Zip NZ - Shop Now, Pay Later vs Perpay - Shop and Build Credit Usage & Stats

Get all your shopping sorted with 6 weeks to pay, interest free. Create your Zip account in minutes. The Zip app is a fast, easy and secure way to pay for your purchases over 4 interest-free payments, online and instore, and manage your account. Zip is here to help you pay for life’s extras. Shop at over 1,900 New Zealand businesses including JB HI-FI, Baby Factory, The Warehouse, Noel Leeming, Bunnings, Temu, Rockshop, Culture Kings, Torpedo7, Warehouse Stationery, Mighty Ape, Spotlight, Chemist Warehouse, Placemakers and more. Pay only 25% up-front and the rest over 3 fortnightly interest-free payments. There are no fees or interest charges if you pay on time. Sign up & Explore - Apply for a Zip account in minutes from your mobile. - Browse more than 1,900 retailers and over 3000 stores in our Store Directory. - Use our location based map to find where you can shop nearby. - Access exclusive offers and discounts. - Favourite stores and shop in-app. - Easily shop in-store in a range of businesses from retail stores, to dentists, to hair salons and many more. Shop securely - Enjoy one, simple login. - Manage your passcode and biometrics from the app. - Access to our help site and content from the app. - Enrol into Passwordless via passkeys for a more secure experience. Full Flexibility & Control - Get control over your first payment for online and in-store orders, Pay up to 100% up front and manage your finances like a pro. - Increase your spending power by utilising your full Zip balance plus your own funds for those larger transactions. Available in-store and online. - Choose your preferred payment day for your payments. Choose a day that works for your and we'll align it within +/- 3 days of your next payment. - Just press and hold on the Zip app for options. Create an in-store code from the home screen. Unlock more payment options - Keep shopping with Zip to unlock options like Giftcards and move payments. - Looking to send a digital giftcard for yourself or a friend instantly? Get 6 weeks to pay, interest free, at more than 80+ retailers with Zip e-Giftcards. - Shop at Uber, Farmers, Cue, Dotti, DoorDash, Spotify, Playstation & Xbox Stores and more by purchasing Giftcards over 4 interest free weeks. - Unlock the ability to move your payments forward by up to 7 days. Made to help you manage your finances better regardless of your situation. Manage your account - Check your spend limit and available balance. - View upcoming payments and pay them early if you wish. - View historical purchase and payment info. Zip it your way for life's extras.