mPay mobile payments vs IKO Usage & Stats

PUBLIC TRANSPORTATION Purchase public transportation tickets without the need to look for other points of sale. MPAY GO! You will quickly and conveniently find the best and most affordable connection. PARKING Pay for your vehicle's parking without searching for change and parking meters. Save money by charging by the minute. HIGHWAYS No queues at stationary ticket outlets or congestion at gates. PKP INTERCITY Train timetables and tickets of the largest rail carrier connecting the largest cities in Poland. RAILROADS AND BUSES Queue-free and convenient with mPay's multi-search engine for connections. INSURANCE Travel insurance? School accident insurance? How about liability insurance (OC) or breakdown cover (AC)? Are you going on a trip? Do you want to insure your child? Or maybe you need OC/AC insurance? In 30 seconds you will compare offers and buy insurance suitable for you. LOANS No unnecessary formalities, instant decision and money on your account in a few minutes. IN-APP TRANSFERS Convenient transfers to other mPay users or to any bank account in Poland. SERVICES FOR COMPANIES The service allows you to automate payments, gain full control over them and facilitate monthly billing. In mPay you can also find top-ups or tickets to places such as the Tatra National Park or the Warsaw Zoo. MPAY CLUB Did you know that you can collect points using the mPay app and exchange them for rewards? Join our club today and check out what we have prepared for you! Additional information regarding the LOAN service The minimum and maximum loan period available to the customer a via mPay S.A. is 61 days. Minimum and maximum The APR for the first loan is 0%, subject to repayment loans within 61 days. Maximum APR for your next loan is 77.16% provided that the loan is repaid within 61 days. The lender is Soony Finance sp. z o.o. Loan granting depends on the result of the applicant's creditworthiness assessment. A representative example for the first loan granted for via mPay S.A.: Actual Annual Rate Interest rates (APR) are 0% assuming: total amount loans PLN 1,100; total amount to be paid PLN 1,100; fixed interest rate 0% per annum; total loan cost PLN 0; contract for 61 days. As of April 10, 2024. A representative example for another loan granted via mPay S.A.: Actual Annual Interest Rate (APR) 77.16% with the assumptions: total loan amount PLN 2,900; total amount to be paid PLN 3,190; fixed interest rate 0% per annum; total cost of the loan PLN 290 (commission PLN 290, interest PLN 0); contract for 61 days. As of April 10, 2024 The administrator of personal data is Soon Finance sp. z o. o. With based in Warsaw at ul. Żwirki i Wigury 16c, 02-092 Warszawa. NIP: 525-253-13-20, REGON: 146101268. District Court for the Capital City of Warsaw Warsaw in Warsaw, 14th National Commercial Division Court Register, KRS 0000418977, entry number in the Register of Credit Intermediaries and Loan Institutions kept by the Polish Financial Supervision Authority is RIP000020. Capital share capital in the amount of PLN 40,019,100. Any information about principles of personal data processing, purposes for which they are processed, legal basis for processing, categories of recipients of personal data, data processing period, necessity or voluntary nature of providing personal data and the consequences of failure to provide them, automated decision-making and your rights can be found in our Privacy Policy: https://www.vivus.pl/polityka-prywatnosci