Bajaj Finserv: Loans, UPI & FD vs Spring: Financial Planning Usage & Stats

The Bajaj Finserv App is trusted by 50 million+ customers across India for their financial and payment needs. Using this app, you can apply online for a set of loans including personal loan, home loan, gold loan, professional loan etc, and fulfil your requirements. You can shop offline from 1 million+ products on Easy EMIs, invest in FDs, get insurance & do much more. You can also easily pay all your utility bills, recharge your mobile, DTH services & transfer money using BHIM UPI. Instant Personal Loan App ● Get instant personal loans up to ₹55 Lakh with this loan app. ● Doctors & Chartered Accountants can get funding via professional loans. ● Self-employed individuals can get affordable business loans. Highlights of Personal Loan ✔️ Loan Amount: ₹20,000 to ₹55 Lakh ✔️ Repayment Tenure: 6 to 96 months ✔️ Rate of Interest: 10% to 32% ✔️ Processing Fees: Up to 3.93% of the loan amount (inclusive of applicable taxes) Example: For a loan of ₹1,00,000 at an interest rate of 15% per annum for 12 months resulting in ₹8,310 interest amount (interest rate on a reducing balance method), with a processing fee of 3.93% (₹3,930) and other charges of ₹100, the total amount to be repaid after a year is approximately ₹1,12,340. Note: This is an estimate; the actual interest rate and processing fees may vary depending on the product. Shop on Easy EMIs ● Shop from 1 million+ products at 1.5 lakh+ stores across India. ● From electronics to sports equipment to smartphones to furniture - shop everything on Easy EMIs. ● Shop genuine products from top brands with exciting offers and discounts. Recharge & Bill Payments in One Place ● Pay all your utility bills such as water, LPG, electricity, etc. online using the Bajaj Finserv app. ● Recharge your mobile numbers, DTH & FASTag from leading providers. ● Instantly pay fees towards education, clubs & associations, housing societies, etc. ● Earn exciting cashback when you pay using Bajaj Pay UPI & use it for future bill payments. Payments Simplified with BHIM UPI App ● Create your unique Bajaj Pay UPI ID, enjoy UPI offers & send/receive money, or pay bills by scanning any QR code & authorize your UPI payments by entering the UPI PIN. ● Add money to your Bajaj Pay Wallet & make payments in seconds. Earn as You Spend with Credit Cards ● Apply for the Bajaj Finserv RBL Bank Credit Card or Bajaj Finserv DBS Bank Credit Card in a few steps. ● Get reward points on your spending & enjoy perks such as free cash withdrawal, fuel surcharge waiver, airport lounge access, and more. Invest with Ease in Fixed Deposits ● Get high ROI on fresh FDs and renewal of existing FDs. ● Enjoy special rates on Digital FD through the app. ● You can start investing in FD online for just ₹15,000 and get a loan against it. ● Secure your savings with high-yield FD. Mutual Funds for Everyone ● Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App. ● You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum. ● Pay monthly mutual fund investment via UPI. ● Make the most of your investment by paying 0% distributor commission. Insurance for Every Need ● The Bajaj Finserv app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more. ● Getting insurance is even easier with a 100% digital process. One App for All Needs ● Fulfill your shopping and travel needs on one platform with 100+ brand partners. Features ● Find all your financial transactions in one place ● Calculate your EMIs for your preferred tenure using the EMI Calculator ● Check your CIBIL score and get the credit health report online ● Download your loan account statements ● Get quick assistance & timely resolution for your queries Contact Us: Bajaj Finserv- Off Pune-Ahmednagar Road, Vimannagar, Pune-411014