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- PayMe - Personal loan app Vs. IndiaLends - Instant Loan App
PayMe - Personal loan app 对比 IndiaLends - Instant Loan App 的使用情况和统计数据
"For salaried only, minimum Salary INR 15000."
This, personal loan app is India’s best instant loan app for applying loan of Rs. 2000 upto Rs. 2 Lakh for a tenure of 3 months to 24 months, helping Indian citizens to get a fast loan with having the processing fees up to 10% plus applicable taxes, minimum Rs 100 (+GST) and maximum Rs 5,000 (+GST) with maximum APR ranging from 18% to 75%
For Instance: The Loan Amount: Rs 10,000, Tenure: 12 Months, APR: 24%, Interest accumulated: Rs 1,347.15 (on reducing principal balance), EMI: Rs 945.60, Total cost of loan: Rs 11,347.15
(Loan amount would be disbursed after deducting the processing fee. The borrower pays interest only on the utilized loan amount.)
Just register on PayMe loan App and get the desired amount directly to your bank account with this instant loan app.
Exclusive features of our easy loan app:
• 100% paperless process
• Upto Rs 2 Lakh limit.
• Easy and flexible repayment options.
• Quicker approvals and sanctioning process.
• Zero – NIL charges on foreclosure.
• Zero - NIL charges on pre-part payment.
• A collateral-free personal loan.
• Convert your short-term personal loan to an EMI term loan.
• Privilege to pay monthly rent payments via credit card.
Eligibility of our online loan app in India:
• Borrower must be 18-year old or above to apply.
• Maximum age limit at the time of the loan is 56 years.
• Indian citizen.
• The borrower should be a salaried employee.
• Monthly net salary should not be less than Rs. 15,000.
• An individual must have a minimum work experience of 6 months
For getting your small loan online, the minimum cibil score required is 650.
Documents required at the instant loan app:
• Identity proof (Aadhar/PAN).
• Address proof (Aadhar/bank statements).
• E-sign on application with registered mobile and OTP for fast-track application.
How to apply on fastest instant loan app:
• Sign up / Register, with your mobile number or Email ID
• Fill in all required details: Name, Address, Bank account.
• Upload PAN card, identity proof, and bank statement.
• Get your credit limit assigned.
• E-sign the agreement.
• Sign-up for ENach/ EMandate
• Your loan amount will be credited instantly to your bank account on successfully completing the process.
What’s New in our instant loan app?
PayMe - Personal Loan App Used for:
• Education
• Medical
• Wedding
• Home renovation
• Buying mobile
• Travel expenses
• Pay your rental deposit
• Monthly bills
Security & Protection of Privacy
Data security & privacy is a top priority at PayMe instant loan app. We use SHA-2 and 2,048-bit encryption (the strongest security system in the market) security and comply with the SSL certificate.
Download PayMe - personal loan app to get a small loan and/or instant loan now and ensure "Financial Happiness" for your family and yourself!!!
* Annual Interest Rate varies from 18% to 42%
* Payme India Financial Services Private Limited is a RBI registered NBFC lender to Payme.• To buy home appliances, furniture, and other items of need
Our lending partners –
Payme India Financial Services Private Limited https://www.pmifs.com/lsp-dla-details/
Transactree Technologies Private Limited https://www.lendbox.in/channel-partner-investor
NDX P2P PRIVATE LIMITED https://www.liquiloans.com/affiliates
Pinnacle Capital Solutions Private Limited https://www.pincap.in/our-partner
Mamta Project Private Limited https://www.arthmate.com/helpTopic
Finkurve Financial Services Limited https://www.arvog.com/arvog-finance/
To know more about our privacy policy, https://www.paymeindia.in/privacy-policy
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IndiaLends is an online marketplace for credit products and offer free credit report, range of credit cards and personal loans from different Banks and NBfcs. IndiaLends offers instant personal loans to its customers with most products being fully digital. IndiaLends also provides technology, data and credit analytics solutions along with a loan management platform to financial institutions. IndiaLends is run by a team of credit risk professionals and data scientists with multiple years of experience in consumer credit.
