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- Olyv (SmartCoin) Personal Loan Vs. Stashfin - Personal Loan App
Olyv (SmartCoin) Personal Loan vs Stashfin - Personal Loan App Usage & Stats
Olyv (formerly SmartCoin): India’s #1 app to get and grow money
With Olyv (formerly SmartCoin) you can get quick and easy, 100% digital loans that require no documentation and are disbursed directly in your bank account within minutes. That’s not all. It is also a trusted platform to get insights on your credit health by tracking your score for free and acting on personalized tips and insights that we provide to improve your score. Our digital gold savings product allows gold storage with as low as Rs 10*. You can also develop a habit of savings using this product. We are the easiest, personalised financial wellness app that helps you take control of your finances.
Instant Personal Loans up to ₹5 lakh*
→ Trusted by ~3 Cr Indians
→ RBI registered lenders
→ 100% digital loan application journey
→ No collateral or paperwork
→ Tenure: Minimum period for repayment- 2 months, Maximum period for
repayment- 24 months
→ Flexi EMIs & interest starting at 1.5% per month
→ APR range – 30 to 90%
Example
Here’s an example on how loans from Olyv work:
Example
• Loan amount: ₹65,000
• Processing fee (3% of loan amount including 18% GST) : ₹2,301
• Total Loan amount: ₹67,301
• Interest: 3% per month
• Tenure: 9 months
• Your EMI: ₹8,349
• Total Amount to be paid: ₹ 8,349 x 9 = ₹ 75,132
• Total interest paid: ₹ 75,132 - ₹ 67,301 = ₹ 7,831
• Total cost of loan: ₹ 7,831 + ₹ 2,301 = ₹ 10,132
• APR (Annual Percentage Rate): 28.58%
Lenders
• Upmove Capital Private Limited (http://upmove.in/)
• Vivriti Capital Private Limited (https://www.vivriticapital.com/)
• Northern Arc Capital Limited (https://www.northernarc.com/)
• Incred Financial Services Limited (https://www.incred.com/)
• PayU Finance India Private Limited (https://www.payufin.in/)
• Poonawalla Fincorp (https://poonawallafincorp.com/)
Credit Health
Check and improve your credit score for free
• 60-second score refresh
• Exciting rewards
• Personalized tips
Digital Gold Savings
Save regularly with as low as ₹10* with guaranteed safety
• No storage charges
• 24 K 99.9% pure gold
• 24x7 redeeming options
Terms and Conditions: https://smartcoin.co.in/privacy_policy.html
Privacy Policy: https://smartcoin.co.in/terms_and_conditions.html
Queries & contact
Phone: +91-9148 380504
Address: SmartCoin Financials Pvt. Ltd.
Indiqube Gamma, No.293/154/172
2nd floor, Outer Ring Road,
Kadubeesanahalli, Bengaluru,
Karnataka 560103.
Mail: help@smartcoin.co.in
* T&C Apply
- Google Play Store
- Free
- Finance
Store Rank
- -
Stashfin Credit Line and Instant Personal Loan App Online
Enjoy the power of instant money with Stashfin- One of India’s fastest, easiest, safest, and smartest Credit Line and Personal Loan Apps. Stashfin is powered by Akara Capital Advisors, an NBFC duly registered with the Reserve Bank of India (RBI). With its quick and easy loan application process, Stashfin lets you enjoy instant personal loans up to ₹5,00,000 at low interest rates and flexible repayment plans that are best suited to your needs.
Best Instant Personal Loan App in India
• Credit line ranging from ₹1,000 to ₹5,00,000 straight to your bank account. 24*7 access to cash
• Pay interest only on the funds you use
• Flexible payment terms. Repay your loan with convenient EMIs. Pick a tenure that works for you, ranging from 3 months to 36 months
• Minimum documentation, instant approval, and quick loan disbursal
• Transparent pricing. No hidden fees
• Completely secure process
• No joining fees
Instant Loan
Stashfin offers instant personal loans from ₹1,000 to ₹5,00,000 across 30+ cities in India. Choose a credit line tailored to your needs, with interest rates ranging from 11.99% to 59.99% APR, varying case by case. Loans are repaid via EMIs, with no hidden costs and occasional low processing fees.
Example:
Loan Amount: ₹10,000
Loan Tenure: 3 months
Rate of Interest: 11.99% p.a.
Processing Fee: ₹0
Total Interest: ₹167
Loan EMI: ₹3389
APR: 11.99%
Amount Disbursed: ₹10,000
Total Loan Repayment Amount: ₹10,167
*There is a small transaction fee for selected customers with 0% interest for 30 days.
Sample Monthly EMI with Sample Principal and Interest
EMI Principal Interest
₹3389 ₹3305.74 ₹83.25
₹3389 ₹3333.26 ₹55.73
₹3389 ₹3361.01 ₹27.98
How Stashfin Works:
• Download the Stashfin App.
• Complete OTP-based authentication on a trusted device.
• Fill in your details and upload documents.
• Check loan status on the app or via SMS after verification.
• E-sign the agreement, and the approved amount is disbursed within 5 minutes with SMS confirmation.
Eligibility Criteria to Apply for Instant Personal Loan:
• Indian Citizen
• Above the age of 18
• Must have a source of income
Documents Required for Instant Personal Loan:
• Address Proof (any one of Aadhaar Card/Voter ID/Passport/Driving License)
• Identity Proof (PAN ID)
In some cases, you may be also asked for,
• Bank Statement
• ITR/ GST Paper
Besides personal loans, Stashfin offers services like credit reports, gift cards, corporate bonds, and insurance to protect you from various risks.
- Wallet Protection Insurance
- Income Protection Insurance
- Pocket Insurance
- Critical Illness Insurance
- Home Appliances Insurance
- Travel Insurance
Security & Protection of Privacy:
At Stashfin, data security and privacy are top priorities. Our backend APIs adhere to strict security standards and certified protocols.
Stashfin has partnered with reputed and well-regulated entities such as SBM Bank, DMI Finance, Visu Leasing Finance, AU Small Finance Bank, Kisetsu Saison Finance, Chola Finance, and Western Capital.
Stashfin being an RBI approved NBFC provides Instant Personal Loan
Permissions Required:
• One-time access to Location, Camera & Media
• Limited Device Info.
Queries:
Mail : grievance.officer@stashfin.com
Call: +91-9289108507
Address: 18th Floor, Magnum Global Park 2 Golf Course Ext Road Sector 58, Gurgaon –122011
- Google Play Store
- Free
- Finance
Store Rank
- -
Olyv (SmartCoin) Personal Loan vs. Stashfin - Personal Loan App ranking comparison
Compare Olyv (SmartCoin) Personal Loan ranking trend in the past 28 days vs. Stashfin - Personal Loan App
Olyv (SmartCoin) Personal Loan#6,248
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Olyv (SmartCoin) Personal Loan vs. Stashfin - Personal Loan App ranking by country comparison
Compare Olyv (SmartCoin) Personal Loan ranking trend in the past 28 days vs. Stashfin - Personal Loan App
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Olyv (SmartCoin) Personal Loan VS.
Stashfin - Personal Loan App
January 6, 2025