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- True Finance: Cash Advance Vs. Empower: Advance & Credit
True Finance: Cash Advance vs Empower: Advance & Credit Usage & Stats
Could you use a few bucks in between paydays? True Finance is here to help. Get cash advances directly to your bank account, up to $100. No credit checks. No interest. No problem.
CASH ADVANCES***
Access to up to $100 cash advance. Approval not guaranteed. Need it rapidly? We can expedite within minutes for a small fee*. All you have to do is download the app today and connect your bank account to get started. Once you’re a member**, request an advance and receive funds in your bank account in 3 days or less.
CHECK CREDIT SCORE
True Finance partnered with Array to provide our users with a view of their credit score and report in the app. Worried about identity fraud? Get alerts when there is activity on your credit report. We provide customers with a free view of their credit score. These details are provided by VantageScore 3.0 using Equifax data.We provide alerts of changes to your credit file. Every time a new loan or other financial product which requires a credit pull is requested, you will be alerted.
INSTANT PROCESSING
*True Finance offers quick processing to users who qualify. Instant processing is an extra fee, ranging from $1.99 - $5.99. By choosing instant processing, members opt-in to paying the fee and receive their cash advance within the hour, rather than standard 1-2 business day ACH processing. Approval depends on if a user’s bank is covered through FedNow. FedNow does not cover some smaller banks and credit unions.
EARN TAB
Make extra money effortlessly by playing games and completing tasks in our free-to-use earn tab. We offer a range of games, tasks, and surveys to turn your free time into cash.
MARKETPLACE OFFERS
Explore our marketplace to find a loan, shop for insurance, or apply for a credit card. Whatever you're in the market for, it's all here.
ABOUT US
True launched in 2023 with a mission to help millions of Americans who need a few dollars in between paydays. We also help members view and understand their credit score, provide ways to earn extra cash playing games and completing tasks, and offer a marketplace where users can find loans, shop for insurance, and more.
True Finance is not affiliated with loan apps, money apps, instant loan, money app with advance, money lending app, fast cash, Vola Finance, Empower: Cash Advance & Credit, MoneyLion: Banking & Rewards, Rain Instant Pay, Dave: Fash Cash & Banking, Cleo: Cash Advance & Credit, Credit Genie, Albert: Budgeting & Banking, Clair, Possible: Fast Cash & Credit, ImmediatePay, FloatMe: Fast Cash Advance, Grid Money, Oasis: Cash Advance, EarnIn: Make Every Day Payday, B9: Cash Advance, Lenme: Investing & Borrowing, Brigit, Chime, Even, Cash App, Klover, Current, Cleo, SoFi Money, Varo Advance, PayActiv, MoneyKey, Branch, Upstart.
Disclaimer:
APR (Annual Percentage Rate) is the cost you pay each year to borrow money, including fees, expressed as a percentage. The APR for short-term, small-dollar financial products vary. True Finance is not a lender and is not involved in lender’s individual credit decisions or underwriting process, thus we can’t state any specific APR that may be offered to you. Some lenders in our network offer rates between 5.99% and 35.99%, for borrowers with a good credit score. The credit decisions and individual loan terms depend solely on the lender, based on your credit score, income, credit history, and other factors. The lender is legally required to inform you of the APR and other loan terms before you agree to accept a loan. Some states have strict laws limiting the APR rates and fees that a lender can charge you.
Representative Example:
If you borrowed $10,000, with an interest rate of 11.41% over a 36 month period, and the loan had a 5% origination fee, your monthly payments would be $347.00. The total cost of the loan would be $12,480, with APR of 15.00%.
Loan Terms 3 to 84 months
- Google Play Store
- Free
- Finance
Usage Rank
#1,529
Need extra cash to make it to your next paycheck? Empower’s got your back. Get an Advance of up to $300 instantly.* Say goodbye to overdraft fees and stressing about money. No credit score or security deposit to qualify.
GET AN INSTANT ADVANCE OF $10 TO $300
Tight on cash and tired of asking friends to cover you? Empower will float you anywhere from $10 to $300 when you need it most. Instant delivery available. No interest, no late fees, no credit checks. Just pay us back when you get your next paycheck.
An Advance is NOT a personal loan:
— No mandatory minimum or maximum repayment timeframe
— No interest (0% APR)
— Example: If you accept a $50 instant Advance to your external account for a $3 instant delivery fee, then your total repayment amount will be $53.
BUILD BETTER CREDIT HISTORY WITH THRIVE^
Credit score holding you back? Empower Thrive is the chance you’ve been waiting for. A flexible line of credit that helps you build the credit history you need to reach those big financial goals. All credit scores welcome and no money down.
— Start with a $200, $250, or $400 credit limit
— Repay it your way
— Enjoy limit increases up to $1,000 over time**
— Build good credit history
START SAVING FOR THE FUTURE WITH AUTOMATIC SAVINGS
Make investing in your future easier than ever with AutoSave. After you set your savings goal, Empower will monitor your income and spending habits to know when and how much you can afford to save. All you have to do is sit back and watch your savings grow.
KEEP TABS ON YOUR CREDIT SCORE
Watch your hard work pay off. We’ll give you monthly score updates and helpful tips to improve your score. Credit scores are complicated enough. We’ll help you understand it.
GET FAST SERVICE
We’ve got our A team on standby to handle your questions over the phone or live chat Monday-Friday from 6 AM – 6 PM PT. (We’ve got email too if that’s more your jam.)
–
Empower is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC.
Empower offers a 14-day trial for first-time customers only. Once the trial concludes, Empower charges an auto-recurring $8/month subscription fee. If you do not wish to pay the subscription fee, you must cancel your subscription before the end of your trial. If you are a returning customer, you will be charged the $8 fee immediately upon resubscribing. Cancel any time by visiting “Billing” in the mobile app or contacting help@empower.me.
By downloading/using the app you agree to our Privacy Policy (https://empower.me/privacy).
* Not everyone will qualify for an Advance. Offer amounts range from $10 - $300. As of 3/31/2024, the average offer amount is $145. Instant delivery is optional, and fees may apply. See Empower’s Terms for instant delivery fee amounts.
^ Empower Thrive provided by FinWise Bank, Member FDIC. Subject to credit approval. We report your payments to the credit bureaus. Failure to make on-time payments may result in negative reporting. Instant delivery is optional, and fees may apply.
**To be eligible for a credit limit increase, you must successfully pay at least your minimum payment by the due date.
Empower Finance, Inc.
650 California Street, Floor 7
San Francisco, California 94108
- Google Play Store
- Free
- Finance
Usage Rank
#1,027
True Finance: Cash Advance vs. Empower: Advance & Credit ranking comparison
Compare True Finance: Cash Advance ranking trend in the past 28 days vs. Empower: Advance & Credit
True Finance: Cash Advance#1,529
Empower: Advance & Credit#1,027
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True Finance: Cash Advance vs. Empower: Advance & Credit ranking by country comparison
Compare True Finance: Cash Advance ranking trend in the past 28 days vs. Empower: Advance & Credit
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True Finance: Cash Advance VS.
Empower: Advance & Credit
January 5, 2025