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Step: Bank & Build Credit
Step: Bank & Build Credit Vs. SoFi - Banking & Investing

Step: Bank & Build Credit vs SoFi - Banking & Investing Usage & Stats

Step is your free credit building app for young adults. Build credit, enjoy 4% savings & earn up to 8% cashback—start boosting your financial future. Your go-to free banking app for better credit, better savings, and better rewards. You can get up to 8% cashback and build credit with Step Black and the Step Visa Card – with no risk of overdrafting. Plus, earn 4.00% on your FDIC-insured savings and cash in on $500 in annual perks that let you do more for less. Join over 5+ million people who trust Step to help them build credit. This is banking the way it should be. ¹Step is a financial services platform. Banking services provided by and the Step Visa card issued by Evolve Bank and Trust, member FDIC.

Google Play Store
Free
Finance

Usage Rank

#1,123

SoFi - Banking & Investing

Now with the new SoFi Plus, our premium membership with benefits across banking, investing, borrowing and more. Unlock for $10/month or at no cost with direct deposit Mobile banking made easy. High-yield savings¹, no account fees², and up to $300³ when you open an account with direct deposit. Better banking is here. Join over 10 million members who bank, invest, save, and budget with SoFi. Do it all in one app. SMART MOBILE BANKING FEATURES • Bank with no account fees, no overdraft fees, and no monthly maintenance fees.² • Get your paycheck up to two days early with direct deposit.⁴ • Access your cash at over 55,000 fee-free ATMs nationwide.⁵ • Make mobile check deposits instantly using your phone. • Protect your spending with $50 Overdraft Coverage.⁶ HIGH-YIELD SAVINGS • Earn our highest savings rates with direct deposit.¹ • Create custom Vaults for your savings goals. • Transfer money instantly between accounts.⁷ • Set up automatic savings rules for your goals. • Track your savings progress with detailed insights. INVESTING MADE EASY⁸ • Trade stocks with no commission (other fees apply). • Start investing with just $5 in fractional shares with SoFi Securities. • Access exclusive IPO investments with SoFi Securities. • Choose automated investing for your goals with SoFi Wealth. • Manage retirement accounts from your phone. BILL PAY & MONEY TRANSFERS • Pay bills and schedule automatic payments. • Send money quickly to friends and family.⁷ • Set up recurring bill payments. • Transfer money between bank accounts.⁷ • Track all bill payments in one place. SMART BUDGET TOOLS⁹ • Track spending across all your accounts. • Monitor your credit score with regular updates. • Create custom budget categories. • Get instant spending notifications. • Set up bill payment reminders. SPECIALIST SUPPORT • Get help from our team seven days a week. • Connect through secure in-app chat. • Call us at (855) 456-SOFI (7634). • Access our comprehensive help center. Download SoFi now to experience better online banking, smarter investing, and powerful money management tools. Join millions of members who save, invest, and manage their money with our all-in-one mobile banking app.