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- Home Credit Online Loan App
- Home Credit Online Loan App Vs. Tonik: Loans & Deposits
Home Credit Online Loan App 與 Tonik: Loans & Deposits 使用情況與統計
Discover the REFRESHED Online Loan App in the Philippines!
Welcome to the Home Credit App, the trusted online lending app Philippines! With quick loan, cash loan, installment loan, and credit loan, managing finances has never been easier. Experience flexible quick loan payment terms, exclusive online loan deals, and a seamless online loan application process—all in one.
Why Use the Home Credit Online Loan App Philippines?
Exclusive Loan Deals: Get a quick loan and flexible lending plans. Shop for new gadgets to home appliances and furniture with Home Credit App Philippines. Our online lending app offers you to shop for products with installment loans up to PHP120,000 with 1-minute loan processing time!
Shop Now, Pay Later: With ShoppingMall by Home Credit, you can shop online and shop conveniently with installment loans. Pick up your loan items at shopping malls near you and access exclusive online lending deals available in our online loan app.
Home Credit Cash Loan: Need fast cash? Get a cash loan of up to PHP150,000 with loan repayment terms from 6 to 48 months. With loan interest rates starting at 30% APR, our online lending app in the Philippines makes it quick and easy to apply for a cash loan—just 1 valid ID!
HCQWARTA and Home Credit Card: Make life simple with HCQWARTA and the Home Credit Card. Use them to buy loads, pay bills, Puregold barcode, scan QR Ph codes, redeem vouchers (like GrabGifts), and top-up your Lazada Wallet. Enjoy discounts, rebates, and exclusive loan deals in the Home Credit App. HCQWARTA offers convenience, savings, quick loan credit, while Home Credit Card offers secure loan credit, cash-like payments, and credit loan promos. Make your purchases simple, secure, and rewarding with the Home Credit Loan App Philippines.
Easy Loan Repayments: Repay your Home Credit loan effortlessly with 3 available payment methods in the Home Credit Online Loan App. Prefer over-the-counter payment? We're available at Maya, Shopee, Palawan Express, USSC, Touchpay, GCash, and more. Prefer online banking payment? Pay within the Home Credit Online Loan App with our bank partners at BDO, BPI, Landbank, RCBC, and Unionbank. You can pay also using your debit cards affiliated with Mastercard or Visa. Auto-debit arrangement for your loan repayment is also available for account holders of BDO, BPI, Metrobank, Unionbank, Security Bank, PNB, RCBC, and Eastwest Bank. Repay your Home Credit loan online with Home Credit App!
Interest Rates and Fees:
Interest Rate: Minimum – 2.49% per month; 30% p.a. | Maximum – 8.49% per month; 102% p.a.
Processing Fee: 3% or Max PHP1,000 (automatically deducted from disbursed cash loan proceeds).
Sample Loan Calculation:
Cash Loan Amount: PHP15,000
Cash Loan Term: 12 months
Interest Rate: 2.49%
Monthly Installment: PHP1,461
Total Cash Loan Cost: PHP17,537
Privacy & Security: Your privacy is our priority. We comply with the Data Privacy Act of 2012, ensuring your data is protected. Learn more about the privacy policy of Home Credit on our website. The Home Credit Online Loan App may request permissions such as location, email, messages, phone calls, camera, calendar, and contacts to prevent fraud and determine creditworthiness. These permissions can be deactivated after submitting a loan application but may affect certain features.
Contact Information:
HC CONSUMER FINANCE PHILIPPINES, INC.
Doing business under the name and style of HOME CREDIT
SEC Reg. Number: CS201301354
Certificate of Authority Number 1071 issued 07 April 2017
Important Note: Please read the terms and conditions carefully before proceeding with a loan transaction with Home Credit.
Download the refreshed lending app today: Shop with us and get easy access to quick loans in the Philippines! Enjoy flexible lending options, quick online loan processing, and hassle-free loan repayment. Manage your loan and credit all in one place. Start your loan journey with one of Philippines' top online lending apps, Home Credit!
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Tonik is the Philippines' first neobank, proudly holding a digital bank license from the Bangko Sentral ng Pilipinas. At Tonik, we offer high-interest savings, round-the-clock customer care, and innovative services crafted to streamline your credit-building journey.
Innovative. Passionate. Customer-first. That's Tonik.
We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead of your financial goals – that includes the Tonik Credit Builder!
TONIK CREDIT BUILDER
The Tonik Credit Builder is your partner in navigating your financial journey. Using your Tonik Account, you can start building the foundation of a strong credit history in just a few taps.
By making timely payments, consistent savings, and daily transactions, you’ll unlock financial opportunities once beyond your reach. This will pave the way for you to live your best life - your financial ever after.
Take the first step with the Tonik Credit Builder today, and let's make credit history together!
TONIK CREDIT BUILDER FEATURES:
Fast approval and real-time disbursement to your Tonik Account
No credit history and no collateral needed
Minimal documents required - only 1 valid ID and a Tonik Account required
Flexible payment date - your preferred salary payout date
6, 9, and 12 months installment
100% digital - all loan info can be seen on the Tonik App
Cash out the full loan amount real-time
One bank account for application and cash disbursement
No pre-termination or early payment fees
With convenient and various repayment options
Tonik is a digital bank licensed and regulated by the Bangko Sentral ng Pilipinas and is a member of PDIC.
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Home Credit Online Loan App與 Tonik: Loans & Deposits 比較排名
比較過去 28 天的 Home Credit Online Loan App 排名趨勢與 Tonik: Loans & Deposits
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各國 Home Credit Online Loan App vs. Tonik: Loans & Deposits 排名比較
比較過去 28 天的 Home Credit Online Loan App 排名趨勢與 Tonik: Loans & Deposits
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3月 14, 2025