MobiKwik: BHIM UPI & Wallet vs. Stashfin: Loans, Bonds & More Utilizzo e statistiche

Download the Stashfin app today and unlock your financial superpower! Experience the convenience of instant paperless loans at competitive interest rates with Stashfin Personal Loans of up to ₹5,00,000. Grow your wealth by investing in Corporate Bonds, safeguard yourself against digital fraud with comprehensive insurance, and enjoy exclusive deals and rewards from top brands. 1) Stashfin Personal Loan and Credit Line: Get Instant Personal Loan up to ₹5 lakhs 24*7 access to funds from ₹1,000 to ₹5,00,000 Interest free period of up to 30 days Pay interest only on the funds you use Tenure: 12 months - 36 months APR: 21% p.a to 45% p.a 2) Investment in Corporate Bonds Earn high returns of up to 15% p.a Investments start with just ₹10,000 Interest is credited monthly to your bank account Low volatility compared to stock market 3) Insurance Insurance plans for what’s often ignored. Protect your digital wallet and safeguard against online frauds Wallet Protection Income Protection Loan Protection Travel Insurance UPI Fraud Protection Device Protection 4) Credit Builder Stashfin's Credit Builder is designed to help individuals with poor credit scores or no credit history improve their creditworthiness. It caters to people who may have been denied loans through the Stashfin app or other financial institutions due to their low credit scores. Small Loan Amounts: Offers manageable loan amounts tailored to the individual's financial situation Regular Repayments: Encourages timely repayments to demonstrate financial discipline Credit Score Improvement: As users make consistent payments, their credit history is reported to credit bureaus, potentially improving their credit score over time 5) Vouchers Use vouchers to save more and enjoy a lifestyle upgrade while managing your finances smartly Shop & Save: Get shopping vouchers from top e-commerce and retail platforms Dine & Delight: Enjoy delicious treats with dining and food delivery vouchers Entertainment Perks: Access subscriptions and movie deals for endless fun How does Stashfin Work? Download the Stashfin App and register with your phone number Fill in your details and upload verification documents Once verified, the final loan application status can be checked on the App Once approved, E-sign the loan agreement; the approved amount will be disbursed to you within 5 minutes, followed by an SMS notification on the registered number Eligibility Criteria to Apply for Instant Personal Loan, you should be an Indian Citizen above the age of 18 Documents Required for Instant Personal Loan- Address Proof (any one of Aadhaar Card/Voter ID/Passport/Driving License) Identity Proof (PAN ID) In some cases, you may be also asked for, Bank Statement ITR/ GST Paper Sample EMI calculation: Loan Amount: ₹52903 Tenure: 18 months Rate of Interest: 21% per annum Transaction Fee: 2.15% (₹1137) Platform Fee: 2.5% (₹1323) GST on Transaction & Processing Fee: ₹443 Total Interest: ₹9227 EMI: ₹3452 Amount Disbursed: ₹50000 Total Repayment Amount: ₹62129 About Stashfin's Free Credit Period Stashfin offers a one-month interest-free credit period, so if the loan is repaid within 30 days, no interest is levied on the borrowed amount About Stashfin Stashfin is the digital lending application ("DLA") operated by EQX Analytics Private Limited. It acts as a lending service provider ("LSP") for Akara Capital Advisors, a Non-Banking Financial Company (NBFC) duly registered with the Reserve Bank of India (RBI) Stashfin also serves as a facilitator for bonds with SEBI-registered Online Bond Platforms (OBPPs), specifically GripInvest and Aspero Contact Us: Mail: grievance.officer@stashfin.com Call: +91-9289108544 | 0124-6981222 Address: 18th Floor, Magnum Global Park, Golf Course Ext Road Sec 58, Gurgaon-122011