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Olyv (SmartCoin) Personal Loan Vs. Kissht: Instant Personal Loans

Olyv (SmartCoin) Personal Loan vs Kissht: Instant Personal Loans Usage & Stats

Olyv (formerly SmartCoin): India’s #1 app to get and grow money With Olyv (formerly SmartCoin) you can get quick and easy, 100% digital loans that require no documentation and are disbursed directly in your bank account within minutes. That’s not all. It is also a trusted platform to get insights on your credit health by tracking your score for free and acting on personalized tips and insights that we provide to improve your score. Our digital gold savings product allows gold storage with as low as Rs 10*. You can also develop a habit of savings using this product. We are the easiest, personalised financial wellness app that helps you take control of your finances. Instant Personal Loans up to ₹5 lakh* → Trusted by ~3 Cr Indians → RBI registered lenders → 100% digital loan application journey → No collateral or paperwork → Tenure: Minimum period for repayment- 2 months, Maximum period for repayment- 24 months → Flexi EMIs & interest starting at 1.5% per month → APR range – 30 to 90% Example Here’s an example on how loans from Olyv work: Example • Loan amount: ₹65,000 • Processing fee (3% of loan amount including 18% GST) : ₹2,301 • Total Loan amount: ₹67,301 • Interest: 3% per month • Tenure: 9 months • Your EMI: ₹8,349 • Total Amount to be paid: ₹ 8,349 x 9 = ₹ 75,132 • Total interest paid: ₹ 75,132 - ₹ 67,301 = ₹ 7,831 • Total cost of loan: ₹ 7,831 + ₹ 2,301 = ₹ 10,132 • APR (Annual Percentage Rate): 28.58% Lenders • Upmove Capital Private Limited (http://upmove.in/) • Vivriti Capital Private Limited (https://www.vivriticapital.com/) • Northern Arc Capital Limited (https://www.northernarc.com/) • Incred Financial Services Limited (https://www.incred.com/) • PayU Finance India Private Limited (https://www.payufin.in/) • Poonawalla Fincorp (https://poonawallafincorp.com/) Credit Health Check and improve your credit score for free • 60-second score refresh • Exciting rewards • Personalized tips Digital Gold Savings Save regularly with as low as ₹10* with guaranteed safety • No storage charges • 24 K 99.9% pure gold • 24x7 redeeming options Terms and Conditions: https://smartcoin.co.in/privacy_policy.html Privacy Policy: https://smartcoin.co.in/terms_and_conditions.html Queries & contact Phone: +91-9148 380504 Address: SmartCoin Financials Pvt. Ltd. Indiqube Gamma, No.293/154/172 2nd floor, Outer Ring Road, Kadubeesanahalli, Bengaluru, Karnataka 560103. Mail: help@smartcoin.co.in * T&C Apply

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Kissht: Instant Personal Loans

Kissht is India’s trusted quick loan app, which offers online instant loans, business loans, & a seamless experience. Whether you need funds for unexpected expenses or business growth, Kissht advance loan app provides you immediate financial assistance. What is Kissht App? Kissht offers online personal loans of up to ₹5,00,000 with minimal documentation. In just 5 minutes, you can apply for a personal loan and get your funds. Furthermore, Kissht provides competitive business loans to meet entrepreneurs' needs, enabling them to access capital quickly. Example of Unsecured Personal Loan Loan amount (Sanctioned): ₹ 60,000. Tenure: 18 months. Interest Rate: 33% per annum. Processing Fee (incl. GST): ₹ 4,248. Total Interest: ₹ 16,858. EMI: ₹ 4,271. APR: 44 %. Sanctioned Loan amount is ₹ 60,000. Net Disbursed amount is ₹ 55,752. Total loan repayment amount is ₹ 76,858. Total Cost of the Loan = Interest Amount + Processing Fees = ₹16,858 + ₹4,248 = ₹21,106. We work with RBI-registered NBFCs. These NBFCs are as follows:  -Si Creva Capital Services Pvt Ltd -MAS Financial Services Ltd -Northern Arc Capital Ltd. -Piramal Capital & Housing Finance Ltd. -SMFG India Credit Co. Ltd.    How to apply for Kissht instant loan? 1. Install Kissht app  2. Register with a mobile number & accept basic permissions  3. Complete 100% digital KYC for an instant credit check  4. Sign online loan agreements from approved NBFCs Why Choose Kissht for Your Instant Personal Loan Needs? Whether it’s for an emergency or business growth, Kissht provides instant loan & financial assistance with flexible repayment plans. Kissht stands out among loan apps by providing quick, reliable, and secure instant small loans. This is the cash loan app that can help you get a quick personal loan to manage emergencies or meet your financial goals. Further, Kissht offers a convenient online loan application process with transparent terms and competitive interest rates. Our low-interest loan and easy repayment plans make managing finances stress-free. The Expense tracker feature analyzes your transactional messages to provide insights into your spending habits, including summary of your expenses and income across categories. What Makes Kissht a Unique online instant loan app? 1. Easy Approval: Get instant loans online with minimal documentation in a fully digital process. 2. Instant Fund Transfer: With The Kissht advance loan app, you can get funds directly transferred to your bank account. 2. Safe & Transparent: Kissht prioritizes user safety and follows RBI guidelines for collections. Our processes are transparent, with no hidden charges. 3. Customer-Centric: We adopt a human-first approach, ensuring a delightful experience at every interaction. 4. Competitive Rates: Enjoy a lower-interest loan with flexible repayment options. Our Commitment to Customer Safety All communication for payment reminders is done via registered landline numbers only. We never use personal mobile numbers, foreign numbers, or VOIP calls. Payments are collected only through our app or website. We never request payments to personal accounts or demand commissions on dues. Our collection processes strictly follow RBI and MeitY guidelines. All calls are monitored and recorded to ensure no threats or abusive language are used. The Kissht app respects your privacy — it does not access your Contacts List, and we do not contact your friends or relatives regarding loan repayments. Contact Us: 1. Write to care@kissht.com OR call our customer care number on 08044745884 / 08062816309.  2. Share with us a screenshot or recording of the message or call.  Address: 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai - 400070 Need quick access to funds? Download the Kissht loan app today! This trusted app offers online personal loans up to ₹5,00,000 with minimal documentation, competitive interest rates, and a seamless experience.