The Fibe app is your one-stop solution for all your finance needs that is trusted by 2.5 million+ Indians. You can get a range of financial products such as personal loans, credit cards, fixed deposits, loans against mutual funds, credit score analyser and Buy Now Pay Later. Download the Fibe app and get instant upgrades on your fingertips.
Benefits of a Fixed Deposit on Fibe app:-
• Invest amounts starting ₹1,000 to ₹5 lacs
• Book an FD online through a completely digital process
• Invest in RBI-approved licenced Banks & NBFCs
• Withdraw funds with ease
• Deposits of up to ₹5 lacs insured by DICGC
Benefits of a Loan against Mutual Fund from Fibe:-
• Get credit limit of up to ₹10 lacs
• Pay interest-only EMIs starting 11%
• Avail of funds from 8,000+ approved mutual fund schemes
• Access instant funds affordably while earning returns
Benefits of Fibe's Buy Now Pay Later:-
• Finance healthcare & education services up to ₹10 lacs
• Repay in low-cost EMIs of up to 36 months
• Apply with ease in just 10 minutes
• Foreclose your loan for free any time
Benefits of a Fibe Personal Loan:-
• Cash up to ₹5 lakhs
• Directly in bank account in 2 min*
• Repay in 3 to 36 months
• Digital process with minimal paperwork
• No foreclosure charges
Personal Loan Fees & Charges:-
• Interest: Starting from 16.75%
• Processing fee: 3 - 3.5% of loan amount
• Late payment: ₹500 or 3% (whichever is more, based on the overdue amount)
• Bounced payment: ₹500/bounce
• APR: 16.75% - 45%
• Stamp duty: 0.1% of loan amount
• Mandate rejection charges: ₹250 + GST
• Foreclosure charges: Free!
Example of How Personal Loans from the Fibe Personal Loan App Work
• Amount borrowed: ₹5,00,000 for 3 years
• Processing fee (3% of loan amount + 18% GST + ₹500 stamp duty) cost to: ₹18,200
• Interest rate: 20% p.a. (on reducing principal balance interest calculation)
• Your EMI will be: ₹18,582
• Total amount to be paid: ₹18,582 x 36 = ₹6,68,952
• Total interest paid: ₹1,68,944
• Total cost of loan: ₹1,68,944 + ₹18,200 = ₹1,87,144
Benefits of credit score analyser:-
• Check your credit score for free
• Get insights on how to improve your credit score
• Monitor your credit score’s monthly progress
Other features of the Fibe app:-
• Access all your financial transactions in one place
• Shop for gift vouchers & explore offers from the biggest brands
• Check out exclusive credit card offers
• Exclusive referral programs that help you earn up to ₹1,000 every month
At Fibe, we believe in transparency. All fees and charges are clearly communicated to our customers through the agreement shared on their registered email IDs. You can also access your transaction details with Fibe 24/7 through our app.
Download Fibe today and take control of your finances effortlessly!
About Fibe:-
The Fibe app is owned by Social Worth Technologies Pvt Ltd & facilitates lending services primarily through our RBI registered NBFC arm, EarlySalary Services Pvt Ltd and other partner NBFCs. It is ISO/IEC 27001 certified & its app is PCI DSS compliant & ensures better data security. It has won the Best Fintech Startup Award at the G20 DIA Mega Summit.
Our Partner NBFCs:-
• EarlySalary Services Pvt. Ltd.
• Northern Arc Capital Ltd.
• Incred Financial Services
• HDB Financial Services
• Vivriti Capital ltd.
• Kisetsu Saison Finance (India) Pvt. Ltd.
• Piramal Capital and Housing Finance Ltd.
• Aditya Birla Finance Ltd.
• Cholamandalam Investment & Finance Company lLtd. (CIFCL)
Contact details
Telephone: 020-67639797 Email: care@fibe.in
Address:
404, The Chambers
Viman Nagar
Pune - 411014