning app used by over 1 million people across the UK. Capital at risk. All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Choose from our range of award-winning accounts: • Cash ISA • Lifetime ISA • Stocks and Shares ISA • Junior ISA • Personal Pension • Savings accounts Buy your first home with our market-leading Lifetime ISA: • Save up to £4,000 per year and get a 25% government bonus of up to £1,000 free every year • Get free Mortgage Advice • Browse over 90 lenders and find a mortgage that’s right for you *Government early withdrawal charge may apply to the Lifetime ISA. Moneybox Mortgage Advice is provided by Moneybox Mortgages Ltd. Your home may be repossessed if you do not keep up your mortgage repayments. Make the most of your tax-free allowance with our Cash ISA: • Save up to £20,00 per year, tax free • Get a leading interest rate on your cash • Up to 3 withdrawals every 12 months without impacting your rate Tax treatment depends on individual circumstances and may be subject to change in the future. Plan for your future with handy tools: • Sum-up your deposit with our Lifetime ISA Calculator • Fast forward your wealth with a ISA Time Machine Set up automations and build healthy habits: • Set up regular deposits and payday boosts • Round up your spending to the nearest pound • Save or your invest spare change Own a share of the biggest companies from just £1: • Invest in a Stocks & Shares ISA or a General Investment Account • Choose from our three expertly-curated starting options: Cautious, Balanced or Adventurous • Own shares in Tesla, Netflix, Disney and many more US stocks • Back socially-responsible funds considering ESG factors Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Build a retirement fund worth waiting for: • Track down your old workplace pensions with our free Pension • Detective service and combine them all into one place • Get a 25% bonus from the government on up to £60,000 per year in your Self-Invested Personal Pension Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future. Capital at risk. Moneybox is authorised and regulated by the Financial Conduct Authority with reference number 712935. Trusted and transparent: • Your savings and investments are covered by the UK government’s Financial Services Compensation Scheme up to a limit of £85,000 in the unlikely event that a fund provider is declared bankrupt. • For our investment products, we charge just £1 a month (subscription fee) and 0.45% of the value of your investments per year. There are fund provider costs on top of this - see in-app for detail. To help you get started, we do not charge the subscription fee for the first three months • There are no account fees for our Cash Lifetime ISA or Savings Accounts • We use bank level 256-bit TLS encryption for all your personal information. • Registered address: Moneybox 1-2 Hatfields, London SE1 9PG Ready to get started? Download Moneybox today.

Apple App Store
Free
Finance

Store Rank

- -

Tembo - Saving & Homebuying

Make home happen with Tembo: the savings app built for first-time buyers. Getting on the ladder just got easier. Whether you’re building a house deposit or want to maximise your savings, we’ve got you covered. Why Tembo?: Award-winning app trusted by thousands of first-time buyers. Save your way using an app that’s built with you in mind. Top up on the go or pay in monthly, track your progress towards your goals, calculate your time to buy, plus expert tips & webinars! Expert mortgage advice – fee-free through our award-winning mortgage service. That’s a saving of up to £749! Safe and secure. Your savings are protected up to £85,000 under the Financial Services Compensation Scheme — Our competitive Cash ISA: Save up to £20,000 each tax year for whatever you want Earn 4.8% AER - 2.9x higher interest vs saving with the Big 4 banks - that’s over £500 more in interest alone! Withdraw funds whenever you need. No fees, no penalties. Simple terms with no nasty surprises. Your rate won’t drop after 12 months, when you make multiple withdrawals or when your balance falls too low (unlike other providers) Watch your interest grow daily, and we’ll pay out monthly LIFETIME ISAS Boost your house deposit with a 25% government bonus of up to £1,000 each tax year. This could add up to a max bonus of £32,000. Our market-leading Cash Lifetime ISA: Earn the market-leading 4.8% AER (variable) interest rate on your savings No gimmicks and no introductory rates Earn over £800 more over 5 years vs closest competitor See how much interest you’re earning daily, paid monthly Our ethical Stocks and Shares Lifetime ISA: Invest in a high-growth ESG fund, delivering 12% return over last year Chosen for its ethical characteristics, it’s good for the planet too. No monthly fee (unlike other providers). Instead, only pay our 0.35% platform fee and 0.17% fund provider fee. Our ultimate mortgage package: Advice from the UK’s Best Mortgage Broker as voted by our customers in 2022, 2023 & 2024 Your own dedicated mortgage team by your side, on hand from the first call to getting your keys. Free property insight reports: 120+ data points to help you house hunt & offer with confidence Access to our panel of experts, tried & tested conveyancers, surveyors and more Tools to get you mortgage ready: Compare rates, get a Mortgage in Principle & calculate your Stamp Duty Ready to save smarter and get your keys faster? Tembo – The mortgage & savings app designed for first-time buyers. Download the app now to start your journey to homeownership. Rates accurate Jan 2025, subject to change. Market-leading defined as having best Lifetime ISA rate, excluding introductory offer periods. Your home may be repossessed if you do not keep up with your mortgage payments. Tembo Cash ISA: Based on saving £100 monthly for 5 years. Calculations show at month 61 Tembo customers saving at 4.8% would have £527.84 more vs saving with Barclays, HSBC, NatWest or Lloyds. Tembo LISA: The 25% bonus and tax-free benefits of these accounts depend on government policy and tax rules, which can change at any time. Tembo Stocks & Shares LISA: Capital at risk. Past performance is not a guide to future returns. You could get back less than you put in. Based on performance of Blackrock MyMap 5 Select ESG Fund, which delivered 13% return in 2021, -13.3% in 2022 and 12.3% in 2023. High growth defined as above 10%, the average stock market return as measured by the S&P 500 index Tembo, Tembo Cash ISA, Tembo Lifetime ISA, Tembo LISA and Nude are trading names of Nude Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 928010) and registered as an account information services provider (FRN: 913654). We are a private limited company registered at 18 Crucifix Lane, London, SE1 3JW, with registration number 12008146. Nude is a registered trade mark of Nude Finance Limited (12008146) (TM Reg No UK00003263387).