Atome PH - Buy Now Pay Later vs SM Malls Online Kullanım & İstatistikleri

Your favorite buy now, pay later app is evolving into an all-in-one financial solution in the Philippines! Atome, a leading digital consumer financing platform in Southeast Asia, now offers more than just flexible credit and installment plans. With Atome, you can: - 【 Shop smarter, hassle-free 】Scan to pay using QR Ph and enjoy flexible 3 or 6-month installments with the Atome Card, plus 0% interest on monthly purchases. - 【 Access cash instantly 】Get fast, low-interest loans to meet your daily needs. 【 Atome Card 】 1. Experience fast and secure cashless payments with QR Ph - Enjoy easy QR payments by scanning available QR codes at checkout counters using the Atome app. 2. Better budgeting with flexible payment and installment options - Stretch your budget and pay later at 0% interest on monthly purchases. Enjoy installment plans of up to 6 months. 3. Convenient for your needs - Get up to a ₱200,000 spending limit when you apply on the app in minutes. 4. Pay later anywhere that accepts Mastercard, even overseas - Link your physical/virtual Atome Card to shop on Lazada, Shopee, Grab, and more. - Tap to pay or benefit from QR payment using your phone in-store. - Settle utility bills on time, even on online apps such as BillEase via GrabPay, and Home Credit and TendoPay via Bayad Center. 5. Card bills payment - Pay your Atome Card bills via credit/debit card, InstaPay via your bank's mobile app, like BPI, BDO, and UnionBank, e-wallets such as Maya & GCash, or over-the-counter payments. 【 Atome Cash 】 Apply for online loans with Atome Cash and enjoy quick approval and disbursement for up to ₱50,000 and repayment plans of up to 12 months with 1.75% interest. 【 How to apply for cash loans 】 - Get the latest version of the app and tap "Cash" on the homepage - Tap "Apply for free" and proceed with the necessary information. Provide your bank account details on BPI, BDO, UnionBank, for easier cash disbursement. - Once approved, tap "Request loan" and you're done! Download the Atome app today for a savvier lifestyle! 【 ATOME CARD APPLICATION ELIGIBILITY 】 - Valid PH ID - At least 18 years old - No minimum income requirement - No paperwork 【 HOW TO APPLY FOR THE ATOME CARD 】 1. Download the Atome app and tap the 'Card' tab on the homepage 2. Tap "Apply for free" and choose your preferred Atome Card 3. Fill in your personal information and upload your ID 4. Get approved in 1-2 days 5. Receive your Atome Card via mail 【 ATOME CARD INSTALLMENT PLANS 】 - Monthly interest rates for as low as 2% - Annual Percentage Rate (APR) ranging from 0%-46 % - No service charges - Installment plans are available in 3 or 6 months Example total loan cost: - Total monthly bill: ₱2,000 - Bill amount: ₱2,000 - Repayment term: 3 months - Monthly interest rate: 2% (₱40) - Total payment: ₱2,120 at ₱706.67/month 【 ATOME CASH LOAN TERMS 】 - Monthly interest rates for as low as 1.75% - Annual Percentage Rate (APR) not more than 36% - No service charges - Installment plans for up to 12 months Example total loan cost: - Total loan amount: ₱3,000 - Repayment term: 6 months - Monthly interest rate: 1.75% (₱52.50) - Total payment: ₱3,052.50 at ₱508.75/month Business Name: Atome PH Corporate Name: Neuroncredit Financing Company Inc. SEC Registration Number: CS201816338 Certificate of Authority No.: 1178 Bangko Sentral ng Pilipinas OPS Registration No.: OPSCOR-2021-0040 Address: Unit 1005 Centerpoint Bldg. Julia Vargas Ave. Cor. Garnet Rd. Ortigas Center, San Antonio, Pasig City 1605 Connect with us via: Web: https://www.atome.ph/atome-card Help Center: support@atome.ph https://help.atome.ph/hc/en-gb/categories/4439682039065-Atome-Card Social media: https://web.facebook.com/atomecardph https://www.instagram.com/atome.ph/

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SM Malls Online

Download SM Malls Online, your mall-in-one online shop for stress-free shopping and dining options on your phone. Enhance your malling experience with seamless digital and in-mall shopping at your favorite SM Malls. Take a look at the app's awesome features now! Explore a wide selection of products and services catering to all your shopping needs, including grocery items, beauty products, electronics, and food delivery options. Order from 2 or more restaurants in a single checkout with one delivery fee. SHOP ONLINE FROM OVER 3,000 PARTNER BRANDS, AVAILABLE FOR DELIVERY OR IN-STORE PICKUP. Upgrade your mall trips with SM Malls Online, your digital online shop for shopping at the mall or at home. Explore 3,000+ partner brands across fashion, food, beauty, electronics, and lifestyle shopping, ensuring you never miss out on what's new at SM Supermalls. Enjoy convenient delivery options for fashion, gadgets, groceries, and satisfying food cravings, including popular stores like Watsons, Adidas, Bench, Wendy’s, and more. ONE CHECKOUT, ONE DELIVERY Treat yourself to yummy food delivery options at SM Malls with no shipping stress! Order meals and treats from 2 or more of your favorite cafes and restaurants at SM all in one checkout with one delivery fee. SAME DAY DELIVERY Get your non-food essentials like medications, beauty products, baby care items, baking needs, and pet must-haves all on the same day if you order before 7 PM and within 10 km of your chosen SM Mall. Experience the ease of same-day delivery for all your lifestyle and shopping needs. EXCLUSIVE MALL DEALS & EVENTS Get aweSM promos exclusively for app users, making shopping at SM even more rewarding. Score discounts up to 50% with Swipe Coupons from your favorite shopping, dining, entertainment, and wellness brands you can redeem in-store when you visit your preferred SM Mall. CYBERZONE EXCLUSIVES ON TECH AND GADGETS Explore exclusive perks on tech and gadgets like smartphones, laptops, gaming consoles, cameras, Apple devices, printers, and more at Cyberzone. EARN POINTS ON YOUR SM ADVANTAGE CARD (SMAC) Stay updated on the latest brand offers and start racking up points on eligible online purchases for a rewarding shopping experience. GET GROCERIES DELIVERED FROM SM MARKETS Fill up your cart with fresh fruits, veggies, and pantry staples from your favorite brands at SM Markets for convenient, one-stop grocery delivery. EASY PAYMENT METHODS Pay conveniently using credit cards, mobile wallets, or online banking for a smooth shopping experience. Complete your transactions with Cash on Delivery (COD), Maya, Gcash, Secure Bank Transactions, and Credit Card payment options. PARTICIPATING MALLS The SM Malls Online app is accessible nationwide, providing users across the country with aweSM deals and a variety of mall services. Currently, full delivery and pickup services are available only in select mall locations within Metro Manila, Cavite, and specific malls, but the app still allows you to explore great offers and services from anywhere in the Philippines. Metro Manila SM Megamall SM City North EDSA SM Mall of Asia (MOA) SM City Fairview SM Southmall SM Aura Premier SM City Sucat SM City San Lazaro SM City Marikina SM City Grand Central SM City Manila SM City Bicutan South Luzon SM City Dasmariñas SM City Bacoor SM City Santa Rosa VisMin SM City Cebu SM City Davao EXCITING UPDATES COMING SOON We're constantly enhancing our app to add more features, participating malls, and exclusive offers. Stay connected and make sure your app is always up-to-date. Start shopping now at SM Malls Online, your mall-in-one app for food delivery, beauty, fashion, gadgets, grocery and more! Enjoy amazing discounts, vouchers, and more perks at your favorite SM mall!