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True Finance: Cash Advance
True Finance: Cash Advance Vs. Cleo AI: Cash advance & Credit

True Finance: Cash Advance vs Cleo AI: Cash advance & Credit Usage & Stats

Could you use a few bucks in between paydays? ‍True Finance is here to help. Get cash advances directly to your bank account, up to $100.‍ No credit checks. No interest. No problem. CASH ADVANCES*** Access to up to $100 cash advance. Approval not guaranteed. Need it rapidly? We can expedite within minutes for a small fee*. All you have to do is download the app today and connect your bank account to get started. Once you’re a member**, request an advance and receive funds in your bank account in 3 days or less. CHECK CREDIT SCORE True Finance partnered with Array to provide our users with a view of their credit score and report in the app. Worried about identity fraud? Get alerts when there is activity on your credit report. We provide customers with a free view of their credit score. These details are provided by VantageScore 3.0 using Equifax data.We provide alerts of changes to your credit file. Every time a new loan or other financial product which requires a credit pull is requested, you will be alerted. INSTANT PROCESSING *True Finance offers quick processing to users who qualify. Instant processing is an extra fee, ranging from $1.99 - $5.99. By choosing instant processing, members opt-in to paying the fee and receive their cash advance within the hour, rather than standard 1-2 business day ACH processing. Approval depends on if a user’s bank is covered through FedNow. FedNow does not cover some smaller banks and credit unions. EARN TAB Make extra money effortlessly by playing games and completing tasks in our free-to-use earn tab. We offer a range of games, tasks, and surveys to turn your free time into cash. MARKETPLACE OFFERS Explore our marketplace to find a loan, shop for insurance, or apply for a credit card. Whatever you're in the market for, it's all here. ABOUT US True launched in 2023 with a mission to help millions of Americans who need a few dollars in between paydays. We also help members view and understand their credit score, provide ways to earn extra cash playing games and completing tasks, and offer a marketplace where users can find loans, shop for insurance, and more. True Finance is not affiliated with loan apps, money apps, instant loan, money app with advance, money lending app, fast cash, Vola Finance, Empower: Cash Advance & Credit, MoneyLion: Banking & Rewards, Rain Instant Pay, Dave: Fash Cash & Banking, Cleo: Cash Advance & Credit, Credit Genie, Albert: Budgeting & Banking, Clair, Possible: Fast Cash & Credit, ImmediatePay, FloatMe: Fast Cash Advance, Grid Money, Oasis: Cash Advance, EarnIn: Make Every Day Payday, B9: Cash Advance, Lenme: Investing & Borrowing, Brigit, Chime, Even, Cash App, Klover, Current, Cleo, SoFi Money, Varo Advance, PayActiv, MoneyKey, Branch, Upstart. Disclaimer: APR (Annual Percentage Rate) is the cost you pay each year to borrow money, including fees, expressed as a percentage. The APR for short-term, small-dollar financial products vary. True Finance is not a lender and is not involved in lender’s individual credit decisions or underwriting process, thus we can’t state any specific APR that may be offered to you. Some lenders in our network offer rates between 5.99% and 35.99%, for borrowers with a good credit score. The credit decisions and individual loan terms depend solely on the lender, based on your credit score, income, credit history, and other factors. The lender is legally required to inform you of the APR and other loan terms before you agree to accept a loan. Some states have strict laws limiting the APR rates and fees that a lender can charge you. Representative Example: If you borrowed $10,000, with an interest rate of 11.41% over a 36 month period, and the loan had a 5% origination fee, your monthly payments would be $347.00. The total cost of the loan would be $12,480, with APR of 15.00%. Loan Terms 3 to 84 months

Google Play Store
Free
Finance

Usage Rank

#1,529

Cleo AI: Cash advance & Credit

A personal financial coach you can actually talk to about your daily, weekly or monthly budget. Cleo helps 5+ million users budget, save, build credit, or get a cash advance in those low-balance moments. Cleo turns stressful money life into a simple chat, where you can ask questions and learn about your finances (without being bored to death).Want to know how much you spent on takeout last month? Just ask Cleo! GET UP TO A $250 CASH ADVANCE Dump your overpriced overdraft and get a spot from Cleo instead. Cleo’s up to $250 cash advance has: - No minimum or maximum time for repayment - No interest - No credit checks - No late fees - No direct deposit required A Cash Advance (Earned Wage Access) is NOT a personal loan! Cleo is an Earned Wage Access app. There are no maximum annual percentage rate (APR) as there are no mandatory fees associated Cleo's cash advance. For example, if you request an advance for $40 and request it to be delivered on a non-expedited basis the total amount that you repay is $40. SAVE WITH 3.52% APY Grow your wealth with high-yield savings almost nine times higher than the national average. Think of it as the good kind of interest that accumulates on your savings. BUDGET WITHOUT FEELING RESTRICTED Build a personalized budget (with room for iced coffee). Cleo uses Plaid to read your transaction history in a read-only mode. She can then show you all your accounts in one place, serve you spending breakdown, and share monthly bill trackers and reminders. BUILD CREDIT (WITHOUT A CREDIT CARD) Glide your way to smoother approvals, lower interest rates, and higher credit limits with a credit score your parents can be proud of. Start building your credit with: - No Interest - Cash advance - Credit score coaching - $1 minimum deposit ACCESS YOUR PAYCHECK UP TO 2 DAYS EARLY Don’t wait until payday. Unlock your earnings early by setting up direct deposits. LEGAL STUFF (1) Subject to eligibility. Amounts range from $20-$250, and $20-$100 for first-time users. Amounts subject to change. Same day transfers subject to express fees. (2) The interest rate on your account is 3.66% with an Annual Percentage Yield (APY) of 3.72%, effective as of 09/19/2024. Rate is variable and is subject to change after account opening. Fees may reduce earnings. (3) Credit Builder Card is issued by WebBank, Member FDIC pursuant to a license from Visa USA Inc. Access to the Card is subject to approval. (4) Early access to ACH credit or direct deposit funds depends on the timing of the submission of the payment file from the originator and/or payroll provider. Thread Bank generally makes these funds available on the day the payment file is received, which may be up to two days earlier than the scheduled payment date. However, this availability is not guaranteed. The Cleo Grow subscription service offers users savings goals, hacks, challenges, and access to an annual percentage yield (APY) on savings. The Cleo Plus subscription offers saving goals, hacks, challenges, APY on savings, credit score insights, and access to cash advances if eligible. Cleo is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Cleo Credit Builder subscription offers saving goals, hacks, challenges, APY on savings, credit score insights, cash advances if eligible, credit history, and priority support. We only offer services in US and when user sets up account with Cleo they select a US state of residence. Learn more about how we share and protect your data at [meetcleo.com/page/privacy-policy](http://meetcleo.com/page/privacy-policy) Cleo AI Inc. Corporation Trust Center, 1209 Orange Street, Wilmington, DE 19801