UniCredit mBanking vs UBS TWINT Usage & Stats

You can activate the UniCredit mBanking mobile application services and the mToken services without a branch visit, in case you have valid internetbank services (UniCredit eBanking) credentials. With devices enabling fingerprint scanning, you can easily log into the services, or sign your transactions with biometrics. You can make it easier to approve online card purchases with push notifications. If you are not already our registered customer you can apply for a Cash loan and you can open one of our attractive bank accounts with or without a debit card. What services are available in UniCredit mBanking? Core functions: • Transaction to new beneficiary or using a template • Request to pay • Qvik instant payment solutions (QR-code, NFC and deeplink) • Transfer between own accounts, even with currency conversion • Checking the status of account balances, loans and savings • Register, modify and delete secondary IDs • Bank account opening with or without a debit card • Apply for a cash loan product • Activation of bank cards • Card+ Discount program • Temporary suspension and unsuspension of debit card • Bank card limit modification • ATM cash withdrawal even if you don't have activated bank card up to 150.000 HUF (mCash) • View PIN of bank cards • Card registration to Google Pay • Login and transaction-signing with biometrical identifier • Managing standing orders (new and existing) • Creating, deleting, editing direct debit forms • SEPA transactions • Scan & Pay • Term deposit • Credit card repayment • Categorization and analysis of spendings and incomes • Monthly e-statements • Push notifications about incoming transactions when money is transferred to your account mToken functions: • Two-factor authentication for generating login and transaction authorizing codes for UniCredit eBanking login and transaction signing Other functions: • Exchange rates • ATM & Branch finder Activating services without visiting branch.