Atome PH - Buy Now Pay Later vs Tendo by Tonik Usage & Stats

*** Buy now, pay later just got better through Atome's credit and cash loan services. *** Say hello to one of Southeast Asia's leading digital consumer financing platforms. Split your bills into 3 or 6-month installments with 0% interest on monthly purchases with the Atome Card. ► Get quick cash loans via Atome Cash with interest rates as low as 1.75% and installment plans of up to 12 months. ◀ Pay your SPayLater, SLoan, BillEase, Home Credit, and TendoPay bills using your Atome Card on GrabPay and Bayad Center. ◉ What you'll love about Atome: ▶ Atome Card 1. Better budgeting with flexible payment and installment options - Stretch your budget and pay later at 0% interest on monthly purchases. Enjoy installment plans for up to 6 months. 2. Easy application - Simply apply on the app in minutes. No paperwork is needed. 3. Convenient for your needs - Shop more of what you love with up to a ₱200,000 spending limit. 4. Pay later anywhere that accepts Mastercard - For online and in-store shopping, even overseas: - Link your physical or virtual/digital card to e-commerce platforms like Lazada, Shopee, Grab, FoodPanda, and TikTok Shop. - Tap-to-pay using Atome Card at SM Store, Robinsons, and even overseas. - For your utility bills: - Pay your utilities on time at Meralco, Maynilad, Globe, Smart, or on online apps such as BillEase via GrabPay, and Home Credit and TendoPay via Bayad Center. 5. Card Bills Payment - Choose your preferred payment method: credit/debit card, InstaPay via your bank's mobile app, like BPI, BDO, and UnionBank, e-wallets such as Maya & GCash, or over-the-counter payment. ▶ Atome Cash 1. Looking for an easy, fast cash loan? Applying for personal loans with Atome Cash is convenient with quick approval and disbursement for up to ₱50,000. Repay loans in installments of up to 12 months with 1.75% interest. Apply on the Atome app if you are: - A registered Atome user with past in-app transactions - At least 18 years old with a valid ID - - Has a bank account, such as BPI, BDO, UnionBank, and more. Download the Atome app today for a better, savvier lifestyle! ▶ ATOME CARD APPLICATION ELIGIBILITY - Valid PH ID - 18 years old and above - No minimum income requirement - No paperwork ▶ HOW TO APPLY FOR THE ATOME CARD 1. Download the Atome app and tap the 'Card' tab on the home page 2. Tap "Apply for free" and choose your preferred Atome Card 3. Fill in your personal information and upload your ID 4. Get approved in 1-2 days 5. Receive your Atome Card via mail ▶ HOW TO SHOP WITH THE ATOME CARD 1. Activate your physical card on the Atome app 2. Use virtual card to shop online 3. Use physical card to shop online and in-store ▶ INFORMATION ABOUT ATOME CARD'S INSTALLMENT PLANS: - Monthly interest rates for as low as 2% - Annual Percentage Rate (APR) ranging from 0%-46 % - No service charges - Installment plans are available in 3 or 6 months ▶ Total loan cost illustration: - Total monthly bill: ₱2,000 - Bill amount: ₱2,000 - Repayment term: 3 months - Monthly interest rate: 2% (₱40) - Total payment: ₱2,120 at ₱706.67/month ▶ INFORMATION ABOUT ATOME CASH'S LOAN TERMS: - Monthly interest rates for as low as 1.75% - Annual Percentage Rate (APR) not more than 36% - No service charges - Installment plans for up to 12 months ▶ Total loan cost illustration: - Total loan amount: ₱3,000 - Repayment term: 6 months - Monthly interest rate: 1.75% (₱52.50) - Total payment: ₱3,052.50 at ₱508.75/month Business Name: Atome PH Corporate Name: Neuroncredit Financing Company Inc. SEC Registration Number: CS201816338 Certificate of Authority No.: 1178 Bangko Sentral ng Pilipinas OPS Registration No.: OPSCOR-2021-0040 ▶ Connect with us via: Web: https://www.atome.ph/atome-card Help Center: support@atome.ph https://help.atome.ph/hc/en-gb/categories/4439682039065-Atome-Card Social media: https://web.facebook.com/atomecardph https://www.instagram.com/atome.ph/

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Tendo by Tonik

Tendo by Tonik gives you access to a full-suite of financial services right at your fingertips. Our app allows you to sign up, log in, make purchases, pay bills, set your financial goals, track your expenses, and much more. Tendo by Tonik helps you: • Budget your finances - Short on cash for your expenses? You can make a Cash Loan with your Tendo credit limit to meet your needs and repay it in installments. • Reach your goals - Meet your financial goals with our automated savings and get up to 6% interest per year with our partner banks! • Pay bills - Remove the hassle of paying bills by paying them directly on our app using your credit limit. • Get insured - Gain access to a wide variety of premium insurance products which you can get for yourself or your loved ones. • Pay on installments- Need new appliances, furniture, or just want to treat yourself? Get as low as 0% interest installments by purchasing with any of our partner merchants! Interested in partnering with Tendo by Tonik? Reach out to us at info@tendopay.ph Got a question or feedback? We’d be happy to hear from you! Email: helpdesk@tendopay.ph Website: https://tendopay.ph Facebook: https://facebook.com/tendopay All loans under Tendo and Tendo by Tonik are financed by Templetech Finance Corp. (SEC Registration No. CS201820732, Certificate of Authority No. 1228) Please study the terms and conditions in the Disclosure Statement before proceeding with the loan transaction.