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BILL Spend & Expense (Divvy) vs Nav Business Credit Builder使用状況と統計

BILL Spend & Expense, formerly Divvy, is a free automated expense management solution that combines corporate cards with easy-to-use software to provide a seamless experience for managing your business spending and expenses. Track company expenses and get real-time budget insight so you can proactively make smart spending decisions. AUTOMATE YOUR EXPENSES Purchases are instantly recorded in the app, reducing manual input and allowing for greater efficiency. GAIN REAL-TIME VISIBILITY Live expense reporting and insights enables you to keep track of your company's expenditures as they occur. PHYSICAL CORPORATE CARDS BILL Divvy Corporate Cards can be issued to all of your employees for easy in-person spending. VIRTUAL CARDS Create as many free virtual cards as you need, providing a safe and convenient alternative for employees to handle business expenses. STAY WITHIN BUDGET Put proactive spend controls in place to prevent unapproved purchases and ensure that all spending aligns with company policies. LET YOUR TEAM MANAGE APPROVALS Customize transaction approval flows according to your org chart to stay on top of spending. TRACK OUT-OF-POCKET EXPENSES Easily manage reimbursements for spend that happens on personal cards and still stay within budget. MAKE MONTH END A BREEZE Integrate your expenses with major accounting software such as QuickBooks, Xero, NetSuite, and Sage Intacct, and make it effortless to manage your finances and close your books in record time. Download the BILL Spend & Expense app to streamline your business expense management, save valuable time and resources, and gain real-time control over your expenses. If you're looking to manage accounts payable and accounts receivable on the go, please download the BILL AP & AR app. Disclosure: BILL AP/AR services are provided by Bill.com LLC; Spend & Expense services are provided by Divvy Pay LLC; BILL Divvy Corporate Card is issued by Cross River Bank, member FDIC.
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Nav is the only platform that combines up to 6 business and personal credit profiles from all the major bureaus into one simple dashboard. You can track your business credit data from Experian, Dun & Bradstreet, and Equifax, and get personal credit reports from Experian and TransUnion. Your toolkit goes beyond tools to help with credit-building. With Nav, you can also monitor your cash flow and explore net-30+, credit card, and financing options — all in one place. Over 2.7 million businesses have trusted Nav with their financial health. Our customers call our app a must-have, all-in-one solution for their business finances. With a free Nav account: • See up to 5 business and personal credit standings in one place • Track the factors that impact your credit and take control with real-time alerts • Avoid negative balance surprises with cash flow forecasting • Get matched with net-30+, lending, and credit card picks that update automatically as your profile changes, across our network of 160+ options A Nav Prime membership gives you access to: • A business credit-building tradeline that reports to all major business bureaus • Deeper credit insights for up to 6 detailed credit reports, with scores • Simplified bookkeeping tools like one-click profit & loss statements • Tailored monthly business credit coaching sessions to discuss your goals, strategy, and options for building your business credit DISCLAIMERS **Nav Technologies, Inc. is a financial technology company, not a bank** **Credit Building** Results will vary. Scores are calculated from many variables, and some users may not see improved scores. **Privacy** Your privacy is important to us, and we do not allow third parties to collect personally identifiable information without your permission. Read more at: https://www.nav.com/privacy/ **Data Security** We take your online security seriously. We use Plaid to connect your bank and other accounts, and Plaid provides bank-level encryption. **Your Curated Funding Options** Credit card and funding options shown in your Nav account are provided by our network of partner providers. Offers may include credit cards, lines of credit, merchant cash advances, and loans. We match offers based on information you provide in your business profile, such as time in business, cash flow, and annual revenue. **Comparative Information** Based on Nav’s internal competitive analysis of major U.S. small-business credit monitoring and credit-building platforms publicly offering combined business and personal credit bureau profile access as of July 2025.
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BILL Spend & Expense (Divvy)対Nav Business Credit Builderランキング比較

と過去28日間の BILL Spend & Expense (Divvy) ランキング傾向を比較 Nav Business Credit Builder

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BILL Spend & Expense (Divvy) 対 Nav Business Credit Builder 国の比較によるランキング

と過去28日間の BILL Spend & Expense (Divvy) ランキング傾向を比較 Nav Business Credit Builder

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BILL Spend & Expense (Divvy) VS.
Nav Business Credit Builder

2月 18, 2026