Product features:
Personal loan
Get personalized personal loan offers up to ₹25 lacs at interest rates starting 10.25% for a tenure ranging from 1 year to 5 years. The app selects the best suitable Banks/NBFCs offering minimal interest rate and easy approval based on your personal loan eligibility. IndiaLends has associations with over 50+ banks and NBFCs including BAJAJ FINANCE LIMITED, IDFC FIRST Bank Limited etc.
Personal Loan Eligibility
Age - 18 years - 60 years
Employment Type - Salaried/Self-Employed
Minimum Net Income (monthly) - ₹10,000
Work Experience - Salaried for at least 6/12 months or Self-Employed for at least 3 years
Tenure: (Min) 6 to (Max) 60 months
Interest Rate ranging from 10.25% to 25% depending on customer’s credit and risk profile
Representative Example
With a representative 25% APR based on borrowing ₹ 5 lacs and repaying over 60 months with 60 monthly repayments, the monthly repayments will be ₹ 14,676 which can be paid within a tenure of 60 months.
The total payout here would be:
Principal Amount – Rs 5,00,000
Interest Charges (@25%): Rs 3,80,540
Loan processing Fee (@2%): Rs 10,000
Documentation Charges: 400
Amortization Schedule charges: 150
Total cost of the loan: Rs 8,91,090
Our Lending Partners:
Clix Capital Services Private Limited
PaySense Services India Private Limited
Axis Bank Limited
BHANIX FINANCE AND INVESTMENT LIMITED
Piramal Capital & Housing Finance Limited
Whizdm Innovations Private Limited’s
LENDINGKART Finance Limited
Rupeek Fintech Pvt Ltd
Ruptok Fintech Pvt Ltd
Flat White Capital Pvt. Ltd.
Tata Capital Financial Services Limited
BAJAJ FINANCE LIMITED
Bridge Fintech Solutions Private Limited
HDFC Bank Limited
ICICI Bank Limited
Kotak Mahindra Bank Limited
YES BANK Ltd
IndusInd Bank Limited
InfoCredit Services Private Limited
Kisetsu Saison Finance India Private Limited
IIFL Finance Limited
InCred Financial Services Limited
L&T Finance Limited
Ditya Finance Private Limited
Finnovation Tech Solutions Pvt. Ltd.
SOCIAL WORTH TECHNOLOGIES PRIVATE LIMITED
Maybright Ventures Pvt. Ltd.
MWYN Tech Private Limited
IDFC FIRST Bank Limited
Citi Bank India Limited
Standard Chartered Bank PLC
State Bank of India
Freecharge Payment Technologies Private Limited
*Please note the processing fee can vary from 1.5% - 6%. The figures provided are indicative and subject to change from time.
* However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy
Credit Card
With the IndiaLends app, get credit card suggestions from 40+ options and select the credit card that best suits you. Some of the credit card providers associated with us are ICICI Bank, HDFC Bank, American Express, SBI, Kotak Mahindra Bank, Citibank, RBL and Yes Bank.
Free Credit score / Cibil Score
At IndiaLends app, check your free Credit Score / Cibil Score worth ₹1200 and get a detailed analysis of your credit report / Cibil Report and tips to improve your score. Our latest feature allows you to refresh your credit report and know why your credit score has changed.
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PayMe - Personal loan app与IndiaLends - Instant Loan App排名比较
对比 PayMe - Personal loan app 与 IndiaLends - Instant Loan App 在过去 28 天内的排名趋势
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PayMe - Personal loan app 对比 IndiaLends - Instant Loan App 的排名,按国家/地区比较
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PayMe - Personal loan app VS.
IndiaLends - Instant Loan App
十二月 12, 2024