eCredit vs Genome: money, finance manager Usage & Stats

The "eCredit" mobile application offers the possibility to customers to manage current loans obtained from O.C.N. "Easy Credit" S.R.L and request a new credit from distance with the help of mobile phone without spending more time. In order to access the application enter your IDNP and password obtained by email or SMS. The main features of the eCredit application: - Secure access to information on credits contracted within N.C.O. “Easy Credit” LLC; - Possibility of payment of monthly instalment or integral credit by the bank card in the 24/7 regime; - Setting of interaction language in the course of a session in the eCredit application; - Sending of important notifications for client; - Possibility of submission of credit application remotely on advantageous terms; - View of location and contact details of secondary offices and partners through the map. In order to benefit from the access to the еCredit application, it is necessary to have an active or paid credit within O.C.N. “Easy Credit” S.R.L. Conditions for obtaining credit: - The amount of the requested loan - from 2,000 lei to 99,000 lei; - Minimum and maximum payment period - from 6 to 36 months; - Full early repayment fee - 0 %. At any time, you have the right to completely extinguish the obligations arising from a credit agreement. In this case, you are entitled to a reduction in the total cost of the loan, which consists of interest and costs for the period between the date of early repayment and the date set for the termination of the credit agreement. - Minimum and maximum interest rate - from 22.08% to 29.88% annually calculated from the amount of received credit; - Administration fee - 25 lei per month; - Commission for the analysis of the credit file - 0 lei - Credit issuance fee - 0 % - Maximum annual percentage rate (APR) - 112%; - Credit example: If you receive a loan in the amount of 50,000 lei with a repayment period of 12 months, you must pay 12 monthly instalments (tranches) of 5,112 lei each, to repay the full amount of the loan. The total cost of the loan paid by the consumer is 11,344 lei (the total interest is 11,040 lei and the administration fee is 300 lei). The total amount paid by the consumer is 61,344 lei. The effective annual interest rate for this loan is 44.42%. Privacy policy: All personal data provided by you is protected by the O.C.N. “Easy Credit” S.R.L. in accordance with the Law on personal data protection no. 133 of 08.07.2011. The full text of the Law can be accessed on the website of the National Center for Personal Data Protection at www.datepersonale.md/md/legi/. O.C.N. Easy Credit S.R.L. is a personal data operator, registered with the numbers 0000446, 0000446-001, 0000446-002. The full text of the privacy policy can be found at https://ecredit.md/cadrul-normativ/regulament-privind-utilizare-a-aplicatiei-software-ecredit/ Thank you for your choice.
  • Google Play Store
  • Paid
  • Finance

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The Genome app is your financial ecosystem. An electronic wallet for personal finance and business banking. For quick and secure online payments, currency exchange, and more. No need to visit the bank, wait in queues. Sign up for online banking, or wait for your bank account to be approved. Free signup, a few clicks in the Genome finance app, and your money box is always at hand. Everything you need from a bank in your pocket. Here’s how Genome helps to manage your money: Personal Finance ● Order Genome cards with complete bank card management in the app. ● Send, receive, and schedule payments in your mobile banking app. ● Pay utilities, receive paychecks, and transfer money between your multi-currency accounts easily in the Genome app. Money transfer ● Instant money transfers between your accounts within Genome completely free of charge. ● Make payments globally. SEPA and SWIFT international money transfers without hidden fees. Adding and synchronizing cards and accounts You will be able to add any cards and accounts from other banks and synchronize all your income and expenses in one app. Genome is a financial app that will elevate your Internet banking. Account Opening ● Activate your account online easily and securely. Personal IBAN opening in 15 minutes. ● Quick and secure identity verification. Only a passport (ID) and smartphone are necessary. ● Open as many multi-currency IBANs as you need. Merchant account - Account for business Growing your business? In Genome, opening a merchant account takes two easy steps: filling in your company information and providing required documents. In just 72 hours, you can start accepting payments and receiving money transfers on your website. You can open multiple business and merchant accounts, no additional verification is required. Currency ● Currency exchange with a fixed commission of 1% over the interbank rate. ● Convenient, fast currency converter; currency exchange rates online. Referral program Recommend Genome with your referral link and receive a part of commission fees from account opening, transfers, and currency exchange. “WITH GENOME WE'LL BE ABLE TO FIX A LOT OF WHAT'S FRUSTRATING WITH CROSS-BORDER BANKING AND, INSTEAD, OPEN A LOT OF NEW POSSIBILITIES” The Fintech Times With Genome, you can instantly exchange currencies, transfer money, and make payments anywhere in the world without hidden fees. Full control for your finances. Genome is a reliable wallet that is always at hand. Working as an online business? Send business transactions and accept payments for your goods and services with secure anti-fraud protection and chargeback prevention. Apply online and monitor your status via the app on your phone. Genome is an Electronic Money Institution, licensed by the Bank of Lithuania, which covers services related to payments online and allows residents and companies from the European Union and other countries to open personal, business, and merchant accounts. You can use Genome for IBAN, personal, business, and merchant account opening, internal, SEPA, and SWIFT money transfers, currency exchange, and online acquiring, cross-border payments in multiple currencies. The company was founded in 2018 and legally registered as UAB “Maneuver LT”. Being a licensed Electronic Money Institution, Genome also serves e-commerce, SaaS, software companies, and any business working with online payments.
  • Google Play Store
  • Free
  • Finance

Store Rank

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eCredit vs. Genome: money, finance manager ranking comparison

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eCredit VS.
Genome: money, finance manager

January 3, 2025