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True Finance: Cash Advance
True Finance: Cash Advance Vs. Albert: Budgeting and Banking

True Finance: Cash Advance vs Albert: Budgeting and Banking Usage & Stats

Could you use a few bucks in between paydays? ‍True Finance is here to help. Get cash advances directly to your bank account, up to $100.‍ No credit checks. No interest. No problem. CASH ADVANCES*** Access to up to $100 cash advance. Approval not guaranteed. Need it rapidly? We can expedite within minutes for a small fee*. All you have to do is download the app today and connect your bank account to get started. Once you’re a member**, request an advance and receive funds in your bank account in 3 days or less. CHECK CREDIT SCORE True Finance partnered with Array to provide our users with a view of their credit score and report in the app. Worried about identity fraud? Get alerts when there is activity on your credit report. We provide customers with a free view of their credit score. These details are provided by VantageScore 3.0 using Equifax data.We provide alerts of changes to your credit file. Every time a new loan or other financial product which requires a credit pull is requested, you will be alerted. INSTANT PROCESSING *True Finance offers quick processing to users who qualify. Instant processing is an extra fee, ranging from $1.99 - $5.99. By choosing instant processing, members opt-in to paying the fee and receive their cash advance within the hour, rather than standard 1-2 business day ACH processing. Approval depends on if a user’s bank is covered through FedNow. FedNow does not cover some smaller banks and credit unions. EARN TAB Make extra money effortlessly by playing games and completing tasks in our free-to-use earn tab. We offer a range of games, tasks, and surveys to turn your free time into cash. MARKETPLACE OFFERS Explore our marketplace to find a loan, shop for insurance, or apply for a credit card. Whatever you're in the market for, it's all here. ABOUT US True launched in 2023 with a mission to help millions of Americans who need a few dollars in between paydays. We also help members view and understand their credit score, provide ways to earn extra cash playing games and completing tasks, and offer a marketplace where users can find loans, shop for insurance, and more. True Finance is not affiliated with loan apps, money apps, instant loan, money app with advance, money lending app, fast cash, Vola Finance, Empower: Cash Advance & Credit, MoneyLion: Banking & Rewards, Rain Instant Pay, Dave: Fash Cash & Banking, Cleo: Cash Advance & Credit, Credit Genie, Albert: Budgeting & Banking, Clair, Possible: Fast Cash & Credit, ImmediatePay, FloatMe: Fast Cash Advance, Grid Money, Oasis: Cash Advance, EarnIn: Make Every Day Payday, B9: Cash Advance, Lenme: Investing & Borrowing, Brigit, Chime, Even, Cash App, Klover, Current, Cleo, SoFi Money, Varo Advance, PayActiv, MoneyKey, Branch, Upstart. Disclaimer: APR (Annual Percentage Rate) is the cost you pay each year to borrow money, including fees, expressed as a percentage. The APR for short-term, small-dollar financial products vary. True Finance is not a lender and is not involved in lender’s individual credit decisions or underwriting process, thus we can’t state any specific APR that may be offered to you. Some lenders in our network offer rates between 5.99% and 35.99%, for borrowers with a good credit score. The credit decisions and individual loan terms depend solely on the lender, based on your credit score, income, credit history, and other factors. The lender is legally required to inform you of the APR and other loan terms before you agree to accept a loan. Some states have strict laws limiting the APR rates and fees that a lender can charge you. Representative Example: If you borrowed $10,000, with an interest rate of 11.41% over a 36 month period, and the loan had a 5% origination fee, your monthly payments would be $347.00. The total cost of the loan would be $12,480, with APR of 15.00%. Loan Terms 3 to 84 months

Google Play Store
Free
Finance

Usage Rank

#1,529

Albert: Budgeting and Banking

THE ALL-IN-ONE MONEY APP Budget, save, spend, and invest — all in one incredibly powerful app. Plus, get 24/7 identity monitoring, earn competitive Annual Percentage Yield in a high yield savings account, and ask our finance experts anything. Subscription required. Try 30 days before you’re charged. SPEND WITH BENEFITS Get the benefits of modern online banking with fewer fees. Set up direct deposit and get paid up to 2 days early. Earn cash back at select stores. Albert is not a bank. See disclosures below. BUDGETING AND PERSONAL FINANCE MANAGEMENT Budget with the same app you use to save, spend, and invest. Get a monthly budget, track expenses, and use budget planning tools to customize your spending plan. See all your accounts in one place and track recurring bills. We’ll help find subscriptions you don’t use and negotiate to lower your bills. AUTOMATIC SAVING AND INVESTING Smart money automatically transfers money to your Albert Savings and Investing accounts based on what we think you can afford. Open a high yield savings account to earn competitive APY on your deposits, over 9x the national average. Buy stocks and ETFs or invest in a portfolio managed by Albert. See disclosures below. PROTECT YOUR MONEY Activate 24/7 monitoring of your accounts, credit, and identity. We’ll update you with real-time alerts when we detect a potential threat to your accounts. Plus, keep tabs on your score with our credit score checker. DISCLOSURES Albert is not a bank. Albert Cash banking services provided by Sutton Bank, Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank, and Wells Fargo, N.A. The Albert Mastercard® debit card is issued by Sutton Bank, pursuant to a license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds in Albert Cash are held in a pooled account at Sutton Bank. Funds in Savings accounts are held at Coastal Community Bank or Wells Fargo, N.A., disclosed on account opening. Cash and Savings account funds are eligible for up to $250,000 in FDIC insurance on a pass-through basis. Your FDIC insurance is subject to specific conditions being satisfied. Albert plans range from $11.99 to $29.99. Try 30 days before you're charged. The fee will auto-renew until canceled or your Albert account is closed. Cancel in the app. See Terms of Use and Account Agreement for more details, including fee information. The Instant Advance is available to you at Albert’s discretion. Limits range from $25-$250, subject to eligibility. Not all customers will qualify. Transfer fees may apply. Early access to direct deposit funds may vary depending on the payer’s deposit timing. Cash back rewards are subject to Terms of Use. For High Yield Savings accounts, interest rates are variable and subject to change at any time. These rates are current as of 10/15/24. There is no minimum balance requirement. Genius is required to access High Yield Savings. Fees to use Albert may reduce the earnings on your account. Brokerage services provided by Albert Securities, member FINRA/SIPC. Investment advisory services provided by Albert Investments. Investing accounts are not FDIC insured or bank guaranteed. Investing involves the risk of loss. More info at albrt.co/disclosures. Credit score calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0. Address: 440 N Barranca Ave #3801, Covina, CA 91723 No customer support available at this address. Visit www.albert.com for customer support details. Not affiliated with personal finance budget apps such as Rocket Money, Everydollar, Monarch Money, Quicken Simplifi, Pocketguard, Copilot or Nerdwallet.