FloatMe: Budget & Cash Advance vs Empower: Advance & Credit Usage & Stats

Meet FloatMe, your Best Financial Friend designed to help you get, manage, and save money. Get fast cash advances directly to your bank account by becoming a member.* ‍No credit checks. No interest. No request for tips ever. Repay when you get paid or can afford it. FLOATS / CASH ADVANCES** Pay bills, get gas, or buy groceries with cash advances. FloatMe helps you unlock your earned but unpaid wages fast with Floats. Download the app today and connect your bank account to get started. Once you're a member, request Floats be delivered to your bank account in 3 days or less. Need funds immediately? We'll expedite your Instant Float within minutes for a small fee.** First time approval amounts range from $10-$50. Not all members will qualify and many will not qualify for the maximum amount right away. BUDGET TOOLS & INSIGHTS Explore easy-to-use money management tools that come with your membership, including a smart look ahead with the cash flow calendar. FloatMe calculates your likely available balance based on your recurring expenses and projected paydays. LOW BALANCE ALERTS Know where your bank balance is at all times. With low balance alerts, we'll let you know when your funds are getting low, to help you avoid those pesky overdraft fees. MARKETPLACE OFFERS Click on easy ways to earn money, like taking an online survey. Explore financial products from our growing list of partners. We find deals and offers to provide to our budget-minded FloatMe members. SECURELY CONNECT FloatMe uses Plaid Portal to securely connect your bank accounts with 256-bit bank-level security to keep your information safe. Plaid seamlessly works with over 10,000 banking institutions across the US. We do not support prepaid cards. ABOUT US FloatMe launched in early 2020 with a mission to guide millions of Americans to achieve financial prosperity. We accomplish this by bridging small cash gaps with Floats and providing access to budget management tools. MEMBERSHIP * Membership costs $4.99/month and provides access to FloatMe's suite of financial products and services. Subscription fee is auto-renewed every month unless canceled. You can cancel anytime in-app or by contacting our support team at support@floatme.com Questions? You can contact us through our support portal at www.floatme.com/support ** Cash Advances: Membership is required to request cash advances; approval of your request is not guaranteed. Membership costs $4.99/month and provides access to FloatMe's suite of financial products and services. Not available in all states. Advances are NOT loans and have no mandatory min or max repayment period. FloatMe's advance service is not a loan nor is it a contracted obligation to repay a loan. We are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. Money advanced has 0% max interest. 0% APR. Instant Float fees are not included in the monthly membership cost and are optional. Instant transfer fees vary from $1-$7. Example 1: If you accept a $50 Cash Advance to your external account via ACH, there is a $0 transfer fee and your total repayment amount will be $50. Example 2: If you accept a $50 Cash Advance to your external account using the optional instant delivery for a $5 delivery fee, then your total repayment amount will be $55. Cash Advances or "Floats" are not available to Connecticut, Maryland, District of Columbia, and Nevada residents. FloatMe is not affiliated with Credit Karma, Kikoff Credit Builder Loan, Brigit, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, Empower, Cash Now App, Venmo, Self, Rocket Money, or Possible Finance Privacy Policy: https://www.floatme.com/privacy-policy Terms & Conditions: https://www.floatme.com/terms FloatMe, Corp 110 E Houston St. 7th Floor San Antonio, TX 78205