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BillEase - Buy Now, Pay Later
BillEase - Buy Now, Pay Later Vs. UnionBank Online

BillEase - Buy Now, Pay Later vs UnionBank Online Usage & Stats

BillEase makes your online shopping affordable and convenient by spreading your payments into simple installment plans. Just find what you want at any of our online merchant stores, choose Pay with BillEase, and enjoy your flexible monthly payments. You can also unlock exciting features with every successful repayment! BillEase is the best shopping finance experience in the Philippines! MUCH BETTER THAN CASH LOAN OR CONSUMER LOAN Paying with BillEase is more convenient than SSS loans, consumer loans, or cash credit. Buy what you want today directly on Lazada or at any of our merchants and select to pay with BillEase. That will split your purchase in convenient installments. We’ll let you know when your payments are due ahead of time. Collateral or down payment are not needed. Borrow money for shopping quick and online.The credit approval process is super easy and super fast! Most customers who apply on our app can get an instant decision and can get credit immediately. And you don’t have to deal with the credit money. Just shop and enjoy! BETTER THAN CASH CREDIT OR CREDIT CARD BillEase is built for the digital age. Secure transactions through integration in our merchant partner’s checkout process. No credit card numbers to worry about. Always keep track of your transactions in our app. MORE THAN 10,000 MERCHANTS Lazada, Kimstore, Mandaue Foam, Anson’s, Philippine Airlines, Agoda, Datablitz, and hundreds of other merchants. 0% interest at these merchants: Anker, Cole Haan, Jockey, KitchenAid, Tempur and more. Load your phone and just settle the exact amount on your next due date. No interest or fees added. GCash, Maya, coins.ph and GrabPay top-ups are also available. EASY BILL PAYMENT: Easily pay 100s Billers including Globe, Smart, Meralco Maynilad, Manila Water, Easytrip RFID and even Government Contributions: SSS, Pag-Ibig and more. ENJOY LOWEST INTEREST RATES FOR ONLINE PURCHASES Enjoy the benefits without paying upfront. We charge the lowest interest rate at only 3.49% monthly. Watch out for our 0% APR promo with selected merchants and mobile load. CONVENIENT REPAYMENT OPTIONS You can easily pay your installments via InstaPay or PESONet, direct bank deposits, coins.ph, or at over 22,000 7-Eleven, Cebuana, and MLhuillier retail outlets. NO FUNNY BUSINESS What you see is what you pay - no hidden fees. Our app lets you configure your installments and see the exact amount you will pay every month upfront. Before availing we will always generate a Disclosure Statement in compliance with the Truth in Lending Act for you to avoid surprises. INFORMATION ABOUT THE COST OF YOUR INSTALLMENT PLAN: - Monthly interest rate ranges from 0% to 3.49% - Annual Percentage Rate (APR) of our installment plans ranges from 0% to 41.88% - Service charges range from 0%-10% - Loan amounts range from PhP 500 - 50,000 - Installment terms are flexible from 2 to 12 month REPRESENTATIVE EXAMPLE OF THE TOTAL COST OF A LOAN: 3 month Lazada Installment plan for PhP 12,000. -We will disburse PhP 12,000 to your Lazada Wallet (no upfront deductions). -You will need to repay in 3 monthly installments of PhP 4,539. This consists of PhP 4,000 Principal, PhP 419 Interest, PhP 120 Service Charge per installment. -In total you will need to repay PhP 13,617 which includes PhP 12,000 Principal, PhP 1,257 Interest and PhP 360 Service Charge We love feedback! Email us at: info@billease.ph FB: https://www.facebook.com/billeaseph/ IG: https://www.instagram.com/billeaseapp/ Corporate Name: First Digital Finance Corporation Business Name: First Digital Finance Corporation PSEC Registration Number: CS201516347 Regulated by SEC as Finance Company with Certificate of Authority (CA): 1101 Regulated by Bangko Sentral ng Pilipinas as Operator of Payment System (OPSCOR-2021-0007) Registered address: 9th Floor, TM Kalaw Center Building, 667 TM Kalaw Street, Brgy. 666, Zone 72, Ermita, Manila, Philippines

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UnionBank Online

This is more than just another banking app. This puts your bank in the palm of your hand. You don’t have to put your life on hold, when you can bank securely whenever you want to, from wherever you want. Get started by opening an account in-app, without ever having to step into a branch. Easily manage your accounts, your cards, transfer funds, pay your bills and more, with just the tap of your finger. Open an account + First Philippine bank that enables customers to open accounts through the app. + No need to visit the branch. + Choose between Personal Savings Account, PlayEveryday, Savings+, Lazada or GetGo. + Get a Visa debit card delivered to your home/office. + Immediately get a Lazada Virtual Debit card for online shopping. Deposit checks 24x7 + UnionBank checks clears after two hours – even during weekends and holidays. + Other bank's checks, follows industry cut-off and clearing hours. Securely manage your accounts + View all your accounts and credit card balances in one place. + Real-time monitoring of your savings, checking or debit/ATM card activities. + View your credit card spend, points and statements. + Lock/unlock, set limits and transactions controls on your Visa credit cards. + Keep tabs on your loan repayments. + Secured access enabled by OTP and biometrics. + Self-service password reset and profile unblocking. + Track your rank, view your points and access the leaderboards with PlayEveryday. + Create Goals and start saving up for that investment, emergency fund, or whichever you aspire to achieve. Easily Transfer Funds and Pay Bills + Transfer funds to anyone, to any bank, any time, without any enrolment or going to the branch. + Real-time crediting for transfers between your accounts or other UnionBank accounts. + Transfer to anyone for free with PESONet. Same or next business day crediting. + Transfer up to Php 50,000.00 to anyone with InstaPay. Real-time crediting for only PHP10. + Transfer your US Dollars to other local banks for only USD1! Made possible through PDDTS. + Pay your utility, phone, rent, school, and more. No need to enroll billers for payment. + Save accounts you frequently transfer to and bills you regularly pay. + Schedule recurring transfers and bills payments. No need to worry about due dates. + Send money to our partner Remittance Centers – Palawan Express, Cebuana Lhuillier, LBC & PeraHub. Request for Payments or Split Bills + Send payment requests to another UnionBank Online user with just their mobile number. No more sharing of account numbers. + Split bills with your friends on UnionBank Online. No more worksheets to compute who owes who and how much. + Generate your own QR code and have your friends scan the QR to pay. Schedule branch visit + Get ahead of the queue by scheduling your branch visit in the app. + Transact without any forms or signatures. Put all your transaction info on your scheduled visit. + Find the closest branch or ATM with the built-in locator. Other Features + Activate your new credit card. + Redeem your Credit Card points. + Check for promos and discounts in our Voucher Wallet + Do USD/PHP conversion and view real-time FX rates. Check our web version: https://online.unionbankph.com 2018 Best Retail Mobile Banking Experience by The Asset Magazine 2018 Online Banking Initiative of the Year by Asian Banking and Finance 2018 Best Technology Implementation - Front End by Retail Banker International (Highly Commended). UnionBank of the Philippines is regulated by the Bangko Sentral ng Pilipinas. For inquiries and comments, contact our Customer Service at customer.service@unionbankph.com or (+632) 841-8600. Member: PDIC. Maximum deposit insurance for each depositor: P500,000.