my NOS vs Dobin: Manage Your Money Usage & Stats

Dobin, Your Wallet's Best Friend Dobin is a leading financial app that helps you and your wallet unlock a better financial life. Dobin helps you explore and compare credit cards, loans, and exclusive deals available in the market—based on your spending habits and needs. Powered by cutting-edge artificial data analytics, Dobin brings you smarter, data-driven insights to help you navigate your financial options—all for free. Make Smarter Financial Choices To Enjoy Your Life Compare Credit Cards, Loans & Discounts in One Place a. Tailored Credit Card Matches – Discover cards that align with your spending behavior to help you make the most of rewards and perks. b. Loan Options Explorer – Compare loans from multiple providers to find those with favorable rates, terms, and approval likelihoods. c. Instant Credit Card Comparisons – View and compare credit cards side-by-side across rewards, fees, and benefits. d. Exclusive Offers – Access special deals from top merchants and uncover new ways to save on everyday spend. All-In-One Credit Card Management a. Track All Your Cards – Stay on top of your credit card balances, spend, limits, and due dates—all in one view. b. Unlock Card Benefits – Browse your cards’ built-in perks and discover exciting promotions. c. Best Card to Use – Identify which of your cards offers the most value at each merchant to make the most of every transaction. d. Search Merchant Category Codes (MCCs) – Look up MCCs to ensure you use the right card in the right category. Designed To Simplify Your Financial Life a. Clear Transaction Views – Automatically categorised transactions give you an easy-to-understand picture of your spend. b. Effortless Oversight – Navigate your financial activity with powerful search and summary features. c. Spot Hidden Fees & Charges – Detect recurring fees, duplicate subscriptions, and other costs that may be slipping through the cracks. d. Custom Account Tracking – Choose which accounts to monitor and tailor your insights to what matters most. Loan Insights to Help You Decide a. Flexible Loan Choices – Browse options across tenures from 3 to 72 months, with interest rates ranging from 2.88% to 20.00%. b. Clear Cost Breakdown – Understand total repayment upfront. For example, a $10,000 loan over 36 months includes $864 in interest and a 1% processing fee ($100), totalling $10,964. Monthly repayment is $301.78 with an Effective Interest Rate (EIR) of 5.60%. c. Transparent APR – Annual Percentage Rate (APR)—which reflects the total yearly cost of the loan including interest and fees—ranges from 1.90% to 2.88% across the 5 loan providers listed on Dobin. Final loan approval, interest rate, and terms will be determined by the lender based on your credit profile. Your Security, Our Commitment a. Data Security Protection – Your financial data is safeguarded with multi-layer encryption and handled with strict confidentiality. Learn more at: www.dobin.io/security b. Data Privacy Compliance – We operate in full compliance with local data privacy laws. For details on how your data is collected, used, and protected, visit: www.dobin.io/privacy-policy c. View-Only Data Access – Your financial data is accessed with your consent and in a strictly view-only mode. By using Dobin, you agree to our terms outlined at: www.dobin.io/terms-and-conditions About Us Dobin is a Singapore-based fintech platform helping consumers in Southeast Asia make smarter financial choices. By leveraging open finance, advanced analytics, and AI, Dobin empowers users to explore the market and discover financial products and deals that suit their unique needs. Take control of your finances and explore the best products for your lifestyle. Join the growing Dobin community and move toward financial well-being. Learn more at: www.dobin.io Stay Connected Follow us on social media @dobin_io or contact us at support@dobin.io