OPay vs Cardtonic: Virtual & Gift Card使用状況と統計

OPay is Nigeria's trusted financial services platform, offering secure, fast, reliable, and affordable solutions for all payment needs. With OPay, you can: • Send and receive money instantly with seamless transfers and a 100% success rate. • Pay bills and top-up airtime & data with exclusive bonuses. • Grow your savings easily with daily interest on your balance. • Enjoy hassle-free debit cards at zero charges. • Access flexible loans with low interest rates. Unlock convenience, savings, and rewards—all in one app. Invite friends and earn instant cashback for each referral. Open your OPay account today and experience financial freedom. HASSLE-FREE AND INSTANT TRANSFERS ● Say goodbye to transaction failures & network issues. Enjoy super-fast and successful transactions. ● Send money using a phone number or bank account to others, including non-OPay users. ● Powered by all Nigerian banks: Access Bank, Zenith Bank, GT Bank, UBA Bank, Ecobank Nigeria, First Bank of Nigeria etc., ensuring a seamless and secure banking experience for all our users. ● Keep track of every transfer. Easily find transaction details in your "Transaction History." BEST AIRTIME/DATA DEALS & EASY BILL PAYMENTS ● Get top airtime and data offers on MTN, Airtel, Glo, and 9Mobile. ● Pay electricity, TV, water bills, internet services and more with ease. ● Earn up to 6% cashback on airtime and data purchases. OPay DEBIT CARD ● Secure & Reliable: Chip & PIN technology with industry-leading multi-level risk prevention. ● Convenience: Apply via the OPay app with nationwide delivery options or visit any OPay agent store. ● Wide Acceptance: Accepted across POS/ATM/WEB in Nigeria and international merchants like Microsoft, Netflix, AliExpress, Uber, Spotify and Emirates. ● User-Friendly Management: Change PINs, set limits, block/unblock cards, and access card details in-app. ● Virtual Card Option: For secure online payments, get a virtual card instantly via the app. GROW AND SAVE MORE MONEY (Powered by BlueRidge Microfinance Bank) ● OWealth: Earn daily interest, with free deposits and withdrawals anytime. ● Spend & Save: Save a percentage of your spending and earn daily returns. ● Fixed Savings: Lock idle funds for at least 7 days to earn higher returns. ● Target Saving: Save towards specific goals with daily, weekly, or monthly plans. ● SafeBox: Start a strict savings plan with limited withdrawals and monthly interest. SECURE AND PRIVATE ● Advanced features like biometric login, card locking, and encryption for all transactions. ● Block your account or card via USSD (955*131# or 955*132#). ● NightGuard security feature: Extra facial verification feature to authorise transactions during the chosen night time hours. ● Large Transaction Shield feature: Extra facial verification feature for transactions above your pre-set limit. ● Real-time notifications for account activity. ● Private Mode to hide your balance. ● Licensed by the CBN and insured by the NDIC. OPay is licensed by Central Bank of Nigeria (CBN, https://www.cbn.gov.ng/PaymentsSystem/PSPs.html), and insured by Nigeria Deposit Insurance Corporation (NDIC, https://ndic.gov.ng/list-of-insured-institutions/list-of-mobile-money-operators/). CONTACT US Our support team is available 24/7 for all your complaints. OPay Headquarters: Alexander House, Plot 9, Dr. Nurudeen Olowopopo Avenue, Alausa, Lagos Helplines: 0700 8888328 or 020 18888 328 Website: www.opayweb.com Whatsapp: +234 9165998936 Facebook: @OPay Twitter: @OPay_NG Instagram: @opay.ng TikTok: @opaynigeria YouTube: @opaynigeria LinkedIn: OPay

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Cardtonic: Virtual & Gift Card

Cardtonic is "the best" platform to get virtual dollar cards, buy and sell gift cards, pay bills, and buy various. Why is it the best? Good question, let’s clarify 😎👇 Used and loved by over a million users worldwide for 5+ years, Cardtonic has always been “that platform” with the cheapest virtual dollar card fees, "that platform" that bridges the gap between individuals and businesses who need discounted gift cards or have gift cards they do not need. It’s “that platform” popularly known for giving the best gift card rates across Africa. And it's "that platform" that allows users to pay bills at discounted prices. Do we need to say more? Okay... 😎👇 With over 15,000 positive reviews across multiple channels, we can conclude that our numbers don’t lie 🥳 Here are some of Cardtonic’s product offerings: 1.Get Virtual USD Card 2. Buy & Sell Gift Card In Nigeria 3. Buy & Sell Gift Card In Ghana 4. Buy Airtime & Data At Discounted Prices 5. Pay Bills Online 5. Buy Tech Gadgets In Nigeria Now that you are here; let’s talk about each of Cardtonic's offerings, one after the other. ⭐ 1. GET VIRTUAL USD CARD For Africans, paying online sometimes feels stressful with card rejections and restrictions. Cardtonic gives you instant access to one of the best and cheapest virtual dollar cards in Nigeria (Visa and Mastercard). So you can pay online without limits and experience the financial freedom you deserve. ⭐ 2. SELL GIFT CARDS IN NIGERIA We provide the best gift card exchange app that gets you licking your fingers on the first attempt. Wonder why there's "tonic" in our name? It's because our safe gift card redeem app is just too sweet for individuals and businesses to redeem gift cards in Nigeria. ⭐ 3. SELL GIFT CARDS IN GHANA Cardtonic is the best app to trade gift cards for Momo in Ghana. Ghanaians with gift cards they don't need can easily convert them to Cedis. ⭐ 4. BUY GIFT CARDS IN NIGERIA Cardtonic allows you to buy over 14,000+ gift cards instantly. With this, gift cards are always within reach, and you know where to buy gift cards in Nigeria at the cheapest prices if needed. ⭐ 5. BUY GIFT CARDS IN GHANA Ghanaians struggle to pay online with debit cards. Cardtonic provides gift cards for several brands, allowing you to use them as a more convenient means of online payment. ⭐ 6. PAY BILLS ONLINE IN NIGERIA Bills… something we all hate but have to pay regardless. Cardtonic strives to make it less annoying by allowing you to manage and pay all your essential bills in one place. Be it airtime, data, internet, TV, electricity and much more. You can also fund your betting account on Cardtonic. How sweet is that? ☺️ ⭐ 7. BUY TECH GADGETS IN NIGERIA Cardtonic allows you to buy gadgets like smartphones, laptops, AirPods, etc., at cheaper prices. We ensure that the gadgets are not only super affordable but also come with a warranty (T&C applies). Also, delivery is nationwide. ---------------------------- MORE FEATURES: - Topup Naira wallet using a virtual bank account. - Topup Cedis wallet using MoMo. - Check real-time gift card prices using the in-app rate calculator. - Earn rewards on every transaction. - Set rate targets to get notified of changes in rates. - Enter the leaderboard and earn massive monthly rewards. - Access multiple gift card options e.g. Apple, Amazon, Steam Wallet, Google Play, eBay, Walmart, Sephora, Nordstrom, Target, Nike, Xbox, Vanilla, G2A, American Express (AMEX), Razer Gold, Foot Locker, Visa, Play Station and others. - 2FA security - And many more surprises waiting for you in-app 😉 GOT A QUESTION? TALK TO A REAL PERSON We speak your language. Our customer support is ready to listen to you at any time. Contact us at +2347060502770, support@cardtonic.com, or use the in-app live chat. We are available 24/7. Now that all is said and done, are you ready to taste how sweet the tonic is? 😀