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FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App Vs. EarnIn: Why Wait for Payday?

FloatMe: Fast Cash Advance App vs EarnIn: Why Wait for Payday? Usage & Stats

FloatMe is an Earned Wage Access app to help you borrow, manage, and save money. With no credit check, no interest, and no hidden fees, just repay when your paycheck lands on payday or when you can afford it. HOW TO GET CASH • Need an advance? To request a cash advance and become a member, simply connect your bank account. • No credit check or interest (0% APR). • No mandatory minimum repayment period. • No mandatory maximum repayment period. • Pay later with your next paycheck or when you can afford it. • First time approval up to $50. Existing members up to $100. Not all members will qualify and many will not qualify for the maximum amount right away. • Get financial help when you need quick cash between paychecks. BUDGETING Explore simple money tools like the cash flow calendar for a smart view of your paycheck budget and bills. Estimate your available balance based on recurring expenses and projected paydays, helping you stay on track and avoid overdraft fees. With low balance alerts, we'll let you know when your money is getting low, to help avoid those pesky overdraft fees. PERSONAL LOAN OFFERS Need to borrow $500 or more? Get instant personal loan offers from our lending partners. Compare personal loans, choose one that fits your current needs & get money fast. MARKETPLACE Discover easy ways to earn money, like online surveys and explore financial products from our partners. SECURE FloatMe uses Plaid Portal to securely connect your bank accounts with 256-bit bank-level security to keep your information safe. Plaid seamlessly works with over 10,000 banking institutions across the US. We do not support prepaid cards. MEMBERSHIP * Membership costs $4.99/month and provides access to FloatMe's suite of financial products and services. Subscription fee is auto-renewed after a 7-day trial period every month unless canceled. You can cancel anytime in-app or by contacting our support team at support@floatme.com Questions? You can contact us through our support portal at www.floatme.com/support ** Cash Advances: Membership is required to request cash advances; approval of your request is not guaranteed. Membership costs $4.99/month and provides access to FloatMe's suite of financial products and services. Not available in all states. Advances are NOT loans and have no minimum or maximum time for repayment. This is a non-recourse product, not a personal loan, and you will not be charged interest, late fees, or be subject to collections activities. FloatMe's advance service is not a loan nor is it a contracted obligation to repay a loan. We are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. Money advanced has 0% max interest. 0% APR. Instant Float fees are not included in the monthly membership cost and are optional. Instant transfer fees vary from $1-$7. Example 1: If you accept a $50 Cash Advance to your external account via ACH, there is a $0 transfer fee and your total repayment amount will be $50. Example 2: If you accept a $50 Cash Advance to your external account using the optional instant delivery for a $5 delivery fee, then your total repayment amount will be $55. Cash Advances or "Floats" are not available to Connecticut, District of Columbia, and Nevada residents. FloatMe is not affiliated with Credit Karma, Kikoff Credit Builder Loan, Brigit, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, Empower, Cash Now App, Venmo, Rocket Money, Self, or Possible Finance Privacy Policy: https://www.floatme.com/privacy-policy Terms & Conditions: https://www.floatme.com/terms FloatMe, Corp 110 E Houston St. 7th Floor San Antonio, TX 78205

Google Play Store
Free
Finance

Usage Rank

#1,888

EarnIn: Why Wait for Payday?

EarnIn empowers you to take control of your personal finances with our original same-day payday app(^), featuring our cash advance service, overdraft help, and credit score monitoring. Your Daily Cash Advance, Up to $150 a Day Use Cash Out to access up to $150/day from your earnings and up to $1,000 per pay period(1). Get your money in your bank account in minutes for a small fee, or enjoy our no-cost option in 1-3 business days. Gain control of your payday and access the money you've earned as you work with EarnIn. Your Money, Without the Fees Enjoy the freedom of access with no interest, no credit check, and no mandatory fees. We provide a smarter path to your money than traditional payday loans or cash advances. Tipping is always optional and helps support our community(*). Access What You've Earned Control your cash flow by getting paid as you earn. Access the money you've already earned to pay your bills ahead of time and sustain your budget. It's better than taking out a payday loan, using a cash advance, or needing to borrow money. Receive Your Paycheck Early Unlock your payday up to 2 days early with Early Pay. An expedited transfer for immediate access is just $2.99(2). Manage Your Cash Balance with Confidence Enjoy peace of mind with Balance Shield. Our helpful alerts and smart transfers from your own pay help safeguard your bank balance and prevent overdraft fees(3). Know Your Credit Score for free Stay informed about your financial health; your VantageScore 3.0® from Experian® is available for free with a single tap(4). Build Your Savings with Confidence With Tip Yourself, you can pay yourself first by automatically transferring money from every payday to your savings. Create a financial safety net for unexpected costs, save for travel, or achieve any goal you set. EarnIn makes it simple to build your savings and plan for the future(5). Support When You Need It Your dedicated EarnIn Care Team is here for you every day. Simply chat with us via the app or web with any questions. As an independent financial technology company, EarnIn is not affiliated with other money apps, or instant cash advance apps such as Dave, Beem, Self, Varo Bank, Chime (SpotMe), Instacash, Float Me, Possible Finance, Albert, Klover, Ibotta. EarnIn Address: 391 San Antonio Road, Third Floor Mountain View, CA 94040 EarnIn is a financial technology company that partners with Lead Bank, Evolve Bank & Trust, Member FDIC, to provide all banking services. ^ Expedited transfers available for a fee. Visit Earnin.com for full details. * Tips go to EarnIn and help us provide tools such as Credit Monitoring for free and keep Lightning Speed fees low. Your service quality and availability aren’t affected by whether you tip or not. 1- EarnIn is not a bank. Transfer limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Helps avoid overdrafts but doesn’t prevent them. Visit EarnIn.com for full details. 2- EarnIn is not a bank. Early Pay requires a Deposit Account with Evolve Bank & Trust or Lead Bank, both Members FDIC. FDIC insurance covers eligible funds should the bank holding your funds fail. Fees and restrictions apply. Visit EarnIn.com for full details. including FDIC coverage information. 3- EarnIn is not a bank. Transfer limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Helps avoid overdrafts but doesn’t prevent them. Visit EarnIn.com for full details. 4- To help you understand your credit, please note that lenders may use different scores. Your VantageScore 3.0 is a great way to see where you stand. For full details, visit Experian.com website 5- EarnIn is not a bank. Tip Yourself accounts are held by Evolve Bank & Trust, 0% APY, no monthly fees. Terms apply. Visit EarnIn.com for full details. 6- Paid Testimonial. Compensation was provided for this testimonial, but the statements reflect a real EarnIn experience